{"id":3448,"date":"2025-08-28T12:25:44","date_gmt":"2025-08-28T04:25:44","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3448"},"modified":"2025-08-28T12:25:44","modified_gmt":"2025-08-28T04:25:44","slug":"%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e6%ad%a3%e5%9c%a8%e5%88%b0%e6%9d%a5%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/08\/28\/%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e6%ad%a3%e5%9c%a8%e5%88%b0%e6%9d%a5%e5%90%97%ef%bc%9f\/","title":{"rendered":"\u5df4\u57fa\u65af\u5766\u65e0\u73b0\u91d1\u793e\u4f1a\u6b63\u5728\u5230\u6765\u5417\uff1f"},"content":{"rendered":"

\u5df4\u57fa\u65af\u5766\u65e0\u73b0\u91d1\u793e\u4f1a\u6b63\u5728\u5230\u6765\u5417\uff1f<\/strong><\/h1>\n

\u5f15\u8a00<\/strong><\/h2>\n

\u968f\u7740\u5168\u7403\u6570\u5b57\u652f\u4ed8\u7684\u5feb\u901f\u53d1\u5c55\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u56fd\u5bb6\u5f00\u59cb\u8fc8\u5411\u65e0\u73b0\u91d1\u793e\u4f1a\u3002\u5df4\u57fa\u65af\u5766\u4f5c\u4e3a\u5357\u4e9a\u5730\u533a\u7684\u91cd\u8981\u7ecf\u6d4e\u4f53\uff0c\u8fd1\u5e74\u6765\u5728\u91d1\u878d\u79d1\u6280\u548c\u79fb\u52a8\u652f\u4ed8\u9886\u57df\u53d6\u5f97\u4e86\u663e\u8457\u8fdb\u5c55\u3002\u90a3\u4e48\uff0c\u5df4\u57fa\u65af\u5766\u662f\u5426\u6b63\u5728\u8fce\u6765\u65e0\u73b0\u91d1\u793e\u4f1a\u7684\u6d6a\u6f6e\uff1f\u672c\u6587\u5c06\u63a2\u8ba8\u8be5\u56fd\u6570\u5b57\u652f\u4ed8\u7684\u53d1\u5c55\u73b0\u72b6\u3001\u63a8\u52a8\u56e0\u7d20\u3001\u9762\u4e34\u7684\u6311\u6218\u4ee5\u53ca\u672a\u6765\u8d8b\u52bf\u3002<\/p>\n

\n

1. \u5df4\u57fa\u65af\u5766\u6570\u5b57\u652f\u4ed8\u7684\u73b0\u72b6<\/strong><\/h2>\n

(1) \u79fb\u52a8\u652f\u4ed8\u7684\u5d1b\u8d77<\/strong><\/h3>\n

\u8fd1\u5e74\u6765\uff0c\u5df4\u57fa\u65af\u5766\u7684\u79fb\u52a8\u652f\u4ed8\u5e02\u573a\u589e\u957f\u8fc5\u901f\u3002\u6839\u636e\u5df4\u57fa\u65af\u5766\u56fd\u5bb6\u94f6\u884c\uff08SBP\uff09\u7684\u6570\u636e\uff0c2023\u5e74\u8be5\u56fd\u7684\u7535\u5b50\u4ea4\u6613\u91cf\u540c\u6bd4\u589e\u957f\u8d85\u8fc750%\u3002\u5176\u4e2d\uff0cEasypaisa\u3001JazzCash\u7b49\u672c\u571f\u79fb\u52a8\u94b1\u5305\u5e73\u53f0\u6210\u4e3a\u4e3b\u8981\u63a8\u52a8\u529b\u3002\u8fd9\u4e9b\u5e73\u53f0\u63d0\u4f9b\u8f6c\u8d26\u3001\u8d26\u5355\u652f\u4ed8\u3001\u5728\u7ebf\u8d2d\u7269\u7b49\u529f\u80fd\uff0c\u6781\u5927\u5730\u65b9\u4fbf\u4e86\u7528\u6237\u65e5\u5e38\u4ea4\u6613\u3002<\/p>\n

(2) \u94f6\u884c\u6570\u5b57\u5316\u8fdb\u7a0b\u52a0\u901f<\/strong><\/h3>\n

\u4f20\u7edf\u94f6\u884c\u4e5f\u5728\u79ef\u6781\u62e5\u62b1\u6570\u5b57\u5316\u8f6c\u578b\u3002\u8bb8\u591a\u94f6\u884c\u63a8\u51fa\u624b\u673a\u94f6\u884c\u5e94\u7528\u548c\u7f51\u4e0a\u94f6\u884c\u4e1a\u52a1\uff0c\u652f\u6301\u4e8c\u7ef4\u7801\u652f\u4ed8\u548c\u65e0\u5361\u53d6\u6b3e\u7b49\u670d\u52a1\u3002\u6b64\u5916\uff0c\u201cRaast\u201d\u5373\u65f6\u652f\u4ed8\u7cfb\u7edf\u7684\u63a8\u51fa\u8fdb\u4e00\u6b65\u4fc3\u8fdb\u4e86\u5b9e\u65f6\u8d44\u91d1\u8f6c\u79fb\u3002<\/p>\n

(3) \u7535\u5546\u4e0e\u6570\u5b57\u652f\u4ed8\u7684\u7ed3\u5408<\/strong><\/h3>\n

\u7535\u5b50\u5546\u52a1\u7684\u5174\u8d77\u63a8\u52a8\u4e86\u6570\u5b57\u652f\u4ed8\u7684\u666e\u53ca\u3002Daraz\uff08\u963f\u91cc\u5df4\u5df4\u65d7\u4e0b\uff09\u3001Foodpanda\u7b49\u7535\u5546\u5e73\u53f0\u7684\u6d41\u884c\u8ba9\u66f4\u591a\u6d88\u8d39\u8005\u4e60\u60ef\u4f7f\u7528\u5728\u7ebf\u4ed8\u6b3e\u65b9\u5f0f\u3002<\/p>\n

\n

2. \u63a8\u52a8\u65e0\u73b0\u91d1\u793e\u4f1a\u7684\u5173\u952e\u56e0\u7d20<\/strong><\/h2>\n

(1) \u653f\u5e9c\u653f\u7b56\u652f\u6301<\/strong><\/h3>\n
    \n
  • \u91d1\u878d\u666e\u60e0\u8ba1\u5212\uff08Financial Inclusion Initiatives\uff09<\/strong>: SBP\u9f13\u52b1\u91d1\u878d\u673a\u6784\u63a8\u5e7f\u4f4e\u6210\u672c\u8d26\u6237\u670d\u52a1\u4ee5\u8986\u76d6\u672a\u5f00\u6237\u4eba\u7fa4\u3002<\/li>\n
  • \u7a0e\u6536\u6fc0\u52b1<\/strong>: \u653f\u5e9c\u5bf9\u4f7f\u7528\u7535\u5b50\u4ea4\u6613\u7684\u5546\u5bb6\u63d0\u4f9b\u7a0e\u6536\u4f18\u60e0\u3002<\/li>\n
  • Raast\u7cfb\u7edf\u63a8\u5e7f<\/strong>: SBP\u63a8\u51fa\u7684\u5373\u65f6\u7ed3\u7b97\u7cfb\u7edf\u964d\u4f4e\u4e86\u4ea4\u6613\u6210\u672c\u5e76\u63d0\u9ad8\u4e86\u6548\u7387\u3002<\/li>\n<\/ul>\n

    (2) \u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u63d0\u9ad8<\/strong><\/h3>\n

    \u622a\u81f32023\u5e74,\u5df4\u57fa\u65af\u5766\u667a\u80fd\u624b\u673a\u7528\u6237\u5df2\u7a81\u78341\u4ebf,\u4e92\u8054\u7f51\u6e17\u900f\u7387\u8fbe45%\u4ee5\u4e0a,\u8fd9\u4e3a\u79fb\u52a8\u652f\u4ed8\u5960\u5b9a\u4e86\u6280\u672f\u57fa\u7840\u3002<\/p>\n

    (3) COVID-19\u75ab\u60c5\u7684\u5f71\u54cd<\/strong><\/h3>\n

    \u75ab\u60c5\u671f\u95f4\u793e\u4ea4\u8ddd\u79bb\u9650\u5236\u4fc3\u4f7f\u66f4\u591a\u4eba\u8f6c\u5411\u975e\u63a5\u89e6\u5f0f\u4ed8\u6b3e\u65b9\u5f0f,\u5982\u626b\u7801\u4ed8\u6216NFC\u6280\u672f\u652f\u6301\u7684\u8fd1\u573a\u901a\u4fe1(NFC)\u3002<\/p>\n

    \n

    3.\u5f53\u524d\u9762\u4e34\u7684\u4e3b\u8981\u6311\u6218<\/strong><\/h2>\n

    \u5c3d\u7ba1\u53d1\u5c55\u8fc5\u901f\u4f46\u4ecd\u6709\u8bf8\u591a\u969c\u788d\uff1a<\/p>\n

    (i).\u4f4e\u94f6\u884c\u5361\u6301\u6709\u7387<\/h4>\n

    \u76ee\u524d\u4ec5\u7ea620%\u6210\u5e74\u4eba\u62e5\u6709\u94f6\u884c\u5361\u5bfc\u81f4\u4f9d\u8d56\u73b0\u91d1\u73b0\u8c61\u4ecd\u7136\u666e\u904d\u5b58\u5728\uff1b<\/p>\n

    (ii).\u7f51\u7edc\u5b89\u5168\u95ee\u9898<\/h4>\n

    \u7f51\u7edc\u8bc8\u9a97\u53ca\u6570\u636e\u6cc4\u9732\u98ce\u9669\u53ef\u80fd\u5f71\u54cd\u516c\u4f17\u4fe1\u4efb\u5ea6\uff1b<\/p>\n

    (iii).\u519c\u6751\u5730\u533a\u57fa\u7840\u8bbe\u65bd\u4e0d\u8db3<\/h4>\n

    \u504f\u8fdc\u5730\u5e26\u7f51\u7edc\u8986\u76d6\u5dee\u4e14\u7f3a\u4e4fPOS\u7ec8\u7aef\u8bbe\u5907\u963b\u788d\u63a8\u5e7f\u8fdb\u7a0b\uff1b<\/p>\n

    (iv).\u6587\u5316\u4e60\u60ef\u96be\u4ee5\u6539\u53d8<\/h4>\n

    \u90e8\u5206\u6c11\u4f17\u5c24\u5176\u8001\u5e74\u7fa4\u4f53\u66f4\u503e\u5411\u4e8e\u4f7f\u7528\u73b0\u949e\u800c\u975e\u7535\u5b50\u8d27\u5e01\u8fdb\u884c\u65e5\u5e38\u6d88\u8d39\u6d3b\u52a8;<\/p>\n

    \n

    4 .\u672a\u6765\u53d1\u5c55\u8d8b\u52bf\u9884\u6d4b<\/p>\n

    \u867d\u7136\u5b8c\u5168\u5b9e\u73b0\"\u96f6\u73b0\u949e\"\u5c1a\u9700\u65f6\u65e5\u4f46\u4ee5\u4e0b\u8ff9\u8c61\u8868\u660e\u5df4\u56fd\u6b63\u7a33\u6b65\u524d\u8fdb:<\/p>\n

      \n
    • \u9884\u8ba1\u52302030\u5e74\u5168\u56fd\u8303\u56f4\u5185\u975e\u63a5\u89e6\u5f0f\/QR\u7801\u626b\u63cf\u5c06\u6210\u4e3a\u4e3b\u6d41;<\/li>\n
    • \u533a\u5757\u94fe\u6280\u672f\u53ef\u80fd\u88ab\u5f15\u5165\u4ee5\u63d0\u9ad8\u8de8\u5883\u6c47\u6b3e\u5b89\u5168\u6027\uff1b<\/li>\n
    • \u66f4\u591a\u4f01\u4e1a\u63a5\u53d7\u52a0\u5bc6\u8d27\u5e01\u4f5c\u4e3a\u66ff\u4ee3\u6027\u8d44\u4ea7\u7c7b\u522b\u4e4b\u4e00\uff1b<\/li>\n<\/ul>\n

      \u6b64\u5916,SBP\u8ba1\u5212\u7ee7\u7eed\u6269\u5927RAST\u7cfb\u7edf\u529f\u80fd\u5e76\u4e0e\u5176\u4ed6\u56fd\u9645\u6e05\u7b97\u4f53\u7cfb\u5bf9\u63a5\u4ece\u800c\u63d0\u5347\u6574\u4f53\u7ade\u4e89\u529b.<\/p>\n

      \n

      5 .\u7ed3\u8bba<\/p>\n

      \u7efc\u5408\u6765\u770b,\u5c3d\u7ba1\u9762\u4e34\u79cd\u79cd\u56f0\u96be<\/strong>,\u4f46\u7531\u4e8e\u6280\u672f\u8fdb\u6b65+\u653f\u7b56\u6276\u6301+\u5e74\u8f7b\u4eba\u53e3\u7ea2\u5229\u7b49\u56e0\u7d20\u9a71\u52a8,\u53ef\u4ee5\u9884\u89c1\u672a\u6765\u51e0\u5e74\u5185\u5c06\u4f1a\u770b\u5230\u66f4\u52a0\u660e\u663e\u5411\u2019\u5c11\u73b0\u94b1\u2019\u65b9\u5411\u8f6c\u53d8<\/strong>.\u7136\u800c\u8981\u771f\u6b63\u5efa\u6210\u50cf\u4e2d\u56fd\u6216\u745e\u5178\u90a3\u6837\u9ad8\u5ea6\u53d1\u8fbe\u7684\u65e0\u7f1d\u8854\u63a5\u578b\u6570\u5b57\u7ecf\u6d4e\u73af\u5883\u4ecd\u9700\u957f\u671f\u52aa\u529b.<\/p>\n

      \u5982\u679c\u60a8\u60f3\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u5168\u7403\u5404\u56fd\u5982\u4f55\u63a8\u8fdb\u5176\u81ea\u8eab\u7248\u672c\"\u53bb\u7eb8\u5e01\u5316\",\u8bf7\u6301\u7eed\u5173\u6ce8\u6211\u4eec\u66f4\u65b0!<\/p>\n

      6. \u5df4\u57fa\u65af\u5766\u65e0\u73b0\u91d1\u793e\u4f1a\u7684\u5173\u952e\u63a8\u52a8\u8005<\/strong><\/h2>\n

      (1) \u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u5d1b\u8d77<\/strong><\/h3>\n

      \u8fd1\u5e74\u6765\uff0c\u5df4\u57fa\u65af\u5766\u6d8c\u73b0\u51fa\u4e00\u6279\u672c\u571f\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u516c\u53f8\uff0c\u5982Easypaisa\u3001JazzCash\u548cUBL Omni\u7b49\u3002\u8fd9\u4e9b\u5e73\u53f0\u4e0d\u4ec5\u63d0\u4f9b\u57fa\u7840\u7684\u8f6c\u8d26\u548c\u652f\u4ed8\u529f\u80fd\uff0c\u8fd8\u9010\u6b65\u62d3\u5c55\u81f3\u5c0f\u989d\u8d37\u6b3e\u3001\u4fdd\u9669\u548c\u6295\u8d44\u670d\u52a1\u3002\u4f8b\u5982\uff1a<\/p>\n

        \n
      • Easypaisa<\/strong>\uff08\u7531Telenor\u94f6\u884c\u8fd0\u8425\uff09\u5df2\u6210\u4e3a\u8be5\u56fd\u6700\u5927\u7684\u79fb\u52a8\u94b1\u5305\u4e4b\u4e00\uff0c\u7528\u6237\u53ef\u901a\u8fc7\u624b\u673a\u5b8c\u6210\u6c34\u7535\u8d39\u7f34\u7eb3\u3001\u8bdd\u8d39\u5145\u503c\u751a\u81f3\u56fd\u9645\u6c47\u6b3e\u3002<\/li>\n
      • JazzCash<\/strong>\uff08\u7531Jazz Telecom\u652f\u6301\uff09\u5219\u901a\u8fc7\u4e0e\u5546\u5bb6\u5408\u4f5c\u63a8\u5e7f\u4e8c\u7ef4\u7801\u652f\u4ed8\uff0c\u8fdb\u4e00\u6b65\u964d\u4f4e\u73b0\u91d1\u4f9d\u8d56\u3002<\/li>\n<\/ul>\n

        (2) \u94f6\u884c\u7684\u6570\u5b57\u5316\u8f6c\u578b<\/strong><\/h3>\n

        \u4f20\u7edf\u94f6\u884c\u4e5f\u5728\u52a0\u901f\u6570\u5b57\u5316\u5e03\u5c40\uff1a<\/p>\n

          \n
        • HBL\uff08\u54c8\u6bd4\u94f6\u884c\uff09\u63a8\u51fa\u201cKonnect\u201d\u6570\u5b57\u8d26\u6237\uff0c\u5141\u8bb8\u7528\u6237\u4ec5\u51ed\u624b\u673a\u53f7\u5f00\u7acb\u8d26\u6237\u5e76\u8fdb\u884c\u4ea4\u6613\u3002<\/li>\n
        • UBL\uff08\u8054\u5408\u94f6\u884c\uff09\u7684\u201cOmni\u201d\u670d\u52a1\u4e13\u6ce8\u4e8e\u519c\u6751\u5e02\u573a\uff0c\u901a\u8fc7\u4ee3\u7406\u5546\u7f51\u7edc\u8ba9\u504f\u8fdc\u5730\u533a\u5c45\u6c11\u4e5f\u80fd\u4eab\u53d7\u91d1\u878d\u670d\u52a1\u3002<\/li>\n<\/ul>\n

          \u6b64\u5916\uff0c\u201cRaast\u201d\u5373\u65f6\u652f\u4ed8\u7cfb\u7edf\u7684\u4e0a\u7ebf\u4f7f\u5f97\u8de8\u884c\u8f6c\u8d26\u66f4\u52a0\u4fbf\u6377\u9ad8\u6548\u3002<\/p>\n

          \n

          7. \u6d88\u8d39\u8005\u884c\u4e3a\u7684\u53d8\u5316\u4e0e\u63a5\u53d7\u5ea6\u5206\u6790<\/strong><\/h2>\n

          \u5c3d\u7ba1\u653f\u5e9c\u548c\u4f01\u4e1a\u5927\u529b\u63a8\u52a8\u65e0\u73b0\u91d1\u652f\u4ed8,\u4f46\u6d88\u8d39\u8005\u4e60\u60ef\u7684\u6539\u53d8\u4ecd\u9700\u65f6\u95f4\uff1a<\/p>\n

          (i).\u5e74\u8f7b\u4e00\u4ee3\u66f4\u6613\u63a5\u53d7\u6570\u5b57\u652f\u4ed8<\/h4>\n

          18~35\u5c81\u7fa4\u4f53\u56e0\u719f\u6089\u667a\u80fd\u624b\u673a\u64cd\u4f5c\u4e14\u8ffd\u6c42\u4fbf\u5229\u6027\u800c\u6210\u4e3a\u4e3b\u8981\u4f7f\u7528\u8005\uff1b<\/p>\n

          (ii).\u4e2d\u5c0f\u4f01\u4e1a\u9010\u6e10\u9002\u5e94\u7535\u5b50\u6536\u6b3e<\/h4>\n

          \u90e8\u5206\u5c0f\u578b\u5546\u6237\u5f00\u59cb\u4f7f\u7528POS\u673a\u6216\u626b\u7801\u4ed8\u4ee5\u5438\u5f15\u5e74\u8f7b\u5ba2\u6237\u5e76\u51cf\u5c11\u73b0\u949e\u7ba1\u7406\u6210\u672c\uff1b<\/p>\n

          \u7136\u800c\uff1a<\/p>\n

            \n
          • \u8bb8\u591a\u4f4e\u6536\u5165\u8005\u4ecd\u4f9d\u8d56\u73b0\u91d1\u4ea4\u6613\uff1b<\/li>\n
          • \u90e8\u5206\u4eba\u62c5\u5fc3\u624b\u7eed\u8d39\u8fc7\u9ad8\u6216\u6280\u672f\u6545\u969c\u5f71\u54cd\u8d44\u91d1\u5b89\u5168\uff1b<\/li>\n<\/ul>\n

            \u56e0\u6b64\u672a\u6765\u9700\u52a0\u5f3a\u6559\u80b2\u5ba3\u4f20\u4ee5\u63d0\u9ad8\u516c\u4f17\u4fe1\u4efb\u611f.<\/p>\n

            \n

            8 .\u56fd\u9645\u7ecf\u9a8c\u5bf9\u5df4\u56fd\u7684\u542f\u793a<\/p>\n

            \u5176\u4ed6\u65b0\u5174\u5e02\u573a\u5982\u5370\u5ea6(UPI\u7cfb\u7edf)\u3001\u80af\u5c3c\u4e9a(M-Pesa)\u7684\u6210\u529f\u6848\u4f8b\u8868\u660e:<\/p>\n

              \n
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            • \u7b80\u5355\u6613\u7528\u7684\u4ea7\u54c1\u8bbe\u8ba1\u80fd\u52a0\u901f\u666e\u53ca\u8fdb\u7a0b;<\/li>\n<\/ul>\n

              \u8fd9\u4e9b\u7ecf\u9a8c\u503c\u5f97\u5df4\u57fa\u65af\u5766\u501f\u9274\u4ee5\u4f18\u5316\u81ea\u8eab\u53d1\u5c55\u8def\u5f84.<\/p>\n

              \n

              9 .\u6f5c\u5728\u98ce\u9669\u53ca\u5e94\u5bf9\u5efa\u8bae<\/p>\n

              \u5728\u8fc8\u5411\u65e0\u73b0\u91d1\u793e\u4f1a\u8fc7\u7a0b\u4e2d\u53ef\u80fd\u9047\u5230\u4ee5\u4e0b\u95ee\u9898:<\/p>\n

              (i).\u7cfb\u7edf\u6027\u7f51\u7edc\u5b89\u5168\u5a01\u80c1<\/h4>\n

              \u9700\u5efa\u7acb\u66f4\u4e25\u683c\u7684\u6570\u636e\u4fdd\u62a4\u6cd5\u89c4\u5e76\u63d0\u5347\u53cd\u6b3a\u8bc8\u6280\u672f\u80fd\u529b;<\/p>\n

              (ii).\u6570\u5b57\u9e3f\u6c9f\u52a0\u5267\u4e0d\u5e73\u7b49<\/h4>\n

              \u786e\u4fdd\u5f31\u52bf\u7fa4\u4f53\u4e0d\u88ab\u6392\u9664\u5728\u5916\u81f3\u5173\u91cd\u8981\u2014\u2014\u53ef\u901a\u8fc7\u589e\u8bbe\u7ebf\u4e0b\u4ee3\u7406\u70b9\u7b49\u65b9\u5f0f\u5f25\u8865;<\/p>\n

              \u9488\u5bf9\u4e0a\u8ff0\u6311\u6218,\u6211\u4eec\u5efa\u8bae:
              \n\u2705 \u52a0\u5f3a\u76d1\u7ba1\u6846\u67b6\u5efa\u8bbe\uff1b
              \n\u2705 \u9f13\u52b1\u516c\u79c1\u90e8\u95e8\u534f\u4f5c\u521b\u65b0\u89e3\u51b3\u65b9\u6848;
              \n\u2705 \u6301\u7eed\u6295\u5165\u57fa\u7840\u8bbe\u65bd\u5efa\u8bbe\u5c24\u5176\u662f\u7f51\u7edc\u8986\u76d6\u8303\u56f4\u6269\u5c55.<\/p>\n

              \n

              10 .\u5c55\u671b\uff1a\u672a\u67655\u5e74\u53ef\u80fd\u573a\u666f<\/p>\n

              \u57fa\u4e8e\u5f53\u524d\u8d8b\u52bf\u9884\u6d4b2025~2030\u5e74\u95f4\u53ef\u80fd\u51fa\u73b0:<\/p>\n

              1\ufe0f\u20e3 QR\u7801\/NFC\u8fd1\u573a\u901a\u4fe1\u5c06\u6210\u4e3a\u4e3b\u6d41\u96f6\u552e\u7ed3\u7b97\u65b9\u5f0f;
              \n2\ufe0f\u20e3 \"\u5148\u4e70\u540e\u4ed8\"(BNPL)\u7b49\u65b0\u578b\u6d88\u8d39\u4fe1\u8d37\u6a21\u5f0f\u5174\u8d77;
              \n3\ufe0f\u20e3 CBDC(\u592e\u884c\u6570\u5b57\u8d27\u5e01)\u8bd5\u70b9\u9879\u76ee\u542f\u52a8\u63a2\u7d22\u6cd5\u5b9a\u6570\u5b57\u8d27\u5e01\u5e94\u7528\u53ef\u80fd\u6027.<\/p>\n

              \u5982\u679c\u5404\u9879\u63aa\u65bd\u843d\u5b9e\u5230\u4f4d,\u5c4a\u65f6\u7535\u5b50\u4ea4\u6613\u5360\u6bd4\u6709\u671b\u4ece\u76ee\u524d\u7ea615%\u589e\u957f\u81f330%~40%,\u663e\u8457\u7f29\u5c0f\u4e0e\u5176\u4ed6\u53d1\u5c55\u4e2d\u7ecf\u6d4e\u4f53\u7684\u5dee\u8ddd.<\/p>\n

              \n

              \u7ed3\u8bed<\/p>\n

              \u867d\u7136\u5b8c\u5168\u6dd8\u6c70\u73b0\u949e\u5c1a\u4e0d\u73b0\u5b9e,\u4f46\u6beb\u65e0\u7591\u95ee,\u5df4\u57fa\u65af\u5766\u6b63\u5904\u4e8e\u4e00\u573a\u6df1\u523b\u7684\u652f\u4ed8\u9769\u547d\u521d\u671f<\/strong>.\u968f\u7740\u6280\u672f\u8fdb\u6b65+\u653f\u7b56\u652f\u6301+\u5e02\u573a\u9700\u6c42\u4e09\u80a1\u529b\u91cf\u5171\u540c\u4f5c\u7528,\"\u5c11\u73b0\u94b1\"\u4e43\u81f3\"\u65e0\u73b0\u94b1\"\u7684\u672a\u6765\u6b63\u53d8\u5f97\u8d8a\u6765\u8d8a\u6e05\u6670\u53ef\u89c1.\u5173\u952e\u5728\u4e8e\u5982\u4f55\u5e73\u8861\u521b\u65b0\u901f\u5ea6\u4e0e\u793e\u4f1a\u5305\u5bb9\u6027\u4ee5\u786e\u4fdd\u6240\u6709\u9636\u5c42\u90fd\u80fd\u53d7\u76ca\u4e8e\u8fd9\u573a\u53d8\u9769\u6d6a\u6f6e\u4e4b\u4e2d!<\/p>","protected":false},"excerpt":{"rendered":"

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