WooCommerce Access Guide to GCash/Maya

WooCommerce Access to GCash/Maya Guide: Ecommerce Payment Solutions in the Philippines

Why integrate GCash and Maya in WooCommerce?

Mobile wallets have become the dominant payment method in the Philippine e-commerce market. Data shows that more than 60% of Filipino online shoppers prefer to use GCash or Maya for online payments. For cross-border e-commerce or local shops built with WooCommerce, integrating these two payment methods can significantly increase conversion rates.

GCash, an e-wallet owned by Globe Telecom, has more than 50 million registered users, while Maya (formerly PayMaya) is a competing product launched by Voyager Innovations that also reaches a large user base. Failure to offer either of these payment options could result in you losing at least 30% of potential orders.

Preparation for GCash/Maya Integration with WooCommerce

Merchant Account Registration Requirements

To access a GCash business account:

  • Valid Philippine Business Licence (BIR Registration Certificate)
  • Company bank account
  • Globe or TM mobile phone number (for verification)

Required to open Maya Merchant Services:

  • Registered business entities
  • Maya Business Application Download and Installation
  • KYC Identity Verification Document Preparation

WooCommerce Environment Checklist

Make sure your website meets the following technical requirements:

  1. WordPress version 5.6+
  2. WooCommerce plugin 4.8+
  3. PHP version 7.4+
  4. SSL certificate installed (HTTPS protocol)
  5. Servers located in the South East Asia region are preferred (to reduce latency)

Specific steps for GCash's access to WooCommerce

API Key Acquisition Process

  1. Log in to the GCash Merchant Portal (gcash.com/business)
  2. Navigate to "Development Tools" → "API Management".
  3. Create a new application and select "E-Commerce Platform".
  4. Webhook URL fill: yoursite.com/wc-api/gcash_callback/
  5. Saving the generated Merchant ID and Secret Key

WooCommerce plugin configuration method

We recommend using the officially certified "GCash for WooCommeerce" plugin:

1. In the WordPress backend search for the installation of the plugin
2. Go to WooCoommerce → Settings → Payment → GChsh
3. Enter the voucher information obtained from the merchant portal
4. Setting the transaction fee rate (Recommended 2%-3%)
5. Enabling test mode for sandbox transaction validation

Description of important parameters:

  • Merchant Code: must be the same as at the time of signing the contract

Detailed process of Maya Payment access to WooCommerce

1. Register for a Maya Merchant Account

To access Maya Payments, you need to complete the following steps first:

  • downloading Maya Business App(iOS/Android) or visit the Maya Merchant Portal
  • Submit business details (BIR registration, business licence, etc.) for KYC verification
  • Wait for the approval to get API Key respond in singing Secret Key

2. WooCommerce plug-in installation and configuration

There are currently two ways to integrate Maya Payments in WooCommerce:

(A) Use the officially recommended "Maya Checkout" plugin.

  1. Installation of plug-ins:
    • WordPress Backend → "Plugins" → "Add New Plugin" → Search for "Maya Payment for WooCommerce" and install it.
  2. Configuration parameters:
    • WooCoommerce → "Settings" → "Payment Methods" → Maya Checkout.
    • Enter the value obtained from the merchant's back office Public Key & Secret Key.
  3. Test Mode Enable:
    • ✔️ tick the "Sandbox Mode" box to test the demo trading and make sure the callback URL (yourdomain.com/wc-api/mayapay_callback/) responds normally.

(B) API Manual Integration (for developers)

If you wish to customise the payment process, you can refer to the following API docking steps:

// PHP sample code (functions.php)

add_action('woocommerce_api_mayapay_callback', 'handle_mayapayment');

function handle_mayapayment() {

    $payload = json_decode(file_get_contents('php://input'), true);

    if ($payload['status'] === 'PAYMENT_SUCCESS') {

        $order_id = intval($payload['metadata']['order_id']);

        $order = wc_get_order($order_id);

        $order->payment_complete();

    }

}

⚠️ Note: Signatures need to be verified on the server side to prevent forged requests.

Optimisation Recommendations for GCash/Maya Payments

✅ Tips for setting up a conversion rate boost

functionality GCash Best Practices Maya Recommendations Programme
jump to an automatic destination <5 seconds to merchant page Enable One-Click Pay
small amount with no password <₱1000 OTP-free –
Instalment support Selected merchants only full-featured openness

❌ Common Error Troubleshooting

  1. "Payment Failed: Invalid Merchant" ➝ The API key is not properly bound to the corresponding domain.
  2. "Callback URL Not Reachable" ➝ WordPress fixed links are not set to Postname format.
  3. Order status out of sync ➝ Cron Job not running properly causing Webhook delays.

FAQ High Frequency Questions and Answers

❓Q: Does GCash support international credit cards?
👉 A. unsupported For GCash Philippines account balance or associated local bank card top-ups only.

❓Q: What is Maya's transaction fee rate?
👉 A. Standard rate 2% + ₱15 If you have a monthly turnover of more than P500,000, you can apply for preferential rates.

❓Q: How to solve PHP version compatibility issues?
👉 A: Maya SDK requires PHP ≥ 7.4, if there is a conflict you can use Docker containers to isolate the environment:

docker run -p8080 php8.x-wordpress-mysql

SEO Optimisation Key Points Summary

🔍 Targeted Keyword Layout Suggestions:

  • Title Tag.How to add GCash/MaYa collection in WooCommerce |2024 Latest Tutorials
  • Meta Description.Hands-on teach you the Philippines mainstream e-wallet GCasah and MaYa access to WordPress online shop, enhance the 30% conversion rate, with a failure solution!
  • H2 tags strictly containGCash/WooCommeerce integration, andMaYa E-commerce Payments

📈 Content Enhancement Strategy.
-Embedded comparison table (e.g. vs. GrabPay rates)
-Add Filipino translation toggle button (L10N optimised)
-Structured data tagged with HowTo types (improves chances of SERP rich snippet display)

Take Action Now! After following this guide to complete the integration, it is expected that your order churn rate for the Philippine market can be reduced by 401 TP3 T. For a professional technical support team to assist with the deployment, you are welcome to contact the Certified Service Provider for the Southeast Asia Payments Compliance Whitepaper.

Operational Strategies for WooCommerce with GCash/Maya Integration

Payment data analysis and optimisation

After successfully accessing GCash and Maya, you need to set up a data monitoring system:

1. Key Indicator Kanban (Google Data Studio recommended)
- Percentage of GCash/Maya payments
- Mobile vs PC Payment Distribution
- Comparison of average transaction amounts (credit cards vs. e-wallets)

2. Analysis of abandoned orders
"`sql
/* WordPress database query example */
SELECT payment_method, COUNT(*)
FROM wp_woocommerce_failed_orders
WHERE created_at > DATE_SUB(NOW(), INTERVAL 30 DAY)
GROUP BY payment_method.
“`

3. A/B testing programme
Test the impact of different payment button positions on conversion rates:

| Version | Button Position | CTR Elevation |
|——|———|——–|
| Version A | Top of the checkout page | +12% |
| Version B | Floating Sidebar | +18% |

Promotion Configuration Tips

Designing marketing campaigns using e-wallet features:

GCash Exclusive Offer Setup Method:
1. WooCommerce → Coupons → "gcash2024″
2. Restrictions tab:
Tick "Enable for specific payment methods" → GCash only
3. Usage limits set to 1 per person

Maya Discount Code Real Life Example:
"`php
// functions.php to add conditional discounts
add_filter('woocommerce_coupon_is_valid', 'maya_discount_check',10,2);
function maya_discount_check($valid, $coupon){
if($coupon->code=='MAYA15′ && WC()->session->chosen_payment_method!=='maya'){
wc_add_notice(__('This offer is only available for Maya Payments'),'error');
return false;
}
return $valid.
}
“`

PCI DSS Compliance Essentials

Note when processing e-wallet transactions:

- 🔒 SSL certificates must have TLS 1.3+ enabled
- 🛡️ Webhook endpoints need to be configured with WAF protection rules:
“`
# .htaccess security rule example

Order Deny,Allow
Deny from all
Allow from xxx.mayabank.com.ph

“`
- 📝 DPA requires retention of transaction logs for at least 6 months (BSP requirement)

API Error Codes Quick Reference

Refer to the table below for quick orientation when encountering technical problems:

HTTP status code GCash solution Mya countermeasures
401 Unauthorized Check if Merchant ID is expired Regenerate Public/Secret Key combination
403 Forbidden 联系[email protected]解除IP限制 Confirmation of merchant account activation
504 Timeout Tweak PHP max_execution_time=300 Recommended to use cURL instead of file_get_contents

> 💡 PRO TIP: Add `define('WP_DEBUG_LOG',true)` to wp-config.php to log the full API interaction.

SEO Content Continuous Optimisation Recommendations

An updated strategy for maintaining ranking dominance over the long term:

🗓️ Quarterly update schedule

2024 Q3 Focus:
- GCash new feature "GStocks investment payment" docking tutorial
- Description of SDK changes after Maya brand upgrade

2024 Q4 Direction Forecast:
- Bangko Sentral New Regulation Interpretation (e-wallet anti-money laundering policy)
- Shopify vs WooCommeerce Rate Comparison Report

📊 External link building programme

Access to resources on authoritative websites:
✅ Guest Post投稿目标站：fintechnews.ph、ecommercetimes.asia
✅ Directory submission to Payment Gateway listing page

—

With the systematic implementation of this guide, your WooCommerce website will be significantly more competitive in the Philippine market. For real-time updates on the Southeast Asia Ecommerce Payment Trends Report, subscribe to our developer newsletter. Act now to capture the blue ocean market in Metro Manila!