{"id":3358,"date":"2025-06-23T14:14:07","date_gmt":"2025-06-23T06:14:07","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3358"},"modified":"2025-06-23T14:14:07","modified_gmt":"2025-06-23T06:14:07","slug":"%e5%9c%a8%e8%b6%8a%e5%8d%97%e5%81%9a%e7%94%b5%e5%95%86%e9%9c%80%e8%a6%81%e5%93%aa%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/06\/23\/%e5%9c%a8%e8%b6%8a%e5%8d%97%e5%81%9a%e7%94%b5%e5%95%86%e9%9c%80%e8%a6%81%e5%93%aa%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/","title":{"rendered":"\u5728\u8d8a\u5357\u505a\u7535\u5546\u9700\u8981\u54ea\u4e9b\u652f\u4ed8\u65b9\u5f0f\uff1f"},"content":{"rendered":"<p>\u5728\u8d8a\u5357\u5f00\u5c55\u7535\u5546\u4e1a\u52a1\u65f6\uff0c\u652f\u4ed8\u65b9\u5f0f\u7684\u9009\u62e9\u9700\u8981\u5145\u5206\u8003\u8651\u5f53\u5730\u6d88\u8d39\u8005\u7684\u4f7f\u7528\u4e60\u60ef\u3001\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u4ee5\u53ca\u653f\u7b56\u73af\u5883\u3002\u4ee5\u4e0b\u662f\u5173\u952e\u652f\u4ed8\u65b9\u5f0f\u7684\u8be6\u7ec6\u5206\u6790\u548c\u5efa\u8bae\uff1a<\/p>\n<h3>\u4e00\u3001\u4e3b\u6d41\u7535\u5b50\u94b1\u5305\uff08\u5fc5\u5907\uff09<\/h3>\n<ol>\n<li><strong>Momo<\/strong>\uff08\u5e02\u573a\u5360\u6709\u7387\u8d8550%\uff09<\/li>\n<\/ol>\n<ul>\n<li>\u4f18\u52bf\uff1a\u7528\u6237\u8d853000\u4e07\uff0c\u652f\u6301\u626b\u7801\u652f\u4ed8\u3001\u8d26\u5355\u8f6c\u8d26<\/li>\n<li>\u5bf9\u63a5\u8981\u70b9\uff1a\u9700\u901a\u8fc7\u5b98\u65b9\u5546\u6237\u5e73\u53f0\u7533\u8bf7\uff0c\u6ce8\u610f3%\u7684\u4ea4\u6613\u624b\u7eed\u8d39\u4e0a\u9650<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>ZaloPay<\/strong>\uff08\u793e\u4ea4\u5c5e\u6027\u5f3a\uff09<\/li>\n<\/ol>\n<ul>\n<li>\u7279\u70b9\uff1a\u4f9d\u6258Zalo\u793e\u4ea4\u5e73\u53f0\uff0c\u9002\u5408\u5e74\u8f7b\u7528\u6237<\/li>\n<li>\u8fd1\u671f\u65b0\u589e\u529f\u80fd\uff1a\u652f\u6301\u8de8\u5883\u6c47\u6b3e\u63a5\u53e3<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li><strong>ViettelPay<\/strong>\uff08\u7535\u4fe1\u7cfb\u80cc\u666f\uff09<\/li>\n<\/ol>\n<ul>\n<li>\u72ec\u7279\u4f18\u52bf\uff1a\u53ef\u7ed1\u5b9aViettel\u624b\u673a\u8d26\u6237\u6263\u8d39<\/li>\n<li>\u9002\u7528\u573a\u666f\uff1a\u519c\u6751\u5730\u533a\u6e17\u900f\u7387\u9ad8<\/li>\n<\/ul>\n<h3>\u4e8c\u3001\u94f6\u884c\u8f6c\u8d26\u89e3\u51b3\u65b9\u6848<\/h3>\n<ol>\n<li>\n<p><strong>\u672c\u5730\u94f6\u884c\u76f4\u8fde<\/strong><\/p>\n<ul>\n<li>TOP5\u5408\u4f5c\u94f6\u884c\uff1a\n<ul>\n<li>Vietcombank\uff08\u5916\u6c47\u7ed3\u7b97\u6700\u4f18\uff09<\/li>\n<li>Techcombank\uff08\u79d1\u6280\u63a5\u53e3\u5b8c\u5584\uff09<\/li>\n<li>MB Bank\uff08\u4e2d\u5c0f\u4f01\u4e1a\u53cb\u597d\uff09<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u865a\u62df\u8d26\u6237\u65b9\u6848<\/strong><br \/>\n-\u63a8\u8350\u670d\u52a1\u5546\uff1a<\/p>\n<ul>\n<li>NganLuong.vn\uff08\u652f\u6301\u9884\u6388\u6743\u4ea4\u6613\uff09<\/li>\n<li>Payoo\uff087\u00d724\u5c0f\u65f6\u6e05\u7b97\uff09<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>\u4e09\u3001\u73b0\u91d1\u652f\u4ed8\u521b\u65b0\u65b9\u6848<\/p>\n<ol>\n<li><strong>COD\u589e\u5f3a\u7248<\/strong><br \/>\n-\u5efa\u8bae\u5408\u4f5c\u7269\u6d41\uff1a<\/p>\n<ul>\n<li>Giao Hang Nhanh (GHN) \uff1a\u63d0\u4f9b\u4ee3\u6536\u8d27\u6b3e\u4fdd\u9669\u670d\u52a1<\/li>\n<li>Viettel Post \uff1a\u519b\u65b9\u80cc\u666f\u914d\u9001\u7f51\u7edc\u8986\u76d6\u5168\u56fd<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>2.<strong>\u96f6\u552e\u7f51\u70b9\u4ee3\u6536<\/strong><\/p>\n<ul>\n<li>Circle K\u4fbf\u5229\u5e97\u7f51\u7edc\uff1a\u652f\u6301\u751f\u6210\u4ed8\u6b3e\u6761\u7801\u7ebf\u4e0b\u652f\u4ed8<\/li>\n<li>FPT Shop\u6570\u7801\u8fde\u9501\u5e97\uff1a\u9002\u5408\u9ad8\u5355\u4ef7\u5546\u54c1\u6536\u6b3e<\/li>\n<\/ul>\n<p>\u56db\u3001\u56fd\u9645\u5361\u652f\u4ed8\u7684\u672c\u5730\u5316\u5904\u7406<br \/>\n1.VISA\/Mastercard\u7279\u6b8a\u8981\u6c42\uff1a<br \/>\n-\u5fc5\u987b\u901a\u8fc7\u672c\u5730\u6536\u5355\u884c(\u5982VNPAY)<br \/>\n\u2013\u9700\u989d\u5916\u6dfb\u52a0\u300cVBV\u9a8c\u8bc1\u300d\u9875\u9762<\/p>\n<p>2.American Express:<br \/>\n\u2013\u76ee\u524d\u4ec5Sacombank\u53ef\u63d0\u4f9b\u6536\u5355<\/p>\n<p>\u4e94\u3001\u65b0\u5174\u8d8b\u52bf\u5e03\u5c40\u5efa\u8bae<br \/>\n1.Crypto\u652f\u4ed8\u8bd5\u70b9:<br \/>\n\u2013\u53ef\u901a\u8fc7Binance\u8d8a\u5357\u7ad9\u5b9e\u73b0\u6cd5\u5e01\u5151\u6362\u901a\u9053<\/p>\n<p>2.Buy Now Pay Later:<br \/>\n\u2013\u5408\u4f5c\u65b9\u63a8\u8350\uff1a<br \/>\n\u2022 Fundiin (\u767d\u6807\u89e3\u51b3\u65b9\u6848)<br \/>\n\u2022 HomePay (\u5bb6\u5177\u5bb6\u7535\u5782\u76f4\u9886\u57df)<\/p>\n<p>\u516d\uff0e\u5408\u89c4\u8981\u7279\u522b\u6ce8\u610f:<br \/>\n1.PSB\u724c\u7167\u7533\u8bf7:\u6708\u4ea4\u6613\u989d\u8d8550\u4ebf\u8d8a\u76fe(\u7ea620\u4e07\u7f8e\u5143)\u9700\u5907\u6848<\/p>\n<p>2.\u5916\u6c47\u7ba1\u7406:\u6bcf\u65e5\u81ea\u52a8\u7ed3\u6c47\u5236\u5ea6,\u4fdd\u7559\u81f3\u5c1115%\u4fdd\u8bc1\u91d1<\/p>\n<p>\u6280\u672f\u5bf9\u63a5\u63d0\u793a:<br \/>\n\u6240\u6709\u7f51\u5173\u5fc5\u987b\u652f\u6301QR Code\u56fd\u5bb6\u6807\u51c6(VNQR), Java SDK\u4f18\u5148\u4e8ePHP\u7248\u672c\u3002<\/p>\n<p>\u5efa\u8bae\u521d\u671f\u91c7\u7528\u300cMomo+Vietcombank+GHN COD\u300d\u7684\u4e09\u5143\u7ec4\u5408\u8d77\u6b65,\u540e\u671f\u6839\u636e\u54c1\u7c7b\u7279\u6027\u6269\u5c55\u3002\u4f8b\u5982\u65f6\u5c1a\u7c7b\u5e94\u589e\u52a0ZaloPay, B2B\u4e1a\u52a1\u4fa7\u91cdBank Transfer\u3002<\/p>\n<h3><strong>\u4e03\u3001\u652f\u4ed8\u7f51\u5173\u4e0e\u805a\u5408\u5e73\u53f0\u9009\u62e9\uff08\u6280\u672f\u5bf9\u63a5\u65b9\u6848\uff09<\/strong><\/h3>\n<p>\u5728\u8d8a\u5357\uff0c\u7531\u4e8e\u652f\u4ed8\u65b9\u5f0f\u9ad8\u5ea6\u5206\u6563\uff0c\u5efa\u8bae\u91c7\u7528<strong>\u672c\u5730\u5316\u805a\u5408\u652f\u4ed8\u7f51\u5173<\/strong>\u6216\u56fd\u9645\u652f\u4ed8\u5e73\u53f0\u7684\u672c\u5730\u9002\u914d\u65b9\u6848\uff0c\u4ee5\u964d\u4f4e\u6280\u672f\u5bf9\u63a5\u6210\u672c\u5e76\u63d0\u9ad8\u6210\u529f\u7387\u3002<\/p>\n<h4><strong>1. \u672c\u5730\u4e3b\u6d41\u805a\u5408\u652f\u4ed8\u670d\u52a1\u5546<\/strong><\/h4>\n<p><strong>(\u9002\u5408\u4e2d\u5c0f\u578b\u7535\u5546)<\/strong><\/p>\n<ul>\n<li>\n<p><strong>VNPAY<\/strong>:<\/p>\n<ul>\n<li>\u8986\u76d695%\u7684\u94f6\u884c\u548c\u7535\u5b50\u94b1\u5305\uff08Momo\u3001ZaloPay\u7b49\uff09<\/li>\n<li>\u652f\u6301\u4e00\u952e\u8df3\u8f6cAPP\u4ed8\u6b3e\uff08\u51cf\u5c11\u7528\u6237\u6d41\u5931\uff09<\/li>\n<li>API\u6587\u6863\u5b8c\u5584\uff0c\u7ed3\u7b97\u5468\u671fT+1<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>OnePay<\/strong>:<\/p>\n<ul>\n<li>VISA\/Mastercard\u6536\u5355\u5e02\u573a\u4efd\u989d\u7b2c\u4e00<\/li>\n<li>COD\u8d44\u91d1\u6258\u7ba1\u670d\u52a1\uff08\u964d\u4f4e\u62d2\u4ed8\u98ce\u9669\uff09<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Moca (GrabPay)<\/strong>:<br \/>\n\u9002\u7528\u4e8e\u5916\u5356\u3001\u6253\u8f66\u7b49\u9ad8\u9891\u7387\u4ea4\u6613\u573a\u666f<\/p>\n<\/li>\n<\/ul>\n<h4><strong>2. \u56fd\u9645\u652f\u4ed8\u5e73\u53f0\u8d8a\u5357\u5b9a\u5236\u7248<\/strong> <strong>(\u9002\u5408\u8de8\u5883\u5356\u5bb6)<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u670d\u52a1\u5546<\/th>\n<th>\u4f18\u52bf<\/th>\n<th>\u9002\u7528\u573a\u666f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Stripe Vietnam (Beta)<\/td>\n<td>\u652f\u6301\u56fd\u9645\u5361+\u90e8\u5206\u672c\u5730\u94b1\u5305<\/td>\n<td>SaaS\/\u8ba2\u9605\u5236\u4e1a\u52a1<\/td>\n<\/tr>\n<tr>\n<td>PayPal (\u4ec5\u8de8\u5883\u6536\u5355)<\/td>\n<td>USD\u7ed3\u7b97,\u9ad8\u4fe1\u4efb\u5ea6\u4f46\u624b\u7eed\u8d39\u8d35(4.5%)<\/td>\n<td>B2C\u51fa\u53e3\u7535\u5546<\/td>\n<\/tr>\n<tr>\n<td>Airwallex\u7a7a\u4e2d\u4e91\u6c47<\/td>\n<td>\u591a\u5e01\u79cd\u8d26\u6237+\u865a\u62df\u5361\u53d1\u653e<\/td>\n<td>DTC\u54c1\u724c\u72ec\u7acb\u7ad9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u26a0\ufe0f\u6ce8\u610f\uff1a\u76f4\u63a5\u4f7f\u7528Stripe Global\u53ef\u80fd\u56e0\u8d8a\u5357\u5916\u6c47\u7ba1\u5236\u5bfc\u81f4\u8d44\u91d1\u51bb\u7ed3\uff01\u5fc5\u987b\u7533\u8bf7Stripe Vietnam\u6d4b\u8bd5\u6743\u9650\u3002<\/p>\n<hr>\n<h3><strong>\u516b\u3001\u5206\u671f\u4ed8\u6b3e(Buy Now Pay Later, BNPL)\u8fd0\u8425\u7b56\u7565<\/strong><\/h3>\n<p>\u8d8a\u5357BNPL\u5e02\u573a\u5e74\u589e\u901f\u8d85120%\uff0c\u91cd\u70b9\u5408\u4f5c\u673a\u6784\uff1a<\/p>\n<ol>\n<li>\n<p><strong>Fundiin<\/strong> \uff08\u6700\u6210\u719f\uff09<\/p>\n<ul>\n<li><em>\u5408\u4f5c\u6a21\u5f0f<\/em>\uff1a0\u9996\u4ed8\/3\u671f\u514d\u606f\uff08\u7531\u7535\u5546\u627f\u62c5\u8d34\u606f\u6210\u672c\uff09<\/li>\n<li><em>\u98ce\u63a7\u7279\u70b9<\/em>\uff1a\u793e\u4ea4\u8d26\u53f7+\u7535\u4fe1\u6570\u636e\u4ea4\u53c9\u9a8c\u8bc1<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>HomePay<\/strong> \uff08\u5927\u4ef6\u5546\u54c1\u4e13\u7528\uff09<\/p>\n<ul>\n<li><em>\u6700\u957f12\u671f\u5206\u671f<\/em> \uff0c\u5229\u73878%\/\u5e74<\/li>\n<li><em>\u63a8\u8350\u54c1\u7c7b<\/em> \uff1a\u5bb6\u7535\u3001\u624b\u673a\u3001\u5962\u4f88\u54c1<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>3.\u00a0<strong>MoMo\u7684\u5206\u671f\u9891\u9053<\/strong><br \/>\n\u00a0 \u00a0\u2013\u9700\u989d\u5916\u7b7e\u7ea6\u63a5\u5165\uff0c\u4f46\u7528\u6237\u8f6c\u5316\u7387\u6bd4\u666e\u901a\u94b1\u5305\u9ad830%<\/p>\n<p>\ud83d\udccc\u8fd0\u8425\u5efa\u8bae\uff1a<\/p>\n<ul>\n<li>\u300c\u514d\u606f\u300d\u5b57\u6837\u5fc5\u987b\u7528\u8d8a\u5357\u8bed\u300cTR\u1ea2 G\u00d3P L\u00c3I SU\u1ea4T 0%\u300d\u6807\u6ce8<\/li>\n<li>HO CHI MINH\u5e02\u7528\u6237\u7684\u5e73\u5747\u5206\u671f\u91d1\u989d\u662f\u6cb3\u5185\u76841.7\u500d<\/li>\n<\/ul>\n<hr>\n<p>\u00a0\u4e5d\u3001\u300c\u73b0\u91d1\u7ecf\u6d4e\u300d\u7279\u6b8a\u73a9\u6cd5\u2014\u2014\u9884\u4ed8\u5361\u4f53\u7cfb<br \/>\n\u9488\u5bf9\u65e0\u94f6\u884c\u8d26\u6237\u4eba\u7fa4\u7684\u521b\u65b0\u89e3\u51b3\u65b9\u6848\uff1a<br \/>\n\u2714\ufe0f Vietnam 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