{"id":3421,"date":"2025-08-01T12:38:17","date_gmt":"2025-08-01T04:38:17","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3421"},"modified":"2025-08-01T12:38:17","modified_gmt":"2025-08-01T04:38:17","slug":"%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e5%a4%a7%e5%85%a8%ef%bc%882025%e7%89%88%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/08\/01\/%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e5%a4%a7%e5%85%a8%ef%bc%882025%e7%89%88%ef%bc%89\/","title":{"rendered":"\u5370\u5ea6\u5c3c\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\u5927\u5168\uff082025\u7248\uff09"},"content":{"rendered":"<p>\u4ee5\u4e0b\u662f\u5370\u5ea6\u5c3c\u897f\u4e9a\uff08\u5370\u5c3c\uff09\u4e3b\u8981\u7684\u652f\u4ed8\u65b9\u5f0f\u5206\u7c7b\u53ca\u8be6\u7ec6\u4ecb\u7ecd\uff0c\u6db5\u76d6\u4f20\u7edf\u548c\u6570\u5b57\u652f\u4ed8\u6e20\u9053\uff1a<\/p>\n<hr>\n<h3><strong>\u4e00\u3001\u94f6\u884c\u8f6c\u8d26\u4e0e\u7535\u5b50\u94b1\u5305<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\u94f6\u884c\u8f6c\u8d26\uff08Transfer Bank\uff09<\/strong><\/p>\n<ul>\n<li><strong>\u4e3b\u6d41\u94f6\u884c<\/strong>\uff1aBCA (Bank Central Asia)\u3001Mandiri\u3001BNI\u3001BRI \u7b49\u3002<\/li>\n<li><strong>\u7279\u70b9<\/strong>\uff1a\u901a\u8fc7 ATM\u3001\u7f51\u94f6\u6216\u624b\u673a\u94f6\u884c\u5b8c\u6210\uff0c\u5e38\u7528 <code>Virtual Account (VA)<\/code> \u6280\u672f\u751f\u6210\u4e00\u6b21\u6027\u4ed8\u6b3e\u8d26\u6237\u3002<\/li>\n<li><strong>\u9002\u7528\u573a\u666f<\/strong>\uff1a\u5927\u989d\u4ea4\u6613\u3001\u8d26\u5355\u652f\u4ed8\uff08\u5982\u6c34\u7535\u8d39\uff09\u3001\u7535\u5546\u8d2d\u7269\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u7535\u5b50\u94b1\u5305\uff08Dompet Digital\uff09<\/strong><\/p>\n<ul>\n<li><strong>\u4e3b\u6d41\u5e73\u53f0<\/strong>\uff1a\n<ul>\n<li><strong>GoPay<\/strong>\uff08\u96c6\u6210\u5728 Gojek App \u4e2d\uff0c\u652f\u6301\u6253\u8f66\u3001\u5916\u5356\u7b49\u573a\u666f\uff09\u3002<\/li>\n<li><strong>OVO<\/strong>\uff08\u4e0e Grab \u5408\u4f5c\uff0c\u8986\u76d6\u96f6\u552e\u548c\u5728\u7ebf\u670d\u52a1\uff09\u3002<\/li>\n<li><strong>DANA<\/strong>\uff08\u672c\u571f\u6d41\u884c\uff0c\u652f\u6301\u626b\u7801\u652f\u4ed8\uff09\u3002<\/li>\n<li><em>\u5176\u4ed6<\/em>\uff1aShopeePay (LINK AJA)\u3001LinkAja (\u56fd\u6709\u80cc\u666f)\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>QRIS<\/em> (<strong>\u7edf\u4e00\u4e8c\u7ef4\u7801\u6807\u51c6<\/strong>)<\/p>\n<ul>\n<li>\u7531\u5370\u5c3c\u592e\u884c\u63a8\u51fa\uff0c\u6574\u5408\u6240\u6709\u7535\u5b50\u94b1\u5305\u548c\u94f6\u884c\u7684\u4e8c\u7ef4\u7801\u652f\u4ed8\uff0c\u5546\u6237\u53ea\u9700\u5c55\u793a\u4e00\u4e2a\u7801\u5373\u53ef\u63a5\u53d7\u591a\u79cd\u652f\u4ed8\u65b9\u5f0f\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><em><strong>\u4e8c<\/strong><\/em> \u3001\u4fe1\u7528\u5361\/\u501f\u8bb0\u5361<\/h3>\n<ul>\n<li>Visa\/Mastercard\/JCB \uff1a\u5728\u5927\u578b\u5546\u573a\u9152\u5e97\u56fd\u9645\u7f51\u7ad9\u901a\u7528\u3002<\/li>\n<li>JCB \uff08\u65e5\u672c\u54c1\u724c\u90e8\u5206\u5546\u6237\u63a5\u53d7\uff09\u3002<\/li>\n<li><em>\u672c\u5730\u501f\u8bb0\u5361<\/em> \uff1a\u5982 BCA Flazz Mandiri e Money \uff08\u9700\u9884\u5145\u503c\uff09\u3002<\/li>\n<\/ul>\n<hr>\n<h3><em><strong>\u4e09<\/strong><\/em> \u3001\u73b0\u91d1\u4e0e\u7ebf\u4e0b\u4ee3\u7406<\/h3>\n<p>1 . COD\u8d27\u5230\u4ed8\u6b3e\u4ecd\u5360\u7535\u5546\u4ea4\u6613\u7684\u8f83\u5927\u6bd4\u4f8b\u5c24\u5176\u504f\u8fdc\u5730\u533a\u3002<br \/>\n2 . Alfamart\/Indomaret\u4fbf\u5229\u5e97\u73b0\u91d1\u4ee3\u6536\uff1a<br \/>\n\u7528\u6237\u7f51\u8d2d\u540e\u5230\u8fd9\u4e24\u5927\u8fde\u9501\u5e97\u73b0\u91d1\u4ed8\u6b3e\u8ba2\u5355\u5373\u65f6\u786e\u8ba4\u3002<\/p>\n<hr>\n<h4><strong><strong>\u56db<\/strong><\/strong> \u3001\u8de8\u5883\u4e0e\u56fd\u9645\u65b9\u6848<\/h4>\n<p>\u9002\u7528\u4e8e\u5916\u8d38\u6216\u6d77\u5916\u6d88\u8d39\u8005\uff1a<\/p>\n<ul>\n<li>PayPal\u4f7f\u7528\u8f83\u5e7f\u4f46\u624b\u7eed\u8d39\u9ad8\uff1b<\/li>\n<li>Xoom(PayPal\u65d7\u4e0b)\u6c47\u5151\u670d\u52a1\uff1b<\/li>\n<li>Wise(\u539fTransferWise)\u4f4e\u8d39\u7387\u56fd\u9645\u8f6c\u8d26\uff1b<\/li>\n<\/ul>\n<p>\u52a0\u5bc6\u8d27\u5e01\u672a\u88ab\u5408\u6cd5\u5316\u9700\u8c28\u614e\u64cd\u4f5c\uff01<\/p>\n<hr>\n<h3><strong><strong>\u4e94<\/strong><\/strong> \u3001\u884c\u4e1a\u4e13\u7528\u7cfb\u7edf\u4e3e\u4f8b\u8bf4\u660e<\/h3>\n<p>\u4f8b\u5982 BPJS\u5065\u5eb7\u793e\u4fdd\u7f34\u8d39\u53ef\u901a\u8fc7ATM\u6216\u4e13\u5c5eApp\u5b8c\u6210\uff1bPLN\u7535\u8d39\u5219\u652f\u6301\u591a\u6570\u7535\u5b50\u94b1\u5305\u76f4\u63a5\u7f34\u7eb3\u65e0\u9700\u624b\u7eed\u8d39!<\/p>\n<p>\u603b\u7ed3\u9009\u62e9\u65f6\u8003\u8651\u8986\u76d6\u7387(\u57ce\u5e02vs\u519c\u6751)\uff0c\u624b\u7eed\u8d39\u4ee5\u53ca\u662f\u5426\u652f\u6301\u5206\u671f\u7b49\u56e0\u7d20\u5efa\u8bae\u5546\u5bb6\u63a5\u5165QRIS + OVO\/GoPay\u7ec4\u5408\u4ee5\u6700\u5927\u5316\u8986\u76d6\u5ba2\u7fa4!<\/p>\n<h3><strong>\u516d\u3001\u5370\u5c3c\u652f\u4ed8\u65b9\u5f0f\u7684\u8d8b\u52bf\u4e0e\u65b0\u5174\u6280\u672f<\/strong><\/h3>\n<h4><strong>1. \u6570\u5b57\u94f6\u884c\uff08Neobank\uff09\u5d1b\u8d77<\/strong><\/h4>\n<ul>\n<li><strong>Jago (Bank Jago)<\/strong>\uff1a\u4e0eGojek\u6df1\u5ea6\u5408\u4f5c\uff0c\u63d0\u4f9b\u865a\u62df\u8d26\u6237\u548c\u667a\u80fd\u7406\u8d22\u529f\u80fd\u3002<\/li>\n<li><strong>Jenius (BTPN)<\/strong>\uff1a\u652f\u6301\u591a\u5e01\u79cd\u8d26\u6237\u3001\u56fd\u9645\u8f6c\u8d26\u548c\u6295\u8d44\u670d\u52a1\u3002<\/li>\n<li><strong>\u7279\u70b9<\/strong>\uff1a\u65e0\u5b9e\u4f53\u7f51\u70b9\u3001\u4f4e\u624b\u7eed\u8d39\uff0c\u5438\u5f15\u5e74\u8f7b\u7528\u6237\u548c\u81ea\u7531\u804c\u4e1a\u8005\u3002<\/li>\n<\/ul>\n<h4><strong>2. BNPL\uff08\u5148\u4e70\u540e\u4ed8\uff09\u6d41\u884c<\/strong><\/h4>\n<ul>\n<li>Akulaku\uff08\u4e3b\u8981\u7535\u5546\u5206\u671f\u5e73\u53f0\uff09\u3002<\/li>\n<li>Kredivo\uff08\u7c7b\u4f3c\u201c\u5370\u5c3c\u7248\u82b1\u5457\u201d\uff0c\u652f\u6301\u7ebf\u4e0a\/\u7ebf\u4e0b\u6d88\u8d39\uff09\u3002<\/li>\n<li>Atome\uff08\u8de8\u5883BNPL\uff0c\u4e0eLazada\u7b49\u5408\u4f5c\uff09\u3002<\/li>\n<\/ul>\n<h4><strong>3. \u52a0\u5bc6\u8d27\u5e01\u76f8\u5173\u652f\u4ed8\uff08\u7070\u8272\u5730\u5e26\uff09<\/strong><\/h4>\n<p>\u5c3d\u7ba1\u5370\u5c3c\u592e\u884c\u7981\u6b62\u7528\u52a0\u5bc6\u8d27\u5e01\u4f5c\u4e3a\u652f\u4ed8\u624b\u6bb5\uff0c\u4f46\u4ea4\u6613\u5e73\u53f0\u5982Indodax\u4ecd\u5141\u8bb8\u6bd4\u7279\u5e01\u7b49\u6570\u5b57\u8d44\u4ea7\u7684\u4e70\u5356\uff0c\u90e8\u5206\u5546\u5bb6\u79c1\u4e0b\u63a5\u53d7USDT\u7a33\u5b9a\u5e01\u7ed3\u7b97\u3002<\/p>\n<hr>\n<h3><em><strong>\u4e03<\/strong><\/em> \u3001\u653f\u5e9c\u63a8\u52a8\u7684\u652f\u4ed8\u521b\u65b0<\/h3>\n<p>1 . BI-FAST\u5b9e\u65f6\u6e05\u7b97\u7cfb\u7edf\u7531\u592e\u884c\u63a8\u51fa\u66ff\u4ee3\u539f\u6709RTGS\u63d0\u5347\u8de8\u884c\u8f6c\u8d26\u901f\u5ea6\u81f3\u79d2\u7ea7\u5e76\u964d\u4f4e\u6210\u672c\u3002<br \/>\n2 . SNAP\u4e8c\u7ef4\u7801\u6807\u51c6\u5316\u8fdb\u4e00\u6b65\u6269\u5927QRIS\u8986\u76d6\u8303\u56f4\u5305\u62ec\u5c0f\u5fae\u644a\u8d29\u751a\u81f3\u5bfa\u5e99\u6350\u6b3e\u7bb1!<\/p>\n<hr>\n<h3><strong><strong>\u516b<\/strong><\/strong> \u3001\u4f01\u4e1a\u6536\u6b3e\u89e3\u51b3\u65b9\u6848<\/h3>\n<p>\u82e5\u60a8\u662f\u5728\u7ebf\u5546\u6237\u6216\u51fa\u6d77\u4f01\u4e1a\u53ef\u8003\u8651\u4ee5\u4e0b\u65b9\u5f0f\uff1a<\/p>\n<ul>\n<li>Midtrans \/ Doku\u805a\u5408\u7f51\u5173(\u652f\u6301\u4fe1\u7528\u5361\u7535\u5b50\u94b1\u5305\u94f6\u884cVA\u7b49)\u3002<\/li>\n<li>Xendit(\u7c7b\u4f3cStripe\u63d0\u4f9bAPI\u63a5\u5165\u591a\u79cd\u672c\u5730\u5316\u9009\u9879)\u3002<\/li>\n<li>Veritrans\u88abGojek\u6536\u8d2d\u540e\u4fa7\u91cd\u5927\u5ba2\u6237\u5b9a\u5236\u670d\u52a1\u3002<\/li>\n<\/ul>\n<p>\u6ce8\u610f\u5408\u89c4\u6027\u5fc5\u987b\u7533\u8bf7\u5f53\u5730PT\u516c\u53f8\u5e76\u83b7\u5f97BPJPH\u8ba4\u8bc1\u624d\u80fd\u5f00\u5c55\u6536\u5355\u4e1a\u52a1\u5426\u5219\u53ef\u80fd\u9762\u4e34\u7f5a\u6b3e!<\/p>\n<hr>\n<h3><strong><strong>\u4e5d<\/strong><\/strong> \u3001\u519c\u6751\u53ca\u7279\u6b8a\u573a\u666f\u652f\u4ed8<\/h3>\n<p>1 . 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