A guide to integrating Thai payments into your website

As payment platform experts, here are expert tips for integrating a Thai payment system into your website:

Main Thai payment methods

Bank transfer/Internet banking payments
- SCB Easy (Siam Commercial Bank)
- Bangkok Bank iBanking
- Kasikorn Bank K-Plus
- Krungthai NEXT (Krungthai Bank)
electronic wallet (e.g. for money)
- TrueMoney Wallet
- Rabbit LINE Pay
- GrabPay Thailand
QR code payment
- PromptPay (National QR Code Standard)
Convenience store cash payments
Payment can be completed through convenience stores such as 7-Eleven and FamilyMart.

Integration steps

1. Selection of a suitable integration programme

Option A: Use an international aggregation gateway

Stripe (supports some Thai bank cards)
PayPal (with a certain user base in Thailand)
International processors such as Adyen, Worldpay, etc. (support for localised solutions)

Option B: Work directly with local providers

Omise Payment Gateway
ThaiEPay
AsiaBill

2. Technical points of API integration

// Omise sample code (JavaScript)

const omise = require('omise')({

  'publicKey': 'pkey_test_yourkey',

});



omise.tokens.create({

  card: {

    name: 'Customer Name',

    number: '4242424242424242424242',

    expiration_month: '11',

    expiration_year: '2025',

    security_code: '123'

  }

}, function(error, token) {

  

});

3. UI/UX considerations

Language localisation:
- The UI should provide Thai language options and at least key processes should be explained in Thai language

Currency Display:

  // PHP example formatting THB amounts to display.

  echo number_format($amount,2)." TH฿".

  

  // JavaScript version.

  new Intl.NumberFormat('th-TH', { style:'currency', currency:'THB' }).format(amount);

3.Mobile Optimisation:
80%+'s Thai users shop via mobile phones to ensure a smooth mobile experience

4.trust mark:
Display PCI DSS compliance certification and local familiar bank logos

compliance requirement

1.BOI Registration(if applicable).
Certain types of business require IPC approval

2.Anti-Money Laundering Inspections:
Requires verification of customer identification information (KYC)

3.Value-added tax treatment(if applicable).
7%VAT needs to be correctly calculated and invoiced

4.Data storage provisions:
Customer financial data must be stored on PDPA compliant servers

Provide this payment code at the counter

How to integrate Thai Payments into your website?