{"id":470,"date":"2024-10-30T05:52:36","date_gmt":"2024-10-29T21:52:36","guid":{"rendered":"https:\/\/deekpay.com\/?p=470"},"modified":"2024-10-30T05:52:36","modified_gmt":"2024-10-29T21:52:36","slug":"%e7%a7%91%e6%99%ae%ef%bc%9a%e5%8d%b0%e5%ba%a6%e5%9b%bd%e5%ae%b6%e8%87%aa%e5%8a%a8%e6%b8%85%e7%ae%97%e6%89%80nachwww-deekpay-com","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2024\/10\/30\/%e7%a7%91%e6%99%ae%ef%bc%9a%e5%8d%b0%e5%ba%a6%e5%9b%bd%e5%ae%b6%e8%87%aa%e5%8a%a8%e6%b8%85%e7%ae%97%e6%89%80nachwwwdeekpay-com\/","title":{"rendered":"\u79d1\u666e\uff1a\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240NACHwww.deekpay.com"},"content":{"rendered":"

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\n

\u79d1\u666e\uff1a\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240NACH\u79d1\u666e\uff1a\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240NACH<\/p>\"\u5370\u5ea6\u94f6\u884c\"\u5185\u5bb9\n <\/div>\n

\n
\n
\n 1<\/span>\n \u4ec0\u4e48\u662fNACH\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 2<\/span>\n \u5370\u5ea6\u94f6\u884c\u4e1a\u4e2d\u7684NACH\u662f\u4ec0\u4e48\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 3<\/span>\n \u4ec0\u4e48\u662fNACH\u652f\u4ed8\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 4<\/span>\n \u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u6388\u6743\u7684\u7279\u70b9\u548c\u4f18\u52bf<\/span>\n <\/a>\n <\/div>\n
\n 5<\/span>\n \u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u7684\u6388\u6743\u7c7b\u578b\u6709\u54ea\u4e9b\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 6<\/span>\n \u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u7684\u91cd\u8981\u6027<\/span>\n <\/a>\n <\/div>\n
\n 7<\/span>\n \u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u7684\u76ee\u6807<\/span>\n <\/a>\n <\/div>\n
\n 8<\/span>\n \u5982\u4f55\u542f\u52a8NACH\u6388\u6743\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 9<\/span>\n ECS\u548cNACH\u6709\u4ec0\u4e48\u533a\u522b\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 10<\/span>\n \u7ed3\u8bed<\/span>\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n\n\n\n

\u4ec0\u4e48\u662fNACH\uff1f<\/span><\/h3>\n\n\n\n

NACH\u7684\u5168\u79f0\u662fNational Automated Clearing House\uff0c\u5373\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u3002\u8fd9\u662f\u5370\u5ea6\u56fd\u5bb6\u652f\u4ed8\u516c\u53f8<\/a> (NPCI) \u63a8\u51fa\u7684\u4e00\u9879\u4e3e\u63aa\uff0c\u65e8\u5728\u7b80\u5316\u94f6\u884c\u4e4b\u95f4\u7684\u5927\u5b97\u4ea4\u6613\u3002NACH\u6709\u6548\u5730\u5904\u7406\u91cd\u590d\u548c\u5b9a\u671f\u7684\u94f6\u884c\u95f4\u4ea4\u6613\uff0c\u5982\u8865\u8d34\u5206\u914d\u3001\u5de5\u8d44\u652f\u4ed8\u3001\u517b\u8001\u91d1\u652f\u4ed8\u548c\u80a1\u606f\u3002NACH\u662f\u4e00\u4e2a\u516c\u5171\u5e73\u53f0\uff0c\u7528\u4e8e\u6536\u96c6\u5404\u79cd\u4ed8\u6b3e\uff0c\u5305\u62ec\u516c\u7528\u4e8b\u4e1a\u8d26\u5355\uff08\u6c34\u3001\u7535\u8bdd\u3001\u7535\uff09\u3001\u8d37\u6b3e\u507f\u8fd8\u3001\u4fdd\u9669\u8d39\u548c\u6295\u8d44\u6350\u6b3e\u3002\u50a8\u84c4\u8d26\u6237\u901a\u5e38\u4e0eNACH\u76f8\u5173\u8054\uff0c\u4ee5\u8fdb\u884c\u81ea\u52a8\u4ea4\u6613\uff0c\u4f8b\u5982\u8d26\u5355\u652f\u4ed8\u6216 SIP\uff08\u200b\u200b\u7cfb\u7edf\u6295\u8d44\u8ba1\u5212\uff09\u6295\u8d44\u3002<\/p>\n\n\n\n

\u5728\u4f7f\u7528NACH\u4e4b\u524d\uff0c\u5370\u5ea6\u56fd\u5185\u7528\u6237\u5fc5\u987b\u4eb2\u81ea\u524d\u5f80\u94f6\u884c\u8fdb\u884c\u67d0\u4e9b\u4ea4\u6613\u3002\u73b0\u5728\u5f97\u76ca\u4e8eNACH\u7cfb\u7edf\uff0c\u94f6\u884c\u8d26\u6237\u4e4b\u95f4\u7684\u8d44\u91d1\u6e05\u7b97\u73b0\u5df2\u5b9e\u73b0\u81ea\u52a8\u5316\u3002<\/p>\n\n\n\n

\u5370\u5ea6\u94f6\u884c\u4e1a\u4e2d\u7684NACH\u662f\u4ec0\u4e48\uff1f<\/span><\/h3>\n\n\n\n

NACH\u662f\u5370\u5ea6\u7684\u6279\u91cf\u81ea\u52a8\u652f\u4ed8\u94f6\u884c\u7cfb\u7edf\u3002<\/p>\n\n\n\n

\u4ec0\u4e48\u662fNACH\u652f\u4ed8\uff1f<\/span><\/h3>\n\n\n\n

NACH\u652f\u4ed8\u662f\u4e00\u79cd\u5c06\u8d44\u91d1\u4ece\u7528\u6237\u7684\u94f6\u884c\u8d26\u6237\u81ea\u52a8\u8f6c\u79fb\u5230\u53e6\u4e00\u4e2a\u8d26\u6237\u7684\u7535\u5b50\u65b9\u5f0f\uff0c\u901a\u5e38\u7528\u4e8e\u5b9a\u671f\u4ed8\u6b3e\u3002<\/p>\n\n\n\n

\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u6388\u6743\u7684\u7279\u70b9\u548c\u4f18\u52bf<\/span><\/h3>\n\n\n\n \u81ea\u52a8\u4ed8\u6b3e\uff1aNACH\u5141\u8bb8\u8ba1\u7b97\u673a\u5316\u4ea4\u6613\uff0c\u65e0\u9700\u4eba\u5de5\u5e72\u9884\u5373\u53ef\u8fdb\u884c\u9884\u5b9a\u4ed8\u6b3e\u3002\n\n\n\n \u4fbf\u5229\u6027\uff1a\u7528\u6237\u53ef\u4ee5\u4e3a\u5404\u79cd\u76ee\u7684\u8bbe\u7f6e\u5b9a\u671f\u4ed8\u6b3e\uff0c\u4f8b\u5982\u8d37\u6b3e EMI\u3001\u6c34\u7535\u8d39\u3001\u4fdd\u9669\u8d39\u7b49\uff0c\u4ece\u800c\u51cf\u5c11\u8bb0\u4f4f\u5230\u671f\u65e5\u548c\u624b\u52a8\u4ed8\u6b3e\u7684\u9ebb\u70e6\u3002\n\n\n\n \u53ca\u65f6\u4ed8\u6b3e\uff1a\u4f7f\u7528NACH\u6388\u6743\u53ef\u786e\u4fdd\u53ca\u65f6\u4ed8\u6b3e\uff0c\u6700\u5927\u9650\u5ea6\u5730\u51cf\u5c11\u6ede\u7eb3\u91d1\u6216\u7f5a\u6b3e\u7684\u53ef\u80fd\u6027\u3002\n\n\n\n \u6210\u672c\u6548\u76ca\uff1a\u4e0e\u5176\u4ed6\u4ed8\u6b3e\u65b9\u5f0f\u76f8\u6bd4\uff0cNACH\u4ea4\u6613\u901a\u5e38\u5177\u6709\u6210\u672c\u6548\u76ca\uff0c\u56e0\u4e3a\u5b83\u4eec\u51cf\u5c11\u4e86\u6587\u4e66\u5de5\u4f5c\u548c\u624b\u52a8\u5904\u7406\u3002\n\n\n\n \u5b89\u5168\u6027\uff1aNACH\u4ea4\u6613\u662f\u5b89\u5168\u7684\uff0c\u56e0\u4e3a\u5b83\u4eec\u4f7f\u7528\u52a0\u5bc6\u548c\u8eab\u4efd\u9a8c\u8bc1\u63aa\u65bd\u6765\u4fdd\u62a4\u654f\u611f\u7684\u8d22\u52a1\u4fe1\u606f\u3002\n\n\n\n \u7075\u6d3b\u6027\uff1a\u7528\u6237\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u8d22\u52a1\u9700\u6c42\u6216\u60c5\u51b5\u8f7b\u677e\u4fee\u6539\u6216\u53d6\u6d88NACH\u6388\u6743\u3002\n

\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u7684\u6388\u6743\u7c7b\u578b\u6709\u54ea\u4e9b\uff1f<\/span><\/h3>\n\n\n\n

NACH\u6388\u6743\u7684\u4e24\u79cd\u7c7b\u578b\u662f\uff1a<\/p>\n\n\n\n NACH\u4fe1\u7528\uff1aNACH\u4fe1\u7528\u4f7f\u7ec4\u7ec7\u80fd\u591f\u6709\u6548\u5730\u5411\u591a\u4e2a\u53d7\u76ca\u4eba\u652f\u4ed8\u8d44\u91d1\uff0c\u4f8b\u5982\u5de5\u8d44\u652f\u4ed8\u3001\u80a1\u606f\u3001\u5229\u606f\u548c\u653f\u5e9c\u8865\u8d34\u3002\u5b83\u7b80\u5316\u4e86\u8d44\u91d1\u5206\u914d\uff0c\u51cf\u5c11\u4e86\u884c\u653f\u4efb\u52a1\u5e76\u786e\u4fdd\u53ca\u65f6\u4ed8\u6b3e\u3002\n\n\n\n NACH\u501f\u8bb0\uff1aNACH\u501f\u8bb0\u7b80\u5316\u4e86\u4ece\u4f17\u591a\u4ed8\u6b3e\u4eba\u5904\u6536\u53d6\u7ecf\u5e38\u6027\u8d39\u7528\uff08\u5982\u8d37\u6b3e EMI\u3001\u4fdd\u9669\u8d39\u3001\u6c34\u7535\u8d39\u3001\u8ba2\u9605\u8d39\u548c\u4f1a\u5458\u8d39\uff09\u7684\u8d44\u91d1\u3002\u8fd9\u4e00\u81ea\u52a8\u5316\u6d41\u7a0b\u6539\u5584\u4e86\u4f01\u4e1a\u7684\u73b0\u91d1\u6d41\u7ba1\u7406\u5e76\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e86\u4fbf\u5229\u3002\n

\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u7684\u91cd\u8981\u6027<\/span><\/h3>\n\n\n\n

NACH\u7cfb\u7edf\u901a\u8fc7\u81ea\u52a8\u5316\u6279\u91cf\u8f6c\u8d26\u3001\u63d0\u9ad8\u6548\u7387\u548c\u524a\u51cf\u6210\u672c\uff0c\u5f7b\u5e95\u6539\u53d8\u4e86\u91d1\u878d\u4ea4\u6613\u3002\u5b83\u786e\u4fdd\u53ca\u65f6\u4ed8\u6b3e\uff0c\u964d\u4f4e\u4e0e\u624b\u52a8\u5904\u7406\u76f8\u5173\u7684\u98ce\u9669\uff0c\u5e76\u4fc3\u8fdb\u91d1\u878d\u7a33\u5b9a\u3002NACH\u7684\u4fbf\u5229\u6027\u4f7f\u7528\u6237\u80fd\u591f\u81ea\u52a8\u8fdb\u884c\u5b9a\u671f\u4ed8\u6b3e\uff0c\u540c\u65f6\u5176\u5bf9\u6cd5\u89c4\u7684\u9075\u5b88\u786e\u4fdd\u4e86\u900f\u660e\u5ea6\u548c\u95ee\u8d23\u5236\u3002\u901a\u8fc7\u4fc3\u8fdb\u91d1\u878d\u5305\u5bb9\u6027\u548c\u652f\u4ed8\u683c\u5c40\u7684\u73b0\u4ee3\u5316\uff0cNACH\u5728\u63a8\u8fdb\u6570\u5b57\u7ecf\u6d4e\u548c\u57f9\u517b\u5bf9\u7ecf\u6d4e\u4f53\u7cfb\u7684\u4fe1\u4efb\u65b9\u9762\u53d1\u6325\u7740\u81f3\u5173\u91cd\u8981\u7684\u4f5c\u7528\u3002<\/p>\n\n\n\n

\u5370\u5ea6\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u7684\u76ee\u6807<\/span><\/h3>\n\n\n\n

NACH\u7684\u76ee\u6807\u5305\u62ec\u652f\u6301\u591a\u6837\u5316\u4ea4\u6613\u3001\u786e\u4fdd\u5408\u89c4\u6027\u3001\u96c6\u4e2d\u6548\u7387\u3001\u964d\u4f4e\u98ce\u9669\u3001\u901a\u8fc7\u5feb\u901f\u4ed8\u6b3e\u5ba1\u6279\u6539\u5584\u5ba2\u6237\u5173\u7cfb\u3001\u57f9\u517b\u5bf9\u5370\u5ea6\u91d1\u878d\u751f\u6001\u7cfb\u7edf\u7684\u4fe1\u4efb\u548c\u6ee1\u610f\u5ea6\u3002<\/p>\n\n\n\n

\u5982\u4f55\u542f\u52a8NACH\u6388\u6743\uff1f<\/span><\/h3>\n\n\n\n

\u8981\u542f\u52a8NACH\u6fc0\u6d3b\uff0c\u6709\u4e24\u79cd\u9009\u62e9\uff1a\u53ef\u4ee5\u76f4\u63a5\u8054\u7cfb\u94f6\u884c\u6216\u4f7f\u7528\u7f51\u4e0a\u94f6\u884c\u51ed\u8bc1\u3002<\/p>\n\n\n\n

\u8981\u5728\u7ebf\u7533\u8bf7NACH\uff0c\u8bf7\u6309\u7167\u4ee5\u4e0b\u6b65\u9aa4\u64cd\u4f5c\uff1a<\/p>\n\n\n\n \u767b\u5f55\u4e2a\u4eba\u7684\u7f51\u4e0a\u94f6\u884c\u8d26\u6237\u3002\n\n\n\n \u8f6c\u5230\u201c\u670d\u52a1\u201d\u90e8\u5206\u5e76\u9009\u62e9\u201ce-NACH\u6388\u6743\u201d\u3002\n\n\n\n \u9009\u62e9\u201ce-NACH\u6ce8\u518c\u201d\u5e76\u8f93\u5165\u4e2a\u4eba\u7684\u8be6\u7ec6\u4fe1\u606f\u3002\n\n\n\n \u63d0\u4ea4\u8868\u683c\u3002\n

ECS\u548cNACH\u6709\u4ec0\u4e48\u533a\u522b\uff1f<\/span><\/h3>\n\n\n\n \u53c2\u6570ECSNACH\u8fd0\u4f5c\u67b6\u6784ECS \u7684\u5168\u79f0\u662f\u7535\u5b50\u6e05\u7b97\u670d\u52a1\uff0c\u7531 RBI<\/a> \u5728\u533a\u57df\u5185\u8fd0\u8425\u3002NACH\u7684\u5168\u79f0\u662f\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\uff0c\u5728\u5168\u56fd\u8303\u56f4\u5185\u8fd0\u8425\u3002\u5b97\u65e8\u4fc3\u8fdb\u94f6\u884c\u8d26\u6237\u7684\u6279\u91cf\u501f\u8bb0\u548c\u8d37\u8bb0\uff0c\u4e3b\u8981\u7531\u516c\u53f8\u6216\u653f\u5e9c\u673a\u6784\u7b49\u7ec4\u7ec7\u53d1\u8d77\u3002\u94f6\u884c\u95f4\u4ea4\u6613\u7684\u96c6\u4e2d\u7535\u5b50\u6e05\u7b97\u670d\u52a1\uff0c\u5305\u62ec\u76f4\u63a5\u501f\u8bb0\u3001\u5b9a\u671f\u4ed8\u6b3e\u548c\u5927\u5b97\u4ea4\u6613\u3002\u8fd0\u4f5c\u673a\u6784\u4ea4\u6613\u88ab\u53d1\u9001\u5230\u5370\u5ea6\u50a8\u5907\u94f6\u884c<\/a>\uff08RBI\uff09\u8fdb\u884c\u6e05\u7b97\u548c\u7ed3\u7b97\u3002\u7531\u5370\u5ea6\u56fd\u5bb6\u652f\u4ed8\u516c\u53f8 (NPCI<\/a>) \u7ba1\u7406\u4ea4\u6613\u7c7b\u578b\u5305\u62ec\u5de5\u8d44\u652f\u4ed8\u3001\u80a1\u606f\u652f\u4ed8\u3001\u5229\u606f\u652f\u4ed8\u7b49\u3002\u5305\u62ec\u8d37\u6b3e\u507f\u8fd8\u3001\u516c\u7528\u4e8b\u4e1a\u8d26\u5355\u652f\u4ed8\u3001\u653f\u5e9c\u798f\u5229\u5206\u914d\u548c\u5176\u4ed6\u7535\u5b50\u4ea4\u6613\u3002\u7ed3\u7b97\u7ed3\u7b97\u8fc7\u7a0b\u9700\u8981 3-4 \u5929\u300224\u5c0f\u65f6\u5185\u5b8c\u6210\u4ea4\u5355\u7ed3\u7b97\u3002

\u63a8\u8350\u9605\u8bfb\uff1a\u5370\u5ea6\u50a8\u5907\u94f6\u884cRBI<\/a><\/p>\n\n\n\n

\u7ed3\u8bed<\/span><\/h3>\n\n\n\n

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