In the Internet era, online payment has become an important part of business transactions. Even small changes in the payment process can greatly impact the user experience. Your customers will experience a uniform checkout process when they pay. However, there are multiple checkout options, both web and mobile, designed to enhance your customers' online payment experience. :- www.deekpay.com

### Web Checkout

**PayUmoney Classic Redirect**

This is the easiest way to quickly integrate PayUmoney into your website. It redirects users to PayUmoney's payment page, where customers can pay by credit card, debit card or net banking.

Features include:

- Credit/debit cards/Internet banking

- Custom parameter support

- Save cards

- retry

- UPI

- installment

- Dynamic pricing

In classic redirects, payments are initiated by sending a POST request to either the production server or the test server, depending on the development model. A hash (checksum) is used to secure the transaction request and response. A random string of numbers is generated by a mathematical algorithm and encrypted using a secret key called "Salt", which is held by both parties. The receiver decodes the checksum using the same Salt. If the receiver's checksum is different, it means that the message has been tampered with, and the transaction will be rejected for security reasons.

**PayUmoney In-Context Checkout**

Further optimising the user experience and completely eliminating user redirection, this product pops up a window on the merchant's website where the user can complete all payment operations.

Features include:

- Debit/credit/Internet banking

- Save cards

- digital wallet

- Third-party wallets

- retry

- multi-currency

- Custom parameter support

- Layout theme customisation

- UPI

The Nitro Flow feature, available in both Classic Redirect and In-Context Checkout, allows customers to save card information at checkout. The next time the user tries to pay with the same email or mobile combination, this information will be retrieved without the user having to log in.

### Mobile Checkout

**PayUmoney Native SDK**

If you are developing an Android or iOS app, the PayUmoney native SDK is your first choice. It offers a wide range of payment methods.

Features include:

- Debit/credit/Internet banking

- digital wallet

- One Click Payment

- Magic Retry

- Save cards

- Provisional closing of accounts

The SDK provides built-in user login and token management functionality, with optional add-ons including Magic Retry and Auto-Read OTP. Auto-Read OTP functionality and One-Click Payments streamline the payment process, reducing the number of clicks by the user and increasing the success rate.

**PayUmoney Classic Redirection with In-Context Checkout Mobile**

Both checkout options can be integrated into your Android or iOS app. They can be opened in a mobile web browser or in an in-app WebView.

Both options support responsive design to accommodate different screen sizes. In addition, for In-Context checkout, there is an advanced caching feature that restores information even if the form is closed.

Features include:

- Credit/debit cards/Internet banking

- Save cards

- digital wallet

- Third-party wallets

- retry

- multi-currency

- Custom parameter support

- UPI

- Installment payments and subscriptions

- Dynamic pricing

- Discounts & Cashback

**This checkout option will be live soon. **

Make online payment processing fast, easy and efficient. Explore PayUmoney and discover why over 300,000 sellers trust us!