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　　-india’s digital payments have reached a new milestone, with the transaction volume increasing from 2.071 trillion rupees in the fiscal year 2017-18 to 18.737 trillion rupees in 2023-24, showing a compound annual growth rate (CAGR) of 44%. In the last five months of the fiscal year 2024-25 (April to August), the transaction volume has reached 8.659 trillion rupees.

　　The Unified Payments Interface (UPI), as the cornerstone of India’s digital payment ecosystem, has seen its transaction volume grow from 920 million rupees in the fiscal year 2017-18 to 131.16 billion rupees in 2023-24, with a CAGR of 129%. The convenience and real-time nature of UPI have made it the preferred payment method for millions of users.

　　In addition, UPI and RuPay are expanding rapidly globally and have been launched in 7 countries including the United Arab Emirates, Singapore, and Bhutan, providing international payment and receipt services for Indian consumers and businesses. This expansion will further promote the flow of remittances, improve financial inclusion, and enhance India’s position in the global financial sector.