{"id":3528,"date":"2025-10-17T14:03:28","date_gmt":"2025-10-17T06:03:28","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3528"},"modified":"2025-10-17T14:03:28","modified_gmt":"2025-10-17T06:03:28","slug":"%e9%9f%a9%e5%9b%bd%e6%94%af%e4%bb%98%e8%b6%8b%e5%8a%bf2024%ef%bc%9a%e6%b4%9e%e5%af%9f%e8%b6%85%e8%bf%9e%e6%8e%a5%e7%a4%be%e4%bc%9a%e7%9a%84%e6%94%af%e4%bb%98%e6%9c%aa%e6%9d%a5","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/10\/17\/%e9%9f%a9%e5%9b%bd%e6%94%af%e4%bb%98%e8%b6%8b%e5%8a%bf2024%ef%bc%9a%e6%b4%9e%e5%af%9f%e8%b6%85%e8%bf%9e%e6%8e%a5%e7%a4%be%e4%bc%9a%e7%9a%84%e6%94%af%e4%bb%98%e6%9c%aa%e6%9d%a5\/","title":{"rendered":"\u97e9\u56fd\u652f\u4ed8\u8d8b\u52bf2024\uff1a\u6d1e\u5bdf\u8d85\u8fde\u63a5\u793e\u4f1a\u7684\u652f\u4ed8\u672a\u6765"},"content":{"rendered":"

\u597d\u7684\uff0c\u4f5c\u4e3a\u4e00\u540d\u56fd\u9645\u652f\u4ed8\u7f51\u5173\u4e13\u5bb6\uff0c\u6211\u5c06\u4e3a\u60a8\u64b0\u5199\u4e00\u7bc7\u7b26\u5408\u8981\u6c42\u7684\u4e2d\u6587\u6587\u7ae0\u3002<\/p>\n

\n

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\u5728\u6570\u5b57\u5316\u6d6a\u6f6e\u5e2d\u5377\u5168\u7403\u7684\u4eca\u5929\uff0c\u97e9\u56fd\u4f5c\u4e3a\u5168\u7403\u6280\u672f\u6700\u5148\u8fdb\u3001\u4e92\u8054\u7f51\u666e\u53ca\u7387\u6700\u9ad8\u7684\u56fd\u5bb6\u4e4b\u4e00\uff0c\u5176\u652f\u4ed8\u5e02\u573a\u7684\u53d1\u5c55\u59cb\u7ec8\u8d70\u5728\u4e16\u754c\u524d\u6cbf\u30022024\u5e74\uff0c\u97e9\u56fd\u6b63\u52a0\u901f\u6b65\u5165\u4e00\u4e2a\u201c\u8d85\u8fde\u63a5\u793e\u4f1a\u201d\uff0c\u5373\u4eba\u3001\u8bbe\u5907\u3001\u6570\u636e\u548c\u670d\u52a1\u65e0\u65f6\u65e0\u523b\u4e0d\u5728\u6df1\u5ea6\u4e92\u8054\u7684\u72b6\u6001\u3002\u8fd9\u4e00\u793e\u4f1a\u5f62\u6001\u6df1\u523b\u91cd\u5851\u4e86\u6d88\u8d39\u8005\u7684\u652f\u4ed8\u4e60\u60ef\u4e0e\u5546\u4e1a\u7684\u8fd0\u8425\u6a21\u5f0f\u3002\u672c\u6587\u5c06\u6df1\u5165\u5256\u67902024\u5e74\u97e9\u56fd\u7684\u6838\u5fc3\u652f\u4ed8\u8d8b\u52bf\uff0c\u4e3a\u6709\u610f\u8fdb\u5165\u6216\u6df1\u5316\u97e9\u56fd\u5e02\u573a\u7684\u4f01\u4e1a\u63d0\u4f9b\u5173\u952e\u6d1e\u5bdf\u3002<\/p>\n

\u4e00\u3001 \u8d85\u8fde\u63a5\u793e\u4f1a\u7684\u57fa\u77f3\uff1a\u65e0\u7f1d\u4e0e\u878d\u5408<\/strong><\/h4>\n

\u8981\u7406\u89e3\u97e9\u56fd\u7684\u652f\u4ed8\u672a\u6765\uff0c\u5fc5\u987b\u5148\u7406\u89e3\u201c\u8d85\u8fde\u63a5\u201d\u7684\u542b\u4e49\u3002\u8fd9\u4e0d\u4ec5\u4ec5\u662f\u7f51\u901f\u5feb\u6216\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u9ad8\uff0c\u5b83\u66f4\u4f53\u73b0\u5728\u652f\u4ed8\u7684\u201c\u65e0\u7f1d\u6027\u201d\u548c\u201c\u573a\u666f\u878d\u5408\u5ea6\u201d\u4e0a\u3002\u5728\u97e9\u56fd\uff0c\u652f\u4ed8\u884c\u4e3a\u65e9\u5df2\u8d85\u8d8a\u4e86\u7b80\u5355\u7684\u4ea4\u6613\u529f\u80fd\uff0c\u6f14\u53d8\u4e3a\u5d4c\u5165\u751f\u6d3b\u6bcf\u4e2a\u89d2\u843d\u7684\u4f53\u9a8c\u3002<\/p>\n

    \n
  • \u8d85\u7ea7\u5e94\u7528\u7684\u7edf\u6cbb\u529b<\/strong>\uff1a\u4ee5KakaoTalk\u548cNaver\u4e3a\u4ee3\u8868\u7684\u8d85\u7ea7\u5e94\u7528\u662f\u8d85\u8fde\u63a5\u793e\u4f1a\u7684\u6838\u5fc3\u67a2\u7ebd\u3002\u7528\u6237\u5728\u8fd9\u4e9b\u5e94\u7528\u5185\u53ef\u4ee5\u5b9e\u73b0\u4ece\u793e\u4ea4\u3001\u8d2d\u7269\u3001\u53eb\u8f66\u5230\u91d1\u878d\u7406\u8d22\u7684\u6240\u6709\u6d3b\u52a8\u3002\u5176\u5185\u7f6e\u7684\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u2014\u2014Kakao Pay\u548cNaver Pay\u2014\u2014\u51ed\u501f\u5e9e\u5927\u7684\u7528\u6237\u57fa\u6570\u548c\u6781\u81f4\u7684\u4fbf\u6377\u6027\uff08\u5982\u4e00\u952e\u652f\u4ed8\u3001\u751f\u7269\u8bc6\u522b\u8ba4\u8bc1\uff09\uff0c\u5360\u636e\u4e86\u79fb\u52a8\u652f\u4ed8\u7684\u7edd\u5bf9\u4e3b\u5bfc\u5730\u4f4d\u3002\u5bf9\u4e8e\u5546\u5bb6\u800c\u8a00\uff0c\u6574\u5408\u8fd9\u4e9b\u672c\u5730\u5316\u8d85\u7ea7App\u7684\u652f\u4ed8\u63a5\u53e3\u5df2\u6210\u4e3a\u89e6\u53ca\u97e9\u56fd\u6d88\u8d39\u8005\u7684\u5fc5\u5907\u6761\u4ef6\u3002<\/li>\n
  • \u7269\u8054\u7f51\u652f\u4ed8\u7684\u5174\u8d77<\/strong>\uff1a\u667a\u80fd\u5bb6\u5c45\u3001\u8054\u7f51\u6c7d\u8f66\u7b49\u8bbe\u5907\u6b63\u6210\u4e3a\u65b0\u7684\u652f\u4ed8\u7ec8\u7aef\u3002\u60f3\u8c61\u4e00\u4e0b\uff0c\u60a8\u7684\u667a\u80fd\u51b0\u7bb1\u5728\u68c0\u6d4b\u5230\u725b\u5976\u77ed\u7f3a\u65f6\u81ea\u52a8\u4e0b\u5355\u5e76\u5b8c\u6210\u652f\u4ed8\uff1b\u60a8\u7684\u8f66\u8f7d\u7cfb\u7edf\u5728\u9a76\u5165\u9ad8\u901f\u516c\u8def\u6216\u52a0\u6cb9\u7ad9\u65f6\u81ea\u52a8\u6263\u8d39\u3002\u8fd9\u79cd\u201c\u65e0\u611f\u652f\u4ed8\u201d\u6b63\u662f\u8d85\u8fde\u63a5\u793e\u4f1a\u652f\u4ed8\u7684\u7ec8\u6781\u5f62\u6001\u4e4b\u4e00\uff0c\u800c\u97e9\u56fd\u5728\u76f8\u5173\u57fa\u7840\u8bbe\u65bd\u548c\u6280\u672f\u7814\u53d1\u4e0a\u5904\u4e8e\u9886\u5148\u5730\u4f4d\u3002<\/li>\n<\/ul>\n

    \u4e8c\u3001 2024\u5e74\u6838\u5fc3\u8d8b\u52bf\u6df1\u5ea6\u89e3\u6790<\/strong><\/h4>\n

    \u57fa\u4e8e\u8d85\u8fde\u63a5\u7684\u80cc\u666f\uff0c2024\u5e74\u97e9\u56fd\u7684\u652f\u4ed8\u5e02\u573a\u5448\u73b0\u51fa\u4ee5\u4e0b\u51e0\u4e2a\u9c9c\u660e\u4e14\u5173\u952e\u7684\u8d8b\u52bf\uff1a<\/p>\n

    1. \u5148\u4e70\u540e\u4ed8\u7684\u6301\u7eed\u8fdb\u5316\u4e0e\u89c4\u8303\u5316<\/strong>
    \nBNPL\u5728\u97e9\u56fd\u5df2\u4ece\u65b0\u5174\u9009\u9879\u8f6c\u53d8\u4e3a\u4e3b\u6d41\u6d88\u8d39\u65b9\u5f0f\u4e4b\u4e00\u3002\u7136\u800c\uff0c2024\u5e74\u7684\u91cd\u70b9\u5728\u4e8e\u201c\u8fdb\u5316\u201d\u3002\u4e00\u65b9\u9762\uff0c
    \n\u670d\u52a1\u5546\u4e0d\u518d\u4ec5\u4ec5\u63d0\u4f9b\u7b80\u5355\u7684\u5206\u671f\u4ed8\u6b3e\uff0c
    \n\u800c\u662f\u5c06\u5176\u6df1\u5ea6\u6574\u5408\u5230\u7279\u5b9a\u6d88\u8d39\u573a\u666f\u4e2d\uff0c
    \n\u5982\u65c5\u6e38\u3001
    \n\u6559\u80b2\u3001
    \n\u9ad8\u7aef\u7535\u5b50\u4ea7\u54c1\u7b49\u5927\u989d\u652f\u51fa\u9886\u57df\uff0c
    \n\u5e76\u63d0\u4f9b\u66f4\u7075\u6d3b\u7684\u8fd8\u6b3e\u5468\u671f\u5b9a\u5236\u670d\u52a1\u3002
    \n\u53e6\u4e00\u65b9\u9762\uff0c
    \n\u968f\u7740\u5e02\u573a\u89c4\u6a21\u6269\u5927\uff0c
    \n\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u6b63\u52a0\u5f3a\u5bf9BNPL\u670d\u52a1\u7684\u76d1\u7ba1\uff0c
    \n\u5f3a\u8c03\u900f\u660e\u5ea6\u3001
    \n\u98ce\u9669\u63a7\u5236\u548c\u6d88\u8d39\u8005\u4fdd\u62a4\u3002
    \n\u5408\u89c4\u6027\u5c06\u6210\u4e3aBNPL\u63d0\u4f9b\u5546\u53ef\u6301\u7eed\u53d1\u5c55\u7684\u751f\u547d\u7ebf\u3002<\/p>\n

    2. \u751f\u7269\u8bc6\u522b\u4e0e\u8eab\u4efd\u9a8c\u8bc1\u7684\u65e0\u7f1d\u96c6\u6210<\/strong>
    \n\u5bc6\u7801\u6b63\u5728\u6210\u4e3a\u8fc7\u53bb\u5f0f\u3002
    \n\u57fa\u4e8e\u6307\u7eb9\u3001
    \n\u9762\u90e8\u8bc6\u522b\u751a\u81f3\u9759\u8109\u8bc6\u522b\u7684\u751f\u7269\u8ba4\u8bc1\u6280\u672f\u5df2\u6210\u4e3a\u97e9\u56fd\u9ad8\u7aef\u667a\u80fd\u624b\u673a\u7684\u6807\u51c6\u914d\u7f6e\uff0c
    \n\u5e76\u5e7f\u6cdb\u5e94\u7528\u4e8e\u91d1\u878d\u4ea4\u6613\u3002
    \n2024\u5e74\uff0c
    \n\u8fd9\u4e00\u8d8b\u52bf\u5c06\u8fdb\u4e00\u6b65\u6df1\u5316\u81f3\u516c\u5171\u9886\u57df\u548c\u8de8\u5883\u573a\u666f\u3002
    \n\u4f8b\u5982\uff0c
    \n\u7b80\u5316\u5916\u56fd\u6e38\u5ba2\u7684\u8eab\u4efd\u9a8c\u8bc1\u6d41\u7a0b\uff08\u5982\u7ed3\u5408\u62a4\u7167\u4fe1\u606f\u4e0e\u751f\u7269\u7279\u5f81\uff09\uff0c
    \n\u4f7f\u5176\u80fd\u66f4\u4fbf\u6377\u5730\u4f7f\u7528\u672c\u5730\u79fb\u52a8\u652f\u4ed8\u670d\u52a1\u3002
    \n\u8fd9\u79cd\u9ad8\u5b89\u5168\u6027\u517c\u5177\u9ad8\u4fbf\u5229\u6027\u7684\u8ba4\u8bc1\u65b9\u5f0f\uff0c
    \n\u662f\u6784\u5efa\u53ef\u4fe1\u8d85\u8fde\u63a5\u652f\u4ed8\u7684\u5e95\u5c42\u652f\u67f1\u3002<\/p>\n

    3. \u8de8\u5883\u652f\u4ed8\u7684\u7b80\u5316\u548c\u672c\u5730\u5316<\/strong>
    \n\u4f5c\u4e3a\u5168\u7403\u91cd\u8981\u7684\u7535\u5546\u5e02\u573a\u548c\u65c5\u6e38\u76ee\u7684\u5730\uff0c
    \n\u97e9\u56fd\u7684\u8de8\u5883\u8d38\u6613\u65e5\u76ca\u9891\u7e41\u3002
    \n\u65e0\u8bba\u662f\u5916\u56fd\u6d88\u8d39\u8005\u8d2d\u4e70\u97e9\u5986\u3001
    \nK-Pop\u5468\u8fb9\uff0c
    \n\u8fd8\u662f\u4e2d\u56fd\u6e38\u5ba2\u8d74\u97e9\u65c5\u884c\uff0c\u201c
    \n\u5982\u4f55\u65b9\u4fbf\u5730\u4ed8\u94b1\u201d
    \n\u662f\u5173\u952e\u75db\u70b9\u3002
    \n\u56e0\u6b64,
    \n\u805a\u5408\u591a\u79cd\u56fd\u9645\u4fe1\u7528\u5361\uff08Visa, Mastercard, Amex\uff09\u3001
    \n\u672c\u5730\u7535\u5b50\u94b1\u5305\uff08Alipay+, WeChat Pay\uff09\u4ee5\u53ca\u521b\u65b0\u65b9\u6848\uff08\u5982\u52a0\u5bc6\u8d27\u5e01\u7ed3\u7b97\uff09\u7684\u56fd\u9645\u4e00\u4f53\u5316\u6536\u5355\u80fd\u529b\u53d8\u5f97\u81f3\u5173\u91cd\u8981.
    \n\u540c\u65f6,
    \n\u4e3a\u6d77\u5916\u5ba2\u6237\u63d0\u4f9b\u6e05\u6670\u7684\u672c\u5e01\u6807\u4ef7\u3001
    \n\u719f\u6089\u7684\u4ed8\u6b3e\u754c\u9762\u548c\u6d41\u7545\u7684\u4ea4\u6613\u6d41\u7a0b,
    \n\u5373\u201c
    \n\u6536\u5355\u65b9\u672c\u5730\u5316\u201d
    \n\u7b56\u7565,
    \n\u5c06\u6781\u5927\u63d0\u5347\u8f6c\u5316\u7387\u548c\u5ba2\u6237\u6ee1\u610f\u5ea6.<\/p>\n

    4. CBDC\u8bd5\u70b9\u4e0e\u5b9e\u9645\u5e94\u7528\u7684\u63a2\u7d22<\/strong>
    \n\u5c3d\u7ba1\u65f6\u95f4\u8868\u5c1a\u672a\u6700\u7ec8\u786e\u5b9a,
    \n\u4f46\u97e9\u56fd\u592e\u884c\u5bf9\u592e\u884c\u6570\u5b57\u8d27\u5e01\u7684\u7814\u7a76\u548c\u8bd5\u70b9\u5de5\u4f5c\u4e00\u76f4\u5728\u7a33\u6b65\u63a8\u8fdb.
    \n\u76f8\u8f83\u4e8e\u5b8c\u5168\u53bb\u4e2d\u5fc3\u5316\u7684\u52a0\u5bc6\u8d27\u5e01,
    \nCBDC\u7531\u56fd\u5bb6\u80cc\u4e66,
    \n\u517c\u5177\u6570\u5b57\u8d27\u5e01\u7684\u4fbf\u5229\u6027\u548c\u6cd5\u5e01\u7684\u7a33\u5b9a\u6027.
    \n\u5728\u672a\u6765\u51e0\u5e74,
    \n\u6211\u4eec\u53ef\u80fd\u4f1a\u770b\u5230CBDc\u5728\u5c0f\u8303\u56f4\u96f6\u552e\u6216\u7279\u5b9aB2B\u573a\u666f\u4e0b\u7684\u8bd5\u9a8c\u6027\u5e94\u7528.
    \n\u8fd9\u5bf9\u4e8e\u73b0\u6709\u96f6\u552e\u94f6\u884c\u4f53\u7cfb\u548c\u5927\u578b\u79d1\u6280\u516c\u53f8\u7684\u91d1\u878d\u670d\u52a1\u53ef\u80fd\u6784\u6210\u6f5c\u5728\u5f71\u54cd.<\/p>\n

    \u4e09\u3001 \u5bf9\u4f01\u4e1a\u4e0e\u56fd\u9645\u5546\u6237\u7684\u6218\u7565\u542f\u793a<\/strong><\/h4>\n

    \u9762\u5bf9\u8fd9\u4e9b\u8d8b\u52bf,\u4f01\u4e1a\u548c\u56fd\u9645\u5546\u6237\u5e94\u5982\u4f55\u8c03\u6574\u7b56\u7565\u4ee5\u6293\u4f4f\u673a\u9047?<\/p>\n

      \n
    • \u62e5\u62b1\u5e73\u53f0\u5408\u4f5c\u800c\u975e\u5355\u6253\u72ec\u6597<\/strong>: \u76f4\u63a5\u8fdb\u5165\u7ade\u4e89\u6fc0\u70c8\u7684\u97e9\u56fd\u6d88\u8d39\u91d1\u878d\u5e02\u573a\u6210\u672c\u9ad8\u6602\u4e14\u6210\u529f\u7387\u4f4e.\u66f4\u660e\u667a\u7684\u7b56\u7565\u662f\u4e0eKakao Pay, Naver Pay, Toss\u7b49\u672c\u571f\u5de8\u5934\u5408\u4f5c,\u901a\u8fc7API\u63a5\u5165\u5176\u5e9e\u5927\u7684\u7528\u6237\u7f51\u7edc\u548c\u6210\u719f\u7684\u751f\u6001\u7cfb\u7edf.<\/li>\n
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