\u5728\u5168\u7403\u5316\u7535\u5546\u65f6\u4ee3\uff0c\u83f2\u5f8b\u5bbe\u5df2\u6210\u4e3a\u4e1c\u5357\u4e9a\u589e\u957f\u6700\u5feb\u7684\u6570\u5b57\u652f\u4ed8\u5e02\u573a\u4e4b\u4e00\u3002\u6839\u636e\u6700\u65b0\u6570\u636e\uff0c\u83f2\u5f8b\u5bbe\u7535\u5b50\u5546\u52a1\u5e02\u573a\u89c4\u6a21\u9884\u8ba1\u5c06\u57282025\u5e74\u8fbe\u5230240\u4ebf\u7f8e\u5143\u3002\u5bf9\u4e8e\u5e0c\u671b\u62d3\u5c55\u4e1c\u5357\u4e9a\u4e1a\u52a1\u7684\u4f01\u4e1a\u800c\u8a00\uff0c\u4e86\u89e3\u5982\u4f55\u901a\u8fc7Stripe\u6216\u5176\u4ed6\u7b2c\u4e09\u65b9\u652f\u4ed8\u5e73\u53f0\u652f\u6301\u83f2\u5f8b\u5bbe\u672c\u5730\u5316\u652f\u4ed8\u81f3\u5173\u91cd\u8981\u3002<\/p>\n
\u672c\u6587\u5c06\u8be6\u7ec6\u4ecb\u7ecd\u4f7f\u7528Stripe\u53ca\u5176\u4ed6\u4e3b\u6d41\u7b2c\u4e09\u65b9\u652f\u4ed8\u670d\u52a1\u5546\u63a5\u5165\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5b8c\u6574\u65b9\u6848\uff0c\u5305\u62ec\u652f\u6301\u7684\u4ed8\u6b3e\u65b9\u5f0f\u3001\u8d39\u7387\u7ed3\u6784\u3001\u5408\u89c4\u8981\u6c42\u4ee5\u53ca\u4f18\u5316\u8f6c\u5316\u7387\u7684\u5b9e\u7528\u6280\u5de7\u3002<\/p>\n
\u622a\u81f3\u5f53\u524d\uff0cStripe\u5df2\u6b63\u5f0f\u652f\u6301\u5728\u7279\u5b9a\u6761\u4ef6<\/strong>\u4e0b\u5904\u7406\u6765\u81ea\u83f2\u5f8b\u5bbe\u5ba2\u6237\u7684\u4ed8\u6b3e\uff1a<\/p>\n \u867d\u7136Stripedirect\u4e0d\u652f\u6301\u6240\u6709\u83f2\u672c\u571f\u652f\u4ed8\u65b9\u5f0f\uff0c\u4f46\u53ef\u901a\u8fc7\u4ee5\u4e0b\u6e20\u9053\u63a5\u6536\u6b3e\u9879\uff1a<\/p>\n \u91cd\u8981\u63d0\u793a\uff1a\u7eaf\u4f7f\u7528Strike\u53ef\u80fd\u65e0\u6cd5\u8986\u76d670%\u504f\u597d\u7535\u5b50\u94b1\u5305\u548c\u73b0\u91d1\u652f\u4ed8\u7684\u83f2\u6d88\u8d39\u8005\u3002<\/p>\n \u4f5c\u4e3a\u672c\u571f\u9886\u5148\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff1a<\/p>\n \u96c6\u6210\u6848\u4f8b\u7814\u7a76\uff1a\u65b0\u52a0\u5761\u65f6\u5c1a\u54c1\u724cLove,Bonito\u901a\u8fc7PayMongo\u4f7f\u83f2\u533a\u7ed3\u8d26\u7387\u63d0\u534763%\u3002<\/p>\n \u72ec\u7279\u4ef7\u503c\u4e3b\u5f20\uff1a<\/p>\n \u6280\u672f\u7ec6\u8282\u6ce8\u610f\u9879:<\/p>\n \u53cd\u6b3a\u8bc8\u673a\u5236\u91c7\u7528\u673a\u5668\u5b66\u4e60\u8bc4\u5206\u7cfb\u7edf(\u9608\u503c\u5efa\u8bae\u8bbe\u4e3a85\u5206)\u3002<\/p>\n \u5c3d\u7ba1\u975e\u6700\u4f18\u89e3\u4f46\u4ecd\u6709\u5176\u4ef7\u503c\u7a7a\u95f4:<\/p>\n \u2714\ufe0f B2B\u9ad8\u5ba2\u5355\u4ef7\u4ea4\u6613(>\u20b150,000) \u5173\u952e\u9650\u5236\u56e0\u7d20: \u6240\u6709\u5904\u7406\u4fe1\u7528\u5361\u6570\u636e\u7684\u5e73\u53f0\u5fc5\u987b\u7b26\u5408:<\/p>\n \u5efa\u8bae\u91c7\u7528Hosted Payment Page\u964d\u4f4e\u5408\u89c4\u8d1f\u62c5\u3002<\/p>\n \u6839\u636eBIR\u7b2c2307\u53f7\u8868\u683c\u89c4\u5b9a:<\/p>\n \u8bed\u8a00\u672c\u5730\u5316\u4f18\u5148\u7ea7<\/strong><\/p>\n \u79fb\u52a8\u7aefUX\u5173\u952e\u6307\u6807<\/strong><\/p>\n \u4fe1\u4efb\u5fbd\u7ae0\u5e03\u5c40\u65b9\u6848<\/strong> }<\/p>\n \u5b9e\u6d4b\u6570\u636e\uff1a\u6dfb\u52a0\u5145\u503c\u4f59\u989d\u63d0\u9192\u53ef\u4f7f30\u5206\u949f\u5185\u5b8c\u6210\u7387\u4ece54%\u219271%<\/p>\n \u6807\u51c6\u5904\u7406\u6d41\u7a0b\u5e94\u5305\u542b\uff1a \u5178\u578b\u9519\u8bef\u6848\u4f8b\uff1a\u5c06\u5ba2\u6237\u8f93\u5165\u7684\"O\"(\u5b57\u6bcd)\u8bef\u8ba4\u4e3a\"0\"(\u6570\u5b57)\u5bfc\u81f4\u5bf9\u8d26\u5931\u8d25\u3002<\/p>\n \u8fd9\u662fBangko Sentral\u53cd\u6d17\u94b1\u65b0\u89c4\u8981\u6c42\uff0c\u5f53\u51fa\u73b0\u4ee5\u4e0b\u60c5\u51b5\u65f6\u4f1a\u89e6\u53d1\u989d\u5916\u9a8c\u8bc1\uff1a \u89e3\u51b3\u65b9\u6848\u8def\u5f84\u56fe\uff1a<\/p>\n 2024\u5e74\u83f2\u5f8b\u5bbe\u592e\u884c\u5c06\u91cd\u70b9\u63a8\u8fdb\u4e24\u9879\u9769\u65b0\uff1a<\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" \u5982\u4f55\u7528Stripe\u6216\u7b2c\u4e09\u65b9\u652f\u4ed8\u5e73\u53f0\u652f\u6301\u83f2\u5f8b\u5bbe\u652f\u4ed8\uff1f\u5b8c\u6574\u6307\u5357 \u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3382","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"\n\n
\u901a\u8fc7Stripe\u53ef\u63a5\u53d7\u7684\u83f2\u672c\u5730\u4ed8\u6b3e\u65b9\u5f0f<\/h3>\n
\n
\u4e13\u4e1a\u7b2c\u4e09\u65b9\u66ff\u4ee3\u65b9\u6848\u6df1\u5ea6\u5206\u6790<\/h2>\n
PayMongo\u2014\u2014\u4e13\u4e3a\u83f2\u5e02\u573a\u6253\u9020\u7684API\u4f18\u5148\u65b9\u6848<\/h3>\n
\u6838\u5fc3\u4f18\u52bf\uff1a
\r\n\u2713 \u76f4\u63a5PHP\u7ed3\u7b97
\r\n\u2713 0%\u5916\u6c47\u635f\u5931
\r\n\u2713 API\u54cd\u5e94\u65f6\u95f4<800ms
\r\n
\r\n\u652f\u6301\u6e20\u9053\uff1a
\r\n\u2022 GCash (\u8986\u76d6\u738789%)
\r\n\u2022 PayMaya (76%)
\r\n\u2022 \u4e03\u5927\u672c\u5730\u94f6\u884c\u5373\u65f6\u8f6c\u8d26
\r\n\u2022 Over-the-counter\u73b0\u91d1\u5b58\u6b3e
\r\n
\r\n\u8d39\u7387\u7ed3\u6784\uff1a
\r\n\u7ebf\u4e0a\u4ea4\u6613:2.9%+\u20b115
\r\n\u7ebf\u4e0b\u4ee3\u6536:1.5%+\u20b110
\r\n<\/code><\/pre>\nDragonpay\u2014\u2014\u4f20\u7edf\u4e0e\u521b\u65b0\u7684\u6df7\u5408\u4f53<\/h3>\n
\n
\/\/ Webhook\u9a8c\u7b7e\u793a\u4f8b
\r\n$secretKey = 'DP-MERCHANT-KEY';
\r\n$signature = hash('sha256', $txnId.$secretKey);
\r\n
\r\nif($_POST['signature'] === $signature){
\r\n \/\/\u5904\u7406\u6210\u529f\u901a\u77e5
\r\n}
\r\n<\/code><\/pre>\nPayPal\u8de8\u5883\u65b9\u6848\u7684\u9002\u7528\u573a\u666f\u8bc4\u4f30<\/h2>\n
\n\u2714\ufe0f OFW(\u6d77\u5916\u52b3\u5de5)\u6c47\u6b3e\u573a\u666f
\n\u2714\ufe0f USD\u6807\u4ef7\u6570\u5b57\u670d\u52a1\u8ba2\u9605<\/p>\n
\n\u00d7 PHP\u2192USD\u53cc\u91cd\u5151\u6362\u635f\u5931(\u7ea64.7%)
\n\u00d7 Chargeback\u7387\u9ad8\u4e8e\u884c\u4e1a\u5747\u503c37%<\/p>\nPCI DSS\u5408\u89c4\u4e0e\u7a0e\u52a1\u5b9e\u64cd\u8981\u70b9<\/h2>\n
\u6570\u636e\u5b89\u5168\u8ba4\u8bc1\u8981\u6c42<\/h3>\n
\n\n
\n \nLevel<\/th>\n \u5e74\u4ea4\u6613\u91cf<\/th>\n SAQ\u7c7b\u578b<\/th>\n ASV\u626b\u63cf\u9891\u7387<\/th>\n<\/tr>\n<\/thead>\n \n 1<\/td>\n >600\u4e07\u7b14<\/td>\n D<\/td>\n Quarterly<\/td>\n<\/tr>\n \n 2<\/td>\n <600\u4e07\u7b14<\/td>\n A<\/td>\n Annually<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n Withholding Tax\u9884\u6263\u7a0e\u7ba1\u7406<\/h3>\n
\n
\u83f2\u5f8b\u5bbe\u652f\u4ed8\u573a\u666f\u7684\u6df1\u5ea6\u4f18\u5316\u7b56\u7565<\/h2>\n
\u672c\u5730\u5316\u652f\u4ed8\u754c\u9762\u8bbe\u8ba1\u9ec4\u91d1\u6cd5\u5219<\/h3>\n
\n
\n
graph TD
\r\n A[\u52a0\u8f7d\u65f6\u95f4 B[3\u6b65\u5185\u5b8c\u6210\u652f\u4ed8]
\r\n B --> C[GCash\u56fe\u6807\u5c3a\u5bf8\u226548px]
\r\n C --> D[\u6307\u7eb9\u8bc6\u522b\u542f\u7528\u738792%]
\r\n<\/code><\/pre>\n<\/li>\n
\n\u5efa\u8bae\u5728\u7ed3\u7b97\u9875\u540c\u65f6\u5c55\u793a\uff1a<\/p>\n\n
\u4ea4\u6613\u6210\u529f\u7387\u63d0\u5347\u5b9e\u6218\u6280\u5de7<\/h3>\n
OTC(\u67dc\u53f0\u4ed8\u6b3e)\u4e13\u9879\u4f18\u5316<\/h4>\n
\n
\/\/ SmartLazyLoad\u7ec4\u4ef6\u793a\u4f8b
\r\nfunction showReceiptGuide() {
\r\n if(geoIP === 'PH' && paymentMethod === 'OTC') {
\r\n displayFloatingUploader({
\r\n position: 'bottom-right',
\r\n fileTypes: ['.jpg', '.png'],
\r\n maxSize: '2MB'
\r\n });
\r\n }
\r\n<\/code><\/pre>\n<\/li>\n<\/ul>\n\r\n- \u4fbf\u5229\u5e97\u7f51\u7edc\u4f18\u9009\u987a\u5e8f\uff1a
\r\n1. Bayad Center (\u8986\u76d6\u738783%)
\r\n2. SM Bills Payment
\r\n3. Robinsons Business Center
\r\n
\r\n GCash\u6d41\u91cf\u8f6c\u5316\u6f0f\u6597\u5206\u6790
\r\n
\r\n```python
\r\n# AB\u6d4b\u8bd5\u5efa\u8bae\u53c2\u6570\u914d\u7f6e
\r\ngcash_params = {
\r\n 'deep_link': True, # APP\u76f4\u8df3\u5f00\u542f\u65f6\u8f6c\u5316+29%
\r\n 'timeout':90, # QR\u6709\u6548\u671f(\u79d2)
\r\n 'retry_interval':15,
\r\n 'fallback_url':'gcash.com\/payonline'
\r\n}
\r\n<\/code><\/pre>\nFAQ\u9ad8\u9891\u95ee\u9898\u4e13\u4e1a\u89e3\u7b54\u5e93<\/h2>\n
Q1\uff1a\u5982\u4f55\u5904\u7406BDO\u94f6\u884c\u8f6c\u8d26\u7684Reference\u7f16\u7801\uff1f<\/h3>\n
\n\u2460\u524d\u7aef\u5b9e\u65f6\u6821\u9a8c8\u4f4d\u6570\u5b57\u683c\u5f0f\u6b63\u5219\/^d{8}$\/<\/code>
\n\u2461\u540e\u7aef\u5f02\u6b65\u67e5\u8be2BDO Virtuallink API\u9a8c\u8bc1\u6709\u6548\u6027
\n\u2462\u81ea\u52a8\u5339\u914d\u673a\u5236\u5141\u8bb8\u00b110\u5206\u949f\u65f6\u95f4\u5dee<\/p>\nQ2\uff1a\u4e3a\u4ec0\u4e48PayMaya\u4ea4\u6613\u4f1a\u89e6\u53d1BVN\u9a8c\u8bc1\uff1f<\/h3>\n
\n\u2713\u5355\u7b14\u91d1\u989d>\u20b150,000
\n\u2713\u6708\u7d2f\u8ba1>\u20b1200,000
\n\u2713\u8bbe\u5907\u9996\u6b21\u767b\u5f55\u68c0\u6d4b<\/p>\n\u5546\u6237\u540e\u53f0\u63d0\u4ea4KYC\u6750\u6599 \u2192 PayMaya\u98ce\u63a7\u767d\u540d\u5355 \u2192
\r\n\u5ba2\u6237\u6536\u52306\u4f4d\u77ed\u4fe1\u9a8c\u8bc1\u7801 \u2192
\r\n
\r\n\u5b8c\u6574\u6d41\u7a0b\u5e73\u5747\u8017\u65f611\u5206\u949f\uff08\u5de5\u4f5c\u65f6\u95f4\u5185\uff09
\r\n<\/code><\/pre>\nEmerging Trends\u524d\u77bb\u6280\u672f\u5e03\u5c40\u5efa\u8bae<\/h2>\n
\n
\n
\n\u5f53\u524d\u8fdb\u5ea6\uff1a[\u5df2\u5b8c\u6210] BPI\/UnionBank\/[\u8fdb\u884c\u4e2d] Metrobank<\/li>\n<\/ul>\n<\/p>\n
\n
\n\u6280\u672f\u5bf9\u63a5\u7a97\u53e3\u671f\u9884\u8ba1\u57282024Q3\u5f00\u653e\u7533\u8bf7<\/li>\n<\/ul>\n