{"id":3418,"date":"2025-07-31T12:34:19","date_gmt":"2025-07-31T04:34:19","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3418"},"modified":"2025-07-31T12:34:19","modified_gmt":"2025-07-31T04:34:19","slug":"%e7%94%a8php%ef%bc%8fpython%e5%af%b9%e6%8e%a5gcash%e6%88%96maya%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a3","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/07\/31\/%e7%94%a8php%ef%bc%8fpython%e5%af%b9%e6%8e%a5gcash%e6%88%96maya%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a3\/","title":{"rendered":"\u7528PHP\uff0fPython\u5bf9\u63a5GCash\u6216Maya\u652f\u4ed8\u63a5\u53e3"},"content":{"rendered":"<h1>\u5bf9\u63a5GCash\u548cMaya\u652f\u4ed8\u63a5\u53e3\u6307\u5357<\/h1>\n<h2>GCash\u652f\u4ed8\u63a5\u53e3\u5bf9\u63a5<\/h2>\n<h3>PHP\u5b9e\u73b0\u65b9\u5f0f<\/h3>\n<pre><code class=\"language-php\">&lt;?php<br>\r\n\/\/ GCash API\u914d\u7f6e<br>\r\n$gcash_api_key = 'YOUR_GCASH_API_KEY';<br>\r\n$gcash_secret = 'YOUR_GCASH_SECRET';<br>\r\n$gcash_base_url = 'https:\/\/api.gcash.com';<br>\r\n<br>\r\n\/\/ \u521b\u5efa\u652f\u4ed8\u8bf7\u6c42<br>\r\nfunction createGcashPayment($amount, $reference_id, $callback_url) {<br>\r\n    global $gcash_api_key, $gcash_secret, $gcash_base_url;<br>\r\n    <br>\r\n    $endpoint = '\/payments\/v1\/payments';<br>\r\n    $timestamp = time();<br>\r\n    <br>\r\n    \/\/ \u6784\u5efa\u8bf7\u6c42\u6570\u636e<br>\r\n    $data = [<br>\r\n        'amount' =&gt; number_format($amount, 2),<br>\r\n        'currency' =&gt; 'PHP',<br>\r\n        'payment_method' =&gt; ['type' =&gt; 'GCASH'],<br>\r\n        'reference_id' =&gt; $reference_id,<br>\r\n        'redirect_urls' =&gt; [<br>\r\n            'success' =&gt; \"$callback_url?status=success\",<br>\r\n            'failure' =&gt; \"$callback_url?status=failure\",<br>\r\n            'cancel' =&gt; \"$callback_url?status=cancel\"<br>\r\n        ]<br>\r\n    ];<br>\r\n    <br>\r\n    \/\/ \u751f\u6210\u7b7e\u540d<br>\r\n    $signature_data = \"POST\\n{$endpoint}\\n{$timestamp}\\n\" . json_encode($data);<br>\r\n    $signature = hash_hmac('sha256', base64_encode($signature_data), base64_encode($gcash_secret));<br>\r\n    <br>\r\n    \/\/ HTTP\u8bf7\u6c42\u5934<br>\r\n    $headers = [<br>\r\n        \"Content-Type: application\/json\",<br>\r\n        \"Authorization: Bearer {$gcash_api_key}\",<br>\r\n        \"X-GCash-Timestamp: {$timestamp}\",<br>\r\n        \"X-GCash-Signature: {$signature}\"<br>\r\n    ];<br>\r\n    <br>\r\n     \/\/ cURL\u8bf7\u6c42 <br>\r\n     try {<br>\r\n         return makeApiRequest(\"{$gcash_base_url}{$endpoint}\", json_encode($data), true);<br>\r\n     } catch (Exception) {<br>\r\n         throw new Exception(\"Failed to create GCASH payment\");<br>\r\n     }<br>\r\n}<br>\r\n<br>\r\nfunction makeApiRequest(string url string data bool isPost): array|false {  <br>\r\n   \/* Implementation here *\/<br>\r\n}<br>\r\n<\/code><\/pre>\n<h3>Python\u5b9e\u73b0\u65b9\u5f0f<\/h3>\n<pre><code class=\"language-python\">import requests<br>\r\nimport hashlib <br>\r\nimport hmac <br>\r\nimport base64 <br>\r\nimport time <br>\r\nimport json <br>\r\n<br>\r\nclass GcashPayment:<br>\r\n    <br>\r\ndef __init__(self api_key secret):<br>\r\nself.api_key api key self.secret secret self.base url https:\/\/api.gcash.com<br>\r\n    <br>\r\ndef create_payment(self amount reference id callback url):<br>\r\n endpoint \/payments\/v1\/payments timestamp int(time.time())<br>\r\n        <br>\r\n data amount f{float(amount):.2f} currency PHP payment method type GCASH reference id reference id redirect urls success f{call backurl status successfailure f{call backurl status failure cancel f call backurl status cancel<br>\r\n        <br>\r\n signature data POST\\n end point \\n str(timestamp)\\n +json.dumps(data)<br>\r\n signature hmac.new(base64.b64encode(self.secret.encode()) base64.b6encode(signatur_data.encode()) hashlib.sha256).hexdigest()<br>\r\n        <br>\r\n headers Content-Type application\/json Authorization Bearer {self.api key X-GCash-Timestamp str(timestamp) X-GCash-Signatur signature<br>\r\n        <br>\r\n response requests.post(f\"{self.base url}{end point}\" jso=data headers=headers)<br>\r\n response.raise_for_status()<br>\r\n return response.json()<br>\r\n<br>\r\n<\/code><\/pre>\n<h2>Maya\u652f\u4ed8\u63a5\u53e3\u5bf9\u63a5<\/h2>\n<h3>PHP\u5b9e\u73b0\u65b9\u5f0f<\/h3>\n<pre><code class=\"language-php\"><br>\r\npublic function createCheckout(float amount string requestReferenceNumber array redirectUrls try payload [ totalAmount [ value amount currency PHPitems [[ name Item name quantity | price value (amoun\/100)*100 code item001 description Sample item]] requestReferenceNumberrequestReferenceNumber redirectUrl redirectUrls ] ;<br>\r\n<br>\r\nresponse this-&gt;makeRequest('\/checkout\/v1\/checkouts payload); if (!isset(response['checkoutId'])) throw new Exception('Failed to creatcheckout');<br>\r\n<br>\r\nreturn [ checkoutUrl response['redirectUrl'] checkoutId response['checkoutId'] ]; catch (Exception e) error log(e-&gt;getMessage()); return false;}<br>\r\n<br>\r\nprivate function makeRequest(string path array data string method POST') curl curl_init(this-&gt;api Url path); curl_setopt_array(curl CURLOPT_RETURNTRANSFER true CURLOPT_CUSTOMREQUEST method CURLOPT_POSTFIELDS json encode(data)); headers ['Content-Type application\/jsonAuthorization Basic .base6 encode(this-&gt;checOutKey )]; curl setopt(curl CURLOPT HTTPHEADER headers);<br>\r\n<br>\r\nresult cur_exec(curl); errno cur_errno(curl); error cur_error(curl); if errno throw new Exception(Curl error error);<br>\r\n<br>\r\nhttpCode cur_getinfo(cu CURLINFO HTTP CODE if httpCode &gt;=400 parse result ?json decode(result true :[]; message parsed['message??parsed[0]['message]??Unknown Maya API erro'; throw new Exception(Maya API Error message httpCod finally cu_close(cu );<br>\r\n<br>\r\nreturn son decode(result tru ); } ```<br>\r\n<br>\r\n Python\u5b9e\u73b0\u65b9\u5f0f ```python import reques import bas664 import jsor from typing impo Dict Any Optional class May Payment def __init__(sel checout_k y your_may_check utkey se ret ey your maya s cret k y a i_u l https:\/ pg sand ox pay ay . om):<br>\r\n<br>\r\n elf ch ck ut ke check t k y elf sec et ke secre _ke elf a i u l ap _ur def cre te_ch ckou sel am unt floa req est ref r nc numbe tr redi ectU ls Di t[str st ] D ct[str An ]:<br>\r\n<br>\r\npayload otal mount alue amou nt curr ncy PH it ms na e Ite name qua ti price valu round(amo t *10 )\/100 co de ite O01 descr pt on Sam le tem re uestRefere ce um er requstR ferenc Numbe redi ectU l redir ctUr s ]<br>\r\n<br>\r\nrespon e self._ma e_req est \/ch ck ut v1\/ch c outs paylo d)<br>\r\n<br>\r\nif no response or ot respo se.get( chec ou d ): rais Except on(Fai ed o cre te Ma ya ch c out )<br>\r\n<br>\r\nret r dict chec ou Ur res o se[ ed rectUr ] che kou Id espo se[c ec outI ] )<br>\r\n<br>\r\nef _mak eque t(se pa th str da a Di t ny met od st POS ) &gt; Op iona Dic any]:<br>\r\n<br>\r\nrl f {s If.a i_r }{ ath heade s ont nt Typ appli ation\/jso Auth riz tion asic b4encod ((f sel .checou key ).en ode() hex ist()]<br>\r\n<br>\r\nsponse re uests.req est ethod lower() ur he ers head rs jso da a)<br>\r\n<br>\r\nspons raise fo sta us()<br>\r\n<br>\r\nre urn sponse.jso () excep Exce tion as xceptio print(f May API er or ex ep ion ret urn No ne ```<br>\r\n<br>\r\n \u5173\u952e\u6ce8\u610f\u4e8b\u9879  <br>\r\n<br>\r\n1 \u6c99\u7bb1\u73af\u5883\uff1a\u4e24\u79cd\u652f\u4ed8\u670d\u52a1\u90fd\u63d0\u4f9b\u6c99\u7bb1\u73af\u5883\uff0c\u5f00\u53d1\u65f6\u5e94\u5148\u4f7f\u7528\u6d4b\u8bd5API\u5bc6\u94a5\u8fdb\u884c\u96c6\u6210\u6d4b\u8bd5\u3002<br>\r\n<br>\r\n2 Webhook\u5904\u7406\uff1a\u5fc5\u987b\u8bbe\u7f6e\u670d\u52a1\u5668\u7aef\u70b9\u6765\u5904\u7406\u5f02\u6b65\u901a\u77e5\uff0c\u9a8c\u8bc1\u4ea4\u6613\u72b6\u6001\u3002<br>\r\n<br>\r\n3 \u5b89\u5168\u63aa\u65bd\uff1a<br>\r\n- \u6240\u6709API\u8c03\u7528\u90fd\u5e94\u901a\u8fc7HTTPS\u8fdb\u884c  <br>\r\n- \u654f\u611f\u6570\u636e\u5982API\u5bc6\u94a5\u4e0d\u5e94\u786c\u7f16\u7801\u5728\u4ee3\u7801\u4e2d  <br>\r\n- IP\u767d\u540d\u5355\uff08\u5982\u679c\u652f\u6301\uff09\u5e94\u914d\u7f6e\u4e3a\u4ec5\u5141\u8bb8\u60a8\u7684\u670d\u52a1\u5668IP\u8bbf\u95ee  <br>\r\n<br>\r\n4 \u5408\u89c4\u6027\u8981\u6c42\uff1a<br>\r\n- PCI DSS\u5408\u89c4\u5904\u7406\u4fe1\u7528\u5361\u6570\u636e\uff08\u5982\u9002\u7528\uff09<br>\r\n- GDPR\u6216\u5176\u4ed6\u672c\u5730\u9690\u79c1\u6cd5\u89c4\u9075\u4ece\u6027  <br>\r\n<br>\r\n5 \u9519\u8bef\u5904\u7406\uff1a\u5b9e\u65bd\u91cd\u8bd5\u673a\u5236\u5e94\u5bf9\u7f51\u7edc\u95ee\u9898\u6216\u6682\u65f6\u6027\u6545\u969c\u3002<br>\r\n<\/code><\/pre>\n<h2>\u652f\u4ed8\u63a5\u53e3\u5bf9\u63a5\u7684\u6df1\u5165\u5b9e\u73b0\u4e0e\u6700\u4f73\u5b9e\u8df5<\/h2>\n<h3>Webhook\u5904\u7406\u5b9e\u73b0\uff08PHP\u793a\u4f8b\uff09<\/h3>\n<pre><code class=\"language-php\">&lt;?php<br>\r\n\/\/ GCash\/Maya Webhook\u5904\u7406\u5668<br>\r\nclass PaymentWebhookHandler {<br>\r\n    private $apiSecret;<br>\r\n    <br>\r\n    public function __construct(string $apiSecret) {<br>\r\n        $this-&gt;apiSecret = $apiSecret;<br>\r\n    }<br>\r\n    <br>\r\n    public function handleGcashWebhook(): void {<br>\r\n        \/\/ \u9a8c\u8bc1\u7b7e\u540d<br>\r\n        $signature = $_SERVER['HTTP_X_GCASH_SIGNATURE'] ?? '';<br>\r\n        $payload = file_get_contents('php:\/\/input');<br>\r\n        <br>\r\n        if (!$this-&gt;verifyGcashSignature($signature, $payload)) {<br>\r\n            http_response_code(401);<br>\r\n            exit;<br>\r\n        }<br>\r\n        <br>\r\n        \/\/ \u5904\u7406webhook\u4e8b\u4ef6<br>\r\n        try {<br>\r\n            return match ($eventType) {<br>\r\n                'payment.success' =&gt; new SuccessPaymentEvent($data),<br>\r\n                'payment.failed' =&gt; new FailedPaymentEvent($data),<br>\r\n                default =&gt; throw new UnexpectedValueException(\"Unsupported event type: {$eventType}\"),<br>\r\n            };<br>\r\n            <br>\r\n            \/\/ TODO: \u66f4\u65b0\u8ba2\u5355\u72b6\u6001\u7b49\u4e1a\u52a1\u903b\u8f91<br>\r\n            <br>\r\n            http_response_code(200);<br>\r\n            <br>\r\n<\/code><\/pre>\n<h3>Python\u5f02\u6b65Webhook\u5904\u7406<\/h3>\n<pre><code class=\"language-python\">from fastapi import FastAPI, Request, HTTPException <br>\r\nimport hmac <br>\r\nimport hashlib <br>\r\n<br>\r\napp = FastAPI()<br>\r\n<br>\r\nMAYA_WEBHOOK_SECRET = \"your_webhook_secret\"<br>\r\n<br>\r\n@app.post(\"\/maya\/webhooks\")<br>\r\nasync def handle_maya_webhook(request: Request):<br>\r\n    # \u9a8c\u8bc1\u7b7e\u540d <br>\r\n    signature_header = request.headers.get(\"X-Maya-Signature\")<br>\r\n    <br>\r\n<\/code><\/pre>\n<h2>\u5e38\u89c1\u95ee\u9898\u89e3\u51b3\u65b9\u6848<\/h2>\n<ol>\n<li>\n<p><strong>\u8bc1\u4e66\u9a8c\u8bc1\u5931\u8d25<\/strong>\uff1a<\/p>\n<pre><code class=\"language-bash\"># PHP cURL SSL\u8bbe\u7f6e (\u5f00\u53d1\u73af\u5883\u53ef\u4e34\u65f6\u5173\u95ed\u9a8c\u8bc1)<br>\r\ncurl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false); <br>\r\n<br>\r\n# Python requests SSL\u8bbe\u7f6e  <br>\r\nrequests.post(url, verify='\/path\/to\/cert.pem')  <br>\r\n<br>\r\n<\/code><\/pre>\n<\/li>\n<li>\n<p><strong>\u8c03\u8bd5\u6280\u5de7<\/strong>\uff1a<\/p>\n<ul>\n<li>GCash\u6c99\u7bb1\u6d4b\u8bd5\u5361\u53f7\uff1a<code>4111111111111111<\/code><\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u6027\u80fd\u4f18\u5316<\/strong>\uff1a<\/p>\n<\/li>\n<li>\n<p><strong>\u5b89\u5168\u589e\u5f3a\u5efa\u8bae<\/strong><\/p>\n<\/li>\n<li>\n<p><strong>\u4ea4\u6613\u72b6\u6001\u540c\u6b65<\/strong><\/p>\n<\/li>\n<li><\/li>\n<li><\/li>\n<li><\/li>\n<li><\/li>\n<\/ol>\n<p>10<\/p>\n<h2>\u652f\u4ed8\u63a5\u53e3\u5bf9\u63a5\u7684\u6df1\u5165\u5b9e\u73b0\u4e0e\u6700\u4f73\u5b9e\u8df5\uff08\u7eed\uff09<\/h2>\n<h3>5. \u4ea4\u6613\u72b6\u6001\u540c\u6b65\u673a\u5236<\/h3>\n<h4>PHP\u5b9e\u73b0\u4e3b\u52a8\u67e5\u8be2<\/h4>\n<pre><code class=\"language-php\">function getGcashPaymentStatus(string $paymentId): array {<br>\r\n    $endpoint = \"\/payments\/v1\/payments\/{$paymentId}\";<br>\r\n    $timestamp = time();<br>\r\n    <br>\r\n    \/\/ \u751f\u6210\u7b7e\u540d\uff08\u4f7f\u7528\u4e4b\u524d\u5b9a\u4e49\u7684\u7b7e\u540d\u65b9\u6cd5\uff09<br>\r\n    $signature = generateGcashSignature('GET', $endpoint, $timestamp);<br>\r\n    <br>\r\n    try {<br>\r\n        return makeApiRequest(<br>\r\n            \"{$gcash_base_url}{$endpoint}\",<br>\r\n            null,<br>\r\n            false, \/\/ GET\u8bf7\u6c42<br>\r\n            [<br>\r\n                \"Authorization: Bearer {$gcash_api_key}\",<br>\r\n                \"X-GCash-Timestamp: {$timestamp}\",<br>\r\n                \"X-GCash-Signature: {$signature}\"<br>\r\n            ]<br>\r\n        );<br>\r\n    } catch (Exception) {<br>\r\n        throw new Exception(\"Failed to fetch payment status\");<br>\r\n    }<br>\r\n}<br>\r\n<\/code><\/pre>\n<h4>Python\u5f02\u6b65\u72b6\u6001\u68c0\u67e5<\/h4>\n<pre><code class=\"language-python\">async def check_maya_payment_status(session, checkout_id):<br>\r\n    url = f\"{self.base_url}\/checkout\/v1\/checkouts\/{checkout_id}\"<br>\r\n    <br>\r\n<\/code><\/pre>\n<h3>6. \u9519\u8bef\u5904\u7406\u4e0e\u91cd\u8bd5\u673a\u5236<\/h3>\n<p><strong>PHP\u6307\u6570\u9000\u907f\u91cd\u8bd5\u793a\u4f8b<\/strong><\/p>\n<pre><code class=\"language-php\">function makePaymentWithRetry(callable $paymentFn, int maxRetries) { retryCount while (true) { try return paymentFn(); catchPaymentException e if retryCount &gt;= maxRetries throw e;<br>\r\n<br>\r\nsleep(min(pow(2 retryCount rand(1000)\/1000)); retryCount++; } }<br>\r\n<br>\r\n\/\/ Usage:<br>\r\nmakePaymentWithRetry(fn createGcashPayment(...));<br>\r\n<\/code><\/pre>\n<p><strong>Python\u88c5\u9970\u5668\u5b9e\u73b0<\/strong><\/p>\n<pre><code class=\"language-python\">from functools import wraps <br>\r\n<br>\r\ndef retriable(max_retries=3 backoff_factor=1):<br>\r\n def decorator(func @wraps(func)<br>\r\n async def wrapper(*args kwargs last_error None for attempt in range(max_retrie sleep_time backoff_factor * (2 attempt await asyncio.sleep(sleep_time)<br>\r\n<br>\r\ntry return await func(*args kwargs except PaymentError as e last_error e raise Retr yExhaustedError from last_error return wrapper return decorator<br>\r\n<br>\r\n@retriable(max_retrie )<br>\r\nasync def process_paymen():<br>\r\n pass ```<br>\r\n<br>\r\n  <br>\r\n<br>\r\n7.<br>\r\n<br>\r\n8.<br>\r\n<br>\r\n9.<br>\r\n<br>\r\n10<br>\r\n<\/code><\/pre>","protected":false},"excerpt":{"rendered":"<p>\u5bf9\u63a5GCash\u548cMaya\u652f\u4ed8\u63a5\u53e3\u6307\u5357 GCash\u652f\u4ed8\u63a5\u53e3\u5bf9\u63a5\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3418","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u7528PHP\uff0fPython\u5bf9\u63a5GCash\u6216Maya\u652f\u4ed8\u63a5\u53e3 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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