{"id":3428,"date":"2025-08-01T12:48:01","date_gmt":"2025-08-01T04:48:01","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3428"},"modified":"2025-08-01T12:48:01","modified_gmt":"2025-08-01T04:48:01","slug":"%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e7%9c%9f%e7%9b%b8","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/08\/01\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e7%9c%9f%e7%9b%b8\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u5b89\u5168\u5417\uff1f\u4f60\u5fc5\u987b\u77e5\u9053\u7684\u771f\u76f8"},"content":{"rendered":"<h1><strong>\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u5b89\u5168\u5417\uff1f\u4f60\u5fc5\u987b\u77e5\u9053\u7684\u771f\u76f8<\/strong><\/h1>\n<p>\u5728\u6570\u5b57\u5316\u65f6\u4ee3\uff0c\u7535\u5b50\u652f\u4ed8\u5df2\u6210\u4e3a\u9a6c\u6765\u897f\u4e9a\u4eba\u65e5\u5e38\u751f\u6d3b\u4e2d\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\u3002\u65e0\u8bba\u662f\u7f51\u8d2d\u3001\u8f6c\u8d26\u8fd8\u662f\u7ebf\u4e0b\u6d88\u8d39\uff0c\u5404\u79cd\u652f\u4ed8\u65b9\u5f0f\u5982FPX\u3001DuitNow\u3001GrabPay\u548cTouch \u2018n Go eWallet\u7b49\u90fd\u5728\u8fc5\u901f\u666e\u53ca\u3002\u7136\u800c\uff0c\u968f\u7740\u4fbf\u5229\u6027\u7684\u63d0\u5347\uff0c\u8bb8\u591a\u7528\u6237\u4e5f\u5f00\u59cb\u62c5\u5fe7\uff1a<strong>\u201c\u9a6c\u6765\u897f\u4e9a\u7684\u652f\u4ed8\u5e73\u53f0\u771f\u7684\u5b89\u5168\u5417\uff1f\u201d<\/strong><\/p>\n<p>\u672c\u6587\u5c06\u6df1\u5165\u63a2\u8ba8\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u7684\u73b0\u72b6\u3001\u6f5c\u5728\u98ce\u9669\u4ee5\u53ca\u5982\u4f55\u4fdd\u62a4\u81ea\u5df1\u7684\u8d44\u91d1\u5b89\u5168\uff0c\u5e2e\u52a9\u4f60\u5728\u4eab\u53d7\u4fbf\u6377\u7684\u540c\u65f6\u907f\u514d\u6210\u4e3a\u7f51\u7edc\u8bc8\u9a97\u7684\u53d7\u5bb3\u8005\u3002<\/p>\n<h2><strong>1. \u9a6c\u6765\u897f\u4e9a\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f\u53ca\u5176\u5b89\u5168\u6027\u5206\u6790<\/strong><\/h2>\n<h3><strong>(1) \u94f6\u884c\u8f6c\u8d26\uff08FPX &amp; DuitNow\uff09<\/strong><\/h3>\n<p>FPX\uff08Financial Process Exchange\uff09\u662f\u9a6c\u6765\u897f\u4e9a\u5e7f\u6cdb\u4f7f\u7528\u7684\u5728\u7ebf\u94f6\u884c\u95f4\u8f6c\u8d26\u7cfb\u7edf\uff0c\u800cDuitNow\u5219\u662f\u66f4\u5feb\u6377\u7684\u5b9e\u65f6\u8de8\u884c\u8f6c\u8d26\u670d\u52a1\u3002\u8fd9\u4e24\u79cd\u65b9\u5f0f\u5747\u7531Bank Negara Malaysia\uff08BNM\uff09\u76d1\u7ba1\uff0c\u5b89\u5168\u6027\u8f83\u9ad8\u3002\u4f46\u9700\u6ce8\u610f\uff1a<\/p>\n<ul>\n<li><strong>\u9493\u9c7c\u7f51\u7ad9\u98ce\u9669<\/strong>\uff1a\u4e0d\u6cd5\u5206\u5b50\u53ef\u80fd\u4f2a\u9020\u94f6\u884c\u9875\u9762\u8bf1\u5bfc\u7528\u6237\u8f93\u5165\u8d26\u6237\u4fe1\u606f\u3002<\/li>\n<li><strong>\u8bef\u8f6c\u98ce\u9669<\/strong>\uff1a\u4e00\u65e6\u6b3e\u9879\u8f6c\u51fa\u81f3\u9519\u8bef\u8d26\u6237\u96be\u4ee5\u8ffd\u56de\uff08\u9664\u975e\u5bf9\u65b9\u81ea\u613f\u9000\u8fd8\uff09\u3002<\/li>\n<\/ul>\n<p>\u2705 <strong>\u5982\u4f55\u9632\u8303\uff1f<\/strong><\/p>\n<ul>\n<li>\u786e\u4fdd\u8bbf\u95ee\u7684\u662f\u5b98\u65b9\u7f51\u7ad9\u6216\u5b98\u65b9App\u8fdb\u884c\u64cd\u4f5c\u3002<\/li>\n<li>\u4ed4\u7ec6\u6838\u5bf9\u6536\u6b3e\u4eba\u59d3\u540d\u53ca\u8d26\u53f7\u3002<\/li>\n<\/ul>\n<h3><strong>(2) \u7535\u5b50\u94b1\u5305\uff08GrabPay, Touch \u2018n Go eWallet, Boost\u7b49\uff09<\/strong><\/h3>\n<p>\u8fd9\u4e9b\u7535\u5b50\u94b1\u5305\u63d0\u4f9b\u626b\u7801\u4ed8\u6b3e\u3001\u5145\u503c\u53ca\u8de8\u5883\u4ea4\u6613\u529f\u80fd\uff0c\u6df1\u53d7\u5e74\u8f7b\u7fa4\u4f53\u6b22\u8fce\u3002\u5b83\u4eec\u7684\u4f18\u52bf\u5728\u4e8e\uff1a<\/p>\n<ul>\n<li><strong>\u5c0f\u989d\u4ea4\u6613\u66f4\u4fbf\u6377<\/strong><\/li>\n<li><strong>\u90e8\u5206\u652f\u6301\u65e0\u5361\u7ed1\u5b9a<\/strong><\/li>\n<\/ul>\n<p>\u26a0\ufe0f <strong>\u6f5c\u5728\u98ce\u9669\u5305\u62ec\uff1a<\/strong><\/p>\n<ul>\n<li>SIM\u5361\u52ab\u6301\u653b\u51fb\uff08\u9a97\u5b50\u901a\u8fc7\u8865\u529e\u4f60\u7684\u624b\u673a\u53f7\u83b7\u53d6\u9a8c\u8bc1\u7801\uff09\u3002<\/li>\n<li>QR\u7801\u6b3a\u8bc8\uff08\u6076\u610f\u4e8c\u7ef4\u7801\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u88ab\u76d7\uff09\u3002<\/li>\n<\/ul>\n<p>\u2705 <strong>\u5982\u4f55\u9632\u8303\uff1f<\/strong><\/p>\n<ul>\n<li><strong>\u542f\u7528\u53cc\u91cd\u9a8c\u8bc1\uff082FA\uff09<\/strong>\uff1a\u786e\u4fdd\u8d26\u6237\u767b\u5f55\u548c\u4ea4\u6613\u9700\u8981\u989d\u5916\u9a8c\u8bc1\uff0c\u5982\u6307\u7eb9\u6216\u77ed\u4fe1\u9a8c\u8bc1\u7801\u3002<\/li>\n<li><strong>\u907f\u514d\u626b\u63cf\u4e0d\u660e\u6765\u6e90\u7684QR\u7801<\/strong>\uff1a\u5c24\u5176\u662f\u5728\u516c\u5171\u573a\u6240\uff0c\u9700\u786e\u8ba4\u4e8c\u7ef4\u7801\u662f\u5426\u6765\u81ea\u53ef\u4fe1\u5546\u5bb6\u3002<\/li>\n<li><strong>\u5b9a\u671f\u68c0\u67e5\u4ea4\u6613\u8bb0\u5f55<\/strong>\uff1a\u53d1\u73b0\u5f02\u5e38\u6d88\u8d39\u7acb\u5373\u8054\u7cfb\u5ba2\u670d\u51bb\u7ed3\u8d26\u6237\u3002<\/li>\n<\/ul>\n<h3><strong>(3) \u4fe1\u7528\u5361\u4e0e\u501f\u8bb0\u5361\u5728\u7ebf\u652f\u4ed8<\/strong><\/h3>\n<p>\u4fe1\u7528\u5361\u548c\u501f\u8bb0\u5361\u5728\u9a6c\u6765\u897f\u4e9a\u7684\u7ebf\u4e0a\u652f\u4ed8\u4e2d\u4ecd\u5360\u91cd\u8981\u5730\u4f4d\uff0cVisa\u3001Mastercard\u7b49\u56fd\u9645\u673a\u6784\u63d0\u4f9b\u4e00\u5b9a\u7684\u6b3a\u8bc8\u4fdd\u62a4\u673a\u5236\uff0c\u4f46\u98ce\u9669\u4f9d\u7136\u5b58\u5728\uff1a<\/p>\n<ul>\n<li><strong>\u76d7\u5237\u98ce\u9669<\/strong>\uff1a\u4e0d\u6cd5\u5206\u5b50\u53ef\u80fd\u901a\u8fc7\u9493\u9c7c\u7f51\u7ad9\u6216\u6076\u610f\u8f6f\u4ef6\u7a83\u53d6\u5361\u53f7\u3001CVV\u7b49\u4fe1\u606f\u3002<\/li>\n<li><strong>\u65e0\u5bc6\u7801\u4ea4\u6613\uff08PayWave\/PayPass\uff09\u88ab\u76d7\u7528<\/strong>\uff1a\u90e8\u5206\u514d\u5bc6\u652f\u4ed8\u53ef\u80fd\u88ab\u8fd1\u8ddd\u79bb\u76d7\u5237\uff08\u5c3d\u7ba1\u91d1\u989d\u901a\u5e38\u8f83\u5c0f\uff09\u3002<\/li>\n<\/ul>\n<p>\u2705 <strong>\u5982\u4f55\u9632\u8303\uff1f<\/strong><\/p>\n<ul>\n<li>\u4f7f\u7528\u865a\u62df\u5361\u6216\u4e00\u6b21\u6027\u5361\u53f7\u8fdb\u884c\u7f51\u8d2d\uff08\u90e8\u5206\u94f6\u884c\u652f\u6301\u8be5\u529f\u80fd\uff09\u3002<\/li>\n<li>\u5173\u95ed\u514d\u5bc6\u652f\u4ed8\u6216\u8bbe\u7f6e\u5355\u7b14\u4ea4\u6613\u9650\u989d\u3002<\/li>\n<li>\u5f00\u901a\u5b9e\u65f6\u4ea4\u6613\u63d0\u9192\uff0c\u7b2c\u4e00\u65f6\u95f4\u53d1\u73b0\u53ef\u7591\u6d88\u8d39\u3002<\/li>\n<\/ul>\n<hr>\n<h2><strong>2. \u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u7684\u76d1\u7ba1\u4e0e\u6cd5\u5f8b\u4fdd\u969c<\/strong><\/h2>\n<p>\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c\uff08BNM\uff09\u548c\u8bc1\u5238\u59d4\u5458\u4f1a\uff08SC\uff09\u5bf9\u7535\u5b50\u652f\u4ed8\u5b9e\u65bd\u4e25\u683c\u76d1\u7ba1\uff0c\u4e3b\u8981\u63aa\u65bd\u5305\u62ec\uff1a<\/p>\n<ol>\n<li><strong>\u300a\u91d1\u878d\u670d\u52a1\u6cd5\u300b\uff08FSA\uff09\u4e0e\u300a\u4f0a\u65af\u5170\u91d1\u878d\u670d\u52a1\u6cd5\u300b\uff08IFSA\uff09<\/strong>: \u8981\u6c42\u6240\u6709\u652f\u4ed8\u670d\u52a1\u5546\u5fc5\u987b\u6301\u6709\u5408\u6cd5\u724c\u7167\u5e76\u9075\u5b88\u53cd\u6d17\u94b1\u89c4\u5b9a\u3002<\/li>\n<li><strong><a href=\"https:\/\/www.bnm.gov.my\/\">\u91d1\u878d\u4e1a\u7f51\u7edc\u5b89\u5168\u6846\u67b6<\/a><\/strong>: \u5f3a\u5236\u91d1\u878d\u673a\u6784\u5b9a\u671f\u8fdb\u884c\u5b89\u5168\u5ba1\u8ba1\u548c\u6570\u636e\u52a0\u5bc6\u3002<\/li>\n<li><strong><a href=\"https:\/\/www.officialportal.bnm.gov.my\/\">\u6d88\u8d39\u8005\u8d54\u507f\u673a\u5236<\/a><\/strong>: \u82e5\u56e0\u94f6\u884c\u7cfb\u7edf\u6f0f\u6d1e\u5bfc\u81f4\u8d44\u91d1\u635f\u5931\uff0c\u7528\u6237\u53ef\u7533\u8bf7\u8c03\u67e5\u5e76\u83b7\u5f97\u8d54\u507f\u3002<\/li>\n<\/ol>\n<p>\u26a0\ufe0f <em>\u6ce8\u610f<\/em>: \u4e2a\u4eba\u56e0\u6cc4\u9732\u5bc6\u7801\u5bfc\u81f4\u7684\u635f\u5931\u901a\u5e38\u4e0d\u5728\u8d54\u4ed8\u8303\u56f4\u5185\uff01<\/p>\n<hr>\n<h2><strong>3. \u5e38\u89c1\u8bc8\u9a97\u624b\u6cd5\u53ca\u771f\u5b9e\u6848\u4f8b<\/strong><\/h2>\n<h3><strong>(1) \u201c\u5047\u5ba2\u670d\u201d\u7535\u8bdd\u8bc8\u9a97<\/strong><\/h3>\n<p>\u9a97\u5b50\u5192\u5145\u94f6\u884c\u6216\u7535\u5b50\u94b1\u5305\u5ba2\u670d\uff0c\u4ee5\u201c\u8d26\u6237\u5f02\u5e38\u201d\u4e3a\u7531\u7d22\u8981OTP\u9a8c\u8bc1\u7801\u30022023\u5e74, <a href=\"https:\/\/www.rmp.gov.my\/\">\u9a6c\u6765\u897f\u4e9a\u8b66\u65b9\u62a5\u544a<\/a>\u79f0\u6b64\u7c7b\u6848\u4ef6\u9020\u6210\u8d852000\u4e07\u4ee4\u5409\u635f\u5931\u3002<\/p>\n<p>\u2705 <em>\u5e94\u5bf9\u65b9\u5f0f<\/em>: \u5b98\u65b9\u673a\u6784\u7edd\u4e0d\u4f1a\u901a\u8fc7\u7535\u8bdd\u7d22\u53d6OTP\uff01\u7acb\u5373\u6302\u65ad\u5e76\u81ea\u884c\u62e8\u6253\u5b98\u7f51\u7535\u8bdd\u6838\u5b9e\u3002<\/p>\n<h3><strong>(2) \u201c\u9ad8\u56de\u62a5\u6295\u8d44\u201d\u9a97\u5c40<\/strong><\/h3>\n<p>\u901a\u8fc7WhatsApp\u6216Facebook\u7fa4\u7ec4\u8bf1\u5bfc\u7528\u6237\u5411\u865a\u5047\u5e73\u53f0\u5145\u503c,\u627f\u8bfa\u9ad8\u989d\u6536\u76ca(\u5982\u5916\u6c47\u3001\u52a0\u5bc6\u8d27\u5e01)\u3002\u5b9e\u9645\u4e3a\u5e9e\u6c0f\u9a97\u5c40,\u8d44\u91d1\u65e0\u6cd5\u63d0\u73b0\u3002<\/p>\n<p>\u2705 <em>\u8bc6\u522b\u65b9\u6cd5<\/em>: 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\/>\n5\ufe0f\u20e3 <strong><a href=\"#\">\u516c\u5171WiFi\u7981\u7528\u652f\u4ed8\u529f\u80fd<\/a><\/strong> \u2013\u9ed1\u5ba2\u53ef\u62e6\u622a\u6570\u636e\u4f20\u8f93<\/p>\n<hr>\n<h2><strong>5. \u7ed3\u8bba\uff1a\u5b89\u5168\u6027\u53d6\u51b3\u4e8e\u4f7f\u7528\u4e60\u60ef<\/strong><\/h2>\n<p>\u9a6c\u6765\u897f\u4e9a\u7684\u7535\u5b50\u652f\u4ed8\u4f53\u7cfb\u5728\u76d1\u7ba1\u548c\u6280\u672f\u5c42\u9762\u5df2\u8fbe\u5230\u56fd\u9645\u6807\u51c6,<strong>\u4f4699%\u7684\u5b89\u5168\u6f0f\u6d1e\u6e90\u4e8e\u7528\u6237\u64cd\u4f5c\u5931\u8bef<\/strong>\u3002\u53ea\u8981\u505a\u5230\uff1a<br \/>\n\u2714\ufe0f <em>\u4e0d\u900f\u9732OTP\/\u5bc6\u7801<\/em><br \/>\n\u2714\ufe0f <em>\u5b9a\u671f\u66f4\u65b0\u8bbe\u5907\u7cfb\u7edf<\/em><br \/>\n\u2714\ufe0f <em>\u5c0f\u989d\u5206\u8d26\u964d\u4f4e\u98ce\u9669<\/em><\/p>\n<p>\u5373\u53ef\u5b89\u5fc3\u4eab\u53d7\u6570\u5b57\u652f\u4ed8\u7684\u4fbf\u5229\uff01\u9047\u5230\u53ef\u7591\u60c5\u51b5\u8bf7\u7acb\u5373\u8054\u7cfb\uff1a<a 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