Middle East Payment SDK Collection

As a payment platform expert, I've put together a collection of the major payment SDKs that support the Middle East:

International General Payments Programme

1. PayFort - The most popular localised payment gateway in the Middle East (now acquired by Amazon Payment Services)

   • Support credit card, Mada card, Apple Pay, etc.
   • Well-documented API with iOS/Android SDKs

2. Checkout.com

   • Coverage of major countries in the Middle East
   • Support multiple local payment methods + international credit cards

3. Stripe Middle East

   • Middle East version of Stripe
   • Support for the UAE Dirham (AED) and Saudi Riyal (SAR)

4. 2Checkout (Verifone)

   • Higher acceptance in the Middle East
   • Multi-language/multi-currency support

Localised Professional Solutions

5. Telr
   An integrated payment platform specialising in the UAE and Saudi Arabia, offering.
   One-click checkout, instalment payment and other functions

6. PayTabs
   Leading Middle East payment service provider based in Bahrain:
   Features: Islamic finance compliance, Arabic language interface optimisation

7. HyperPay
   The leading online acquirer in Saudi Arabia:
   Particularly suited to the Saudi market, the Mada card has high processing power.

8. CashU
   Prepaid card systems are widely used in the Middle East:
   Suitable for unbanked user groups

SDK selection recommendations for in-app mobile payments:

• PayFort Mobile SDK (iOS & Android)
• Checkout.com Frames SDK (cross-platform)
• Telr In-App Payments SDK

Implementation of recommendations:
1️⃣ Prioritise Mada card support (Saudi-specific debit card network)
2️⃣ Ensure compliance with SAMA (Saudi Central Bank) and UAE CBUAE compliance requirements
3️⃣Arabic UI Adaptation is essential!

# Middle East Payment SDK Collection (continued)

9. PayPal Middle East
- Coverage of major markets such as the UAE, Saudi Arabia, and Egypt
- Support for local currency settlement (AED/SAR/EGP)
- Advantage: high trust of international brands, suitable for cross-border e-commerce

10. Moyasar (Saudi-specific)
- The leading payment gateway in Saudi Arabia
- Featured Function:
- Mada Card Instant Processing
- STC Pay Mobile Wallet Integration
- SAMA PCI DSS Level 1 Certification

11. Benow Payment Solutions
- UAE Focused Payment Aggregation Platform
- Highlights:
"`java
// Java Integration Sample Code Snippet
BenowPayment.init(API_KEY)
.setCurrency("AED")
.addCustomField("islamic_finance", "true");
“`

Comparison Table of Key Indicators for SDK Technology Selection

| SDK Name | Mada Support | Apple/Google Pay | PCI Compliance | iOS/Android SDK |
|————-|———|—————–|——–|—————|
| PayFort | ✔️ | ✔️ | Level1 | ✔️ |
| Moyasar | ✔️ Expertise | ❌ | Level1 | ✔️ |
| Checkout.com | ✔️ ✔️ SAQ-A Flutter available |

⚠️ Special Considerations

A) *Religious Financial Compliance*
- The Islamic Finance model requires special configuration:
"`xml
true 0% “`

B) *Sharif Requirements*
All SDKs must be implemented:
1. Prohibition of interest (Riba)
2. Halal commodity classification filter

C) *Localisation Compulsory*
"`javascript
// RTL Interface Adaptation Code Sample (React)

“`

🚀 Recommended Architecture Solutions

“`
Customer APP → [Your Middleware Layer] → {
PayFort (main channel)
Moyasar (Saudi Alternate)
└─ CashU (Prepaid Card User)
}
“`

Need help choosing a specific programme? Please advise:
▢ Your main target countries ▢ Monthly transaction levels ▢ Whether halal e-commerce is involved