{"id":59,"date":"2024-10-29T18:56:32","date_gmt":"2024-10-29T10:56:32","guid":{"rendered":"https:\/\/deekpay.com\/?p=59"},"modified":"2024-10-29T18:56:32","modified_gmt":"2024-10-29T10:56:32","slug":"2d%e4%b8%8e3d%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e4%b9%8b%e9%97%b4%e7%9a%84%e5%8c%ba%e5%88%abwww-deekpay-com","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2024\/10\/29\/2d%e4%b8%8e3d%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e4%b9%8b%e9%97%b4%e7%9a%84%e5%8c%ba%e5%88%abwwwdeekpay-com\/","title":{"rendered":"2D\u4e0e3D\u652f\u4ed8\u7f51\u5173\u4e4b\u95f4\u7684\u533a\u522bwww.deekpay.com"},"content":{"rendered":"

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2D\u4e0e3D\u652f\u4ed8\u7f51\u5173\u4e4b\u95f4\u7684\u533a\u522b2D\u4e0e3D\u652f\u4ed8\u7f51\u5173\u4e4b\u95f4\u7684\u533a\u522b<\/p>\"\u652f\u4ed8\u7f51\u5173\"\u5185\u5bb9\n <\/div>\n

\n
\n
\n 1<\/span>\n 2D \u548c 3D \u652f\u4ed8\u7f51\u5173<\/span>\n <\/a>\n <\/div>\n
\n 2<\/span>\n \u4ec0\u4e48\u662f 2D \u652f\u4ed8\u7f51\u5173\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 3<\/span>\n \u4ec0\u4e48\u662f 3D \u652f\u4ed8\u7f51\u5173\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 4<\/span>\n 3D \u652f\u4ed8\u7f51\u5173\u7684\u7c7b\u578b<\/span>\n <\/a>\n
\n
\n 4.1<\/span>\n \u4ec0\u4e48\u662f 3D Secure 1\uff1f<\/span>\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n
\n 5<\/span>\n \u4ec0\u4e48\u662f 3D Secure 2\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 6<\/span>\n 3D \u652f\u4ed8\u7f51\u5173\u7684\u4f18\u52bf<\/span>\n <\/a>\n <\/div>\n
\n 7<\/span>\n 2D \u548c 3D \u652f\u4ed8\u7f51\u5173\u7684\u533a\u522b<\/span>\n <\/a>\n <\/div>\n
\n 8<\/span>\n \u4e3a\u4ec0\u4e48\u5546\u5bb6\u66f4\u559c\u6b22 3D \u800c\u4e0d\u662f 2D \u652f\u4ed8\u7f51\u5173\uff1f<\/span>\n <\/a>\n <\/div>\n
\n 9<\/span>\n \u7ed3\u8bed<\/span>\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n\n\n\n

2D \u548c 3D \u652f\u4ed8\u7f51\u5173<\/span><\/h3>\n\n\n\n

2D \u548c 3D \u652f\u4ed8\u7f51\u5173<\/a>\u7684\u4e3b\u8981\u533a\u522b\u5728\u4e8e\u5b83\u4eec\u7684\u5b89\u5168\u529f\u80fd\u30022D \u652f\u4ed8\u7f51\u5173\u662f\u4e00\u79cd\u57fa\u672c\u7684\u652f\u4ed8\u7f51\u5173\uff0c\u5b83\u4f7f\u7528\u4fe1\u7528\u5361\u53f7\u548c\u6709\u6548\u671f\u7b49\u57fa\u672c\u8be6\u7ec6\u4fe1\u606f\u6765\u5904\u7406\u4ed8\u6b3e\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c3D \u652f\u4ed8\u7f51\u5173\u662f\u4e00\u79cd\u66f4\u5b89\u5168\u7684\u9009\u62e9\uff0c\u5b83\u4f7f\u7528\u4e00\u6b21\u6027\u5bc6\u7801 (OTP) \u6216\u53cc\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1 (2FA) \u6765\u5904\u7406\u4ed8\u6b3e\u3002<\/p>\n\n\n\n

\u4ec0\u4e48\u662f 2D \u652f\u4ed8\u7f51\u5173\uff1f<\/span><\/h3>\n\n\n\n

2D \u652f\u4ed8\u7f51\u5173\u662f\u4e00\u79cd\u57fa\u672c\u7684\u652f\u4ed8\u5904\u7406\u8f6f\u4ef6\uff0c\u5ba2\u6237\u53ea\u9700\u63d0\u4f9b\u6700\u5c11\u7684\u94f6\u884c\u5361\u4fe1\u606f\uff08\u5982\u5361\u53f7\u548c\u6709\u6548\u671f\uff09\u5373\u53ef\u8fdb\u884c\u7f51\u4e0a\u8d2d\u7269\uff0c\u65e0\u9700\u989d\u5916\u7684\u5b89\u5168\u63aa\u65bd\uff08\u5982 OTP \u6216 3D Secure\uff09\u3002<\/p>\n\n\n\n

2D \u652f\u4ed8\u7f51\u5173\u5e7f\u6cdb\u5e94\u7528\u4e8e\u7f8e\u56fd\u3001\u52a0\u62ff\u5927\u3001\u82f1\u56fd\u3001\u6fb3\u5927\u5229\u4e9a\u548c\u5370\u5ea6\u7b49\u56fd\u5bb6\uff0c\u56e0\u4e3a\u8fd9\u4e9b\u56fd\u5bb6\u7684\u7f51\u4e0a\u8d2d\u7269\u975e\u5e38\u6d41\u884c\uff0c\u987e\u5ba2\u66f4\u559c\u6b22\u5feb\u6377\u65b9\u4fbf\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u5c3d\u7ba1\u5b58\u5728\u5b89\u5168\u95ee\u9898\uff0c\u4f46\u8fd9\u4e9b\u5730\u533a\u7684\u7535\u5b50\u5546\u52a1\u4ea4\u6613\u901a\u5e38\u66f4\u559c\u6b22\u7b80\u5355\u7684 2D \u652f\u4ed8\u7f51\u5173\u3002<\/p>\n\n\n\n

2D\u652f\u4ed8\u7f51\u5173\u7f3a\u4e4f\u989d\u5916\u7684\u5b89\u5168\u5143\u7d20\uff08\u5982 OTP\uff09\uff0c\u56e0\u6b64\u4ea4\u6613\u901f\u5ea6\u66f4\u5feb\u3001\u66f4\u987a\u7545\uff0c\u4f46\u4e5f\u589e\u52a0\u4e86\u6b3a\u8bc8\u548c\u672a\u7ecf\u6388\u6743\u6d3b\u52a8\u7684\u53ef\u80fd\u6027\u3002\u4e3a\u4e86\u4fdd\u62a4\u5ba2\u6237\u6570\u636e\uff0c\u4f01\u4e1a\u5fc5\u987b\u4f7f\u7528\u5f3a\u5927\u7684\u5b89\u5168\u9632\u8303\u63aa\u65bd\uff0c\u5982\u52a0\u5bc6\u548cPCI DSS<\/a> \u5408\u89c4\u6027\u3002<\/p>\n\n\n\n

\u4ec0\u4e48\u662f 3D \u652f\u4ed8\u7f51\u5173\uff1f<\/span><\/h3>\n\n\n\n

3D \u652f\u4ed8\u7f51\u5173\u662f\u4e00\u79cd\u5b89\u5168\u652f\u4ed8\u5904\u7406\u8f6f\u4ef6\uff0c\u5141\u8bb8\u5ba2\u6237\u4f7f\u7528 3D \u5b89\u5168\u534f\u8bae\u8fdb\u884c\u5728\u7ebf\u8d2d\u4e70\uff0c\u8be5\u534f\u8bae\u5305\u62ec OTP\uff08\u4e00\u6b21\u6027\u5bc6\u7801\uff09\u548c 2FA\uff08\u53cc\u56e0\u7d20\u9a8c\u8bc1\uff09\u6765\u6388\u6743\u652f\u4ed8\u3002<\/p>\n\n\n\n

3D \u652f\u4ed8\u7f51\u5173\u4fdd\u8bc1\u53ea\u6709\u6388\u6743\u6301\u5361\u4eba\u624d\u80fd\u6279\u51c6\u4ea4\u6613\u3002\u5ba2\u6237\u5fc5\u987b\u8f93\u5165\u53d1\u9001\u5230\u5176\u6ce8\u518c\u7535\u5b50\u90ae\u4ef6\u5730\u5740\u6216\u79fb\u52a8\u8bbe\u5907\u4e0a\u7684\u4e00\u6b21\u6027\u5bc6\u7801\uff08OTP\uff09\u3002\u8fd9\u4e00\u989d\u5916\u7684\u5b89\u5168\u5c42\u5927\u5927\u51cf\u5c11\u4e86\u6263\u6b3e\u548c\u6b3a\u8bc8\u884c\u4e3a\u3002<\/p>\n\n\n\n

3D \u652f\u4ed8\u7f51\u5173\u5728\u4e92\u8054\u7f51\u5b89\u5168\u6700\u91cd\u8981\u7684\u5730\u533a\u5f88\u5e38\u89c1\u3002\u5b83\u4eec\u4e3a\u7535\u5b50\u5546\u52a1\u516c\u53f8\u63d0\u4f9b\u4e86\u4fdd\u62a4\u654f\u611f\u652f\u4ed8\u6570\u636e\u548c\u589e\u5f3a\u5ba2\u6237\u4fe1\u5fc3\u7684\u53ef\u9760\u624b\u6bb5\u3002<\/p>\n\n\n\n

3D \u652f\u4ed8\u7f51\u5173\u7684\u7c7b\u578b<\/span><\/h3>\n\n\n\n \u4ec0\u4e48\u662f 3D Secure 1\uff1f<\/span>\n\n\n\n

1999 \u5e74\uff0cVisa \u63a8\u51fa\u4e86 3D Secure 1\uff0c\u8fd9\u662f\u4e00\u79cd\u57fa\u4e8e XML \u7684\u534f\u8bae\uff0c\u4e5f\u79f0\u4e3a \u201cVisa \u9a8c\u8bc1\u201d\u3002\u8be5\u7cfb\u7edf\u5728\u7ed3\u8d26\u65f6\u8981\u6c42\u8f93\u5165\u9759\u6001\u5bc6\u7801\uff0c\u4ece\u800c\u4e3a\u5728\u7ebf\u4fe1\u7528\u5361\u4ea4\u6613\u589e\u52a0\u4e86\u4e00\u5c42\u989d\u5916\u7684\u5b89\u5168\u6027\u3002\u867d\u7136\u8be5\u7cfb\u7edf\u6210\u529f\u5730\u51cf\u5c11\u4e86\u7535\u5b50\u5546\u52a1\u6b3a\u8bc8\uff0c\u4f46\u5b83\u4e3b\u8981\u662f\u4e3a\u53f0\u5f0f\u673a\u8bbe\u8ba1\u7684\uff0c\u5bf9\u79fb\u52a8\u8bbe\u5907\u5e76\u4e0d\u53cb\u597d\u3002<\/p>\n\n\n\n

\u56e0\u6b64\uff0c\u7528\u6237\u5728\u667a\u80fd\u624b\u673a\u4e0a\u7684\u4f53\u9a8c\u5e76\u4e0d\u7406\u60f3\u3002\u4e25\u683c\u7684\u9a8c\u8bc1\u7a0b\u5e8f\u7ecf\u5e38\u5bfc\u81f4\u79fb\u52a8\u8bbe\u5907\u4e0a\u7684\u7f51\u7ad9\u53cd\u5e94\u8fdf\u949d\u6216\u6d4f\u89c8\u6548\u679c\u4e0d\u4f73\u3002<\/p>\n\n\n\n

\u4ec0\u4e48\u662f 3D Secure 2\uff1f<\/span><\/h3>\n\n\n\n

3D Secure 2 \u662f\u6b27\u6d32\u7528\u4e8e\u6ee1\u8db3\u5f3a\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\uff08SCA\uff09\u8981\u6c42\u7684\u4e3b\u8981\u94f6\u884c\u5361\u9a8c\u8bc1\u65b9\u6cd5\uff0c\u4e5f\u662f\u4f01\u4e1a\u7533\u8bf7 SCA \u8c41\u514d\u7684\u5173\u952e\u673a\u5236\u3002\u4f5c\u4e3a\u4ee5\u524d\u7cfb\u7edf\u7684\u5347\u7ea7\u7248\u672c\uff0c3D Secure 2 \u5177\u6709\u591a\u8bbe\u5907\u517c\u5bb9\u6027\uff0c\u652f\u6301\u751f\u7269\u8bc6\u522b\u548c\u63a8\u9001\u8b66\u62a5\u7b49\u591a\u79cd\u9a8c\u8bc1\u65b9\u6cd5\uff0c\u4ece\u800c\u6539\u5584\u4e86\u5728\u7ebf\u548c\u79fb\u52a8\u652f\u4ed8\u4f53\u9a8c\u3002\u5b83\u51cf\u5c11\u4e86\u7ed3\u8d26\u4e2d\u65ad\uff0c\u5e76\u91c7\u7528\u57fa\u4e8e\u98ce\u9669\u7684\u8bc4\u4f30\uff0c\u5141\u8bb8\u8bb8\u591a\u4f4e\u98ce\u9669\u4ea4\u6613\u7ee7\u7eed\u8fdb\u884c\uff0c\u800c\u65e0\u9700\u989d\u5916\u7684\u7528\u6237\u8eab\u4efd\u9a8c\u8bc1\u3002<\/p>\n\n\n\n

\u4e0e 3D Secure 1 \u76f8\u6bd4\uff0c\u4e3b\u8981\u6539\u8fdb\u5305\u62ec\uff1a<\/p>\n\n\n\n \u6539\u5584\u7528\u6237\u4f53\u9a8c\uff1a \u7ed3\u8d26\u66f4\u65e0\u7f1d\uff0c\u91cd\u5b9a\u5411\u66f4\u5c11\u3002\n\n\n\n \u79fb\u52a8\u4f18\u5316\uff1a 3D Secure 1 \u5728\u8bbe\u8ba1\u65f6\u8003\u8651\u5230\u4e86\u7528\u6237\u53cb\u597d\u3001\u53cd\u5e94\u7075\u654f\u7684\u79fb\u52a8\u754c\u9762\u3002\n\n\n\n \u6570\u636e\u5229\u7528\u7387\u66f4\u9ad8\uff1a \u5927\u91cf\u6570\u636e\u7528\u4e8e\u66f4\u65e0\u7f1d\u7684\u4ea4\u6613\u548c\u81ea\u9002\u5e94\u8eab\u4efd\u9a8c\u8bc1\u3002\n

3D \u652f\u4ed8\u7f51\u5173\u7684\u4f18\u52bf<\/span><\/h3>\n\n\n\n

\u5728\u7f51\u7ad9\u4e0a\u4f7f\u7528 3D \u652f\u4ed8\u7f51\u5173\u6709\u5f88\u591a\u4f18\u52bf\u3002\u6700\u660e\u663e\u7684\u4f18\u52bf\u5305\u62ec<\/p>\n\n\n\n \u51cf\u5c11\u6b3a\u8bc8\u6307\u63a7\uff1a \u4f7f\u7528 3D \u652f\u4ed8\u7f51\u5173\u53ef\u4ee5\u51cf\u5c11\u6b3a\u8bc8\u6307\u63a7\u3002\n\n\n\n \u66f4\u5f3a\u5927\u7684\u4fdd\u62a4\uff1a \u989d\u5916\u7684\u4fdd\u62a4\u5c42\u53ef\u9632\u6b62\u654f\u611f\u6570\u636e\u88ab\u6ee5\u7528\u3002\n\n\n\n \u5ba2\u6237\u4fe1\u5fc3\uff1a \u5f53\u5ba2\u6237\u4e86\u89e3\u5230 3D \u652f\u4ed8\u7f51\u5173\u63d0\u4f9b\u7684\u5b89\u5168\u6027\u65f6\uff0c\u4ed6\u4eec\u4f1a\u66f4\u6709\u4fe1\u5fc3\u4e0e\u7f51\u7ad9\u5f00\u5c55\u4e1a\u52a1\u3002\n\n\n\n \u9500\u552e\u989d\u4e0a\u5347\uff1a \u66f4\u5b89\u5168\u7684\u8d2d\u7269\u4f1a\u589e\u52a0\u8d2d\u4e70\u4eba\u6570\u548c\u8d2d\u4e70\u9891\u7387\u3002\n\n\n\n \u66f4\u597d\u7684\u670d\u52a1\uff1a \u7531\u4e8e\u6b3a\u8bc8\u548c\u6263\u6b3e\u51cf\u5c11\uff0c\u5546\u5bb6\u5bf9\u4e1a\u52a1\u4ea4\u6613\u7684\u7ed3\u679c\u66f4\u52a0\u6ee1\u610f\u3002\n\n\n\n \u56fd\u9645\u4ea4\u6613\uff1a \u5546\u5bb6\u5bf9\u81ea\u5df1\u5f00\u5c55\u56fd\u9645\u4e1a\u52a1\u7684\u80fd\u529b\u66f4\u6709\u4fe1\u5fc3\u3002\n\n\n\n \u4e13\u4e1a\u63d0\u793a\uff1a \u5982\u679c\u662f\u56fd\u9645\u5546\u6237\uff0c\u8bf7\u8003\u8651\u7533\u8bf7\u56fd\u9645\u5546\u6237\u8d26\u6237\u3002\n

\u63a8\u8350\u9605\u8bfb\uff1a\u4ec0\u4e48\u662f\u652f\u4ed8\u7f51\u5173\uff1f<\/a><\/p>\n\n\n\n

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