Payment gateway integration PHP process details:- www.deekpay.com
Online shopping has revolutionised our world and our living environment. According to statistics, nearly 20% of global sales are now done in the digital space. Indians have also embraced e-commerce on a large scale. Cheap and fast internet is fuelling the success of online shops. Significantly, the epidemic is driving consumers to even start relying on retailers' e-services for their basic needs. It is no wonder that more and more merchants are now looking to create online presence for their business projects. Most people use PHP for their online e-commerce needs. When you set up a shop using PHP, you need a PHP payment gateway to accept merchant payments.
Let's explore how easy it is to do payment gateway integration in PHP India.
How to build an e-commerce shop and collect money with minimal effort
An important part of online shopping is collecting the money from the buyer for the purchased goods. Payment gateways play a vital role in this matter. This article will help you understand how to integrate a payment gateway in PHP for your online shop.
While building a shop using an e-commerce platform requires little to no coding skills, the application has integrated features that allow all aspects of your shop, including the payment gateway, to be seamlessly integrated. However, if you want to connect the payment gateway to your shop yourself, you will need a specific set of coding skills. Firstly, let's learn about PHP.
What is PHP?
For the most part, coding is done using Java, C#, or PHP, a general-purpose programming language used for web development. Since 1994, PHP has proven to be extremely useful for developers to create content; it is object-oriented and functional. It is now widely used to build simple and dynamic web applications.PHP payment gateway source code is now a feature of many online shops.
How to Integrate a Payment Gateway into Your Online Store Using PHP
Once you have chosen the ideal payment gateway service provider for your shop, follow the steps below to integrate it with your online shop using PHP:
PHP Steps to Integrate Payment Gateway to Your Online Store
Step 1: Create an HTML form to collect the customer's payment source information.
The whole concept of online shopping is to provide buying convenience and comfort to the buyers. Indian shoppers prefer to pay using credit cards, debit cards, net banking, UPI, e-wallets and other similar options. Online shopping also provides full payment options through which they can pay for their purchases.PHP India's payment gateway should cover all these available options.
Step 2: Create a token to securely transmit encrypted data.
Customers' financial data is of paramount importance and must be protected during online transactions.MySQL is the most popular database system used with PHP. Data security is crucial when integrating a payment gateway in PHP.
Step 3: Allow submission of forms with payment information.
The next step is to submit the form with all the relevant data to the client's source bank for necessary approvals.
Step 4: Verify and validate costs.
Once the customer's source bank confirms the transaction, validate and confirm the charges in the order process.
Step 5: Display the order status to the user.
Whether the transaction is approved or rejected by the customer's source bank, the status of the transaction needs to be shown to the consumer. In addition, payment details need to be stored in a database.
What is an API?
Simply put, an application programming interface (API) is a software intermediary that enables two different applications to communicate with each other. For payment integration in PHP, you need access to the API keys and other resources of the payment gateway service provider.
Once you have chosen to integrate the correct payment gateway into your shop, you will need to register with the service and submit proof of all data. Once the account is registered, the payment gateway service provider shares the API key. In India, reputed payment gateway service providers like PayU India share API keys to verified accounts quickly.
What is GitHub and why should you know about it?
Many developers are now turning to GitHub for their coding needs.GitHub is a code hosting platform. You can work with countless collaborators here and handle countless public and private repositories.PHP and MySQL payment gateways integrated with GitHub collaboration can provide practical solutions for your online shop development.
Testing before going live
As the payment gateway integration in PHP nears completion, testing the service before going live for consumers is the most critical step. Financial transaction elements require the highest level of security. You must pay attention to the following points:
Correct amount of transactions
Approval or rejection of transactions by the client's source bank
Security of users' financial data
Provisions for refunds or charge-offs
The need for repeated testing cannot be ignored. The development programme should be error-free and run efficiently at optimum speed. Only after complete satisfaction with the test runs should the service be released for public use.
summaries
The cost of payment gateway integration in PHP can be higher than the services available on e-commerce platforms. These platforms offer off-the-shelf solutions for creating your online shop. In some cases, customisation options may not be the best solution for your website. This is why coding options are reserved for business owners.
Coding with PHP gives you the flexibility to create a website according to your specific requirements.Payment gateway integration with PHP requires extreme care while keeping the key factors in mind.
You must check out PayU India's website to fully understand how payment gateways work. Don't put off your payment gateway integration, get started today! Good luck in creating an amazing online shop and achieving great success in your e-commerce business.
Frequently Asked Questions
What is PHP PHP is a coding language used for web development. Using PHP, you can easily integrate the payment gateway of your choice with your online shop. Are payment gateway transactions secure?PayU India does its best to ensure that all information entered by the user is protected. Transactions conducted using PayU India payment gateway are secure.