Malaysia Payment API Interface Documentation Summary

As a payment platform expert, I've put together a resource of API docking documentation for the major payment methods in Malaysia to help developers complete their integration quickly.

Mainstream e-wallets

1. GrabPay

   • Official Developer Portal
   • API documentation: includes mobile app and web payment integration guidelines
   • Featured: Support GrabPay balance and tied card payments

2. Touch 'n Go eWallet

   • Developer Centre
   • Provide SDK and API for QR payment, online payment
   • Need to apply for a merchant account to get full access

3. Boost

   • Merchant Technical Documentation
   • Support in-app payment and QR code collection
   • PHP/Python Sample Code Available

Bank Gateway and Credit Card Processing

4. FPX (Malaysia Internet Banking Transfer)

   • FPX Technical Specification PDF
     Common interface standard for multiple banks

5. Maybank2u Pay
   Need to contact Maybank Merchant Services for exclusive docking package

6. CIMB Clicks
   Enterprise customers can apply for access through the [Open API platform] (https://developer.cimb.com.my/)

7. Stripe Malaysia
   International card processing:Stripe API Documentation

QR Code Harmonisation Standard

8. DuitNow QR
   National standardised QR system:

9.WeChat Pay BMW Come Edition

10.Other resources

• [BNM Open API Directory] List of Financial Interfaces Regulated by Central Banks

Malaysia Payment API Interfacing Documentation Summary (cont'd)

Harmonisation of QR payment rates

8. DuitNow QR

   • Official technical specifications
   • Malaysia's national standardised QR system, integrating major banks and e-wallets
   • Support static/dynamic QR code generation for merchants

9. WeChat Pay Malay Edition

   • Cross-border Payment API
   • Required to apply for overseas merchant qualification, RMB settlement

10. Alipay + Malaysia

    • Alipay+ Developer Platform
    • Support for local e-commerce scenarios such as Lazada

Telecom Operator Billing

11. Digi Direct Carrier Billing

    • DCB API Documentation
    • Suitable for small payments for digital content (games, music, etc.)

12. Maxis Mobile Money
    Enterprise customers need to contact Maxis commercial department to get the SDK package.

Featured Payment Solutions

13. [Razer Merchant Services](https://merchants.razer.com/my/):

    // RMS Credit Card Processing Example
    
    $rms = new RazerMerchant('YOUR_MERCHANT_KEY');
    
    $response = $rms->charge(99, 'MYR', 'order_123');
    
    

14.[SenangPay] Commonly used gateway in Sabah:
provide a completePostman Test Collection

15. [Paysys PayByGroup] instalment payment API:
Special fields includeinstallment_monthrespond in singingbank_code

Development Tools Resources

⚠️ caveat: Required for all financial institution APIs:
1️⃣ Complete Business Registration Verification
2️⃣ Apply for IP Whitelisting
3️⃣ Production Environment HTTPS Mandatory Requirements

The following open source libraries are recommended to simplify development:

• malaysia-payment-gateway (Node.js)
• laravel-fpx (PHP)

For detailed code examples for a specific platform, please let me know your technology stack (e.g. Java/Python/.NET) and I can provide targeted guidance.