Indian Payment Gateway Razorpay User Guide www.deekpay.com

About Razorpay Payment Gateway

Razorpay is an Indian onlinePayment GatewayRazorpay supports multiple payment options including credit cards, debit cards, and internet banking,UPI and digital wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

With Razorpay users are able to process payments quickly, securely and easily. With over 200,000 businesses now using its payment gateway services, Razorpay has become the payment gateway of choice for many Indian businesses.

Razorpay Payment Gateway Pricing and Fees

Razorpay offers two pricing plans: the Standard Plan and the Enterprise Plan.

The Enterprise Plan is a customised plan for businesses with high transaction volumes. With the Enterprise Plan, users have access to 24×7 support, and by submitting the proper documentation, their account can be live and activated within 24 hours. Additionally, users have access to one-on-one professional services from Razorpay's Key Account Managers. The price and cost of the Enterprise Plan depends on the nature and size of the user's business.

As most businesses use Razorpay's Standard Plan, the following details the contents of the Standard Plan.

standard programme

Suitable for Startups, SMEs One time setup fee ₹0.00 Annual maintenance fee ₹0.00 Indian Credit Cards, Indian Debit Cards, Internet Banking with 58 Banks, UPI, Wallets (including Freecharge, Mobikwik etc.). Per Transaction 2%Diners and Amex Cards, International Cards, EMIs Per Transaction 3% Key Features Offers Email, Chat and Phone Support Fully Online Paperless Activation Access New Features

In the standard plan, the user only pays the transaction fee at the time of payment.

Key Benefits of Razorpay Payment Gateway

Razorpay offers a fully integrated payment solution. With Razorpay, businesses can accept payments from customers around the world in multiple currencies and languages. Razorpay also provides an efficient way to manage transactions across multiple platforms and currencies, eliminating the need to integrate multiple payment gateways or use manual invoicing. Razorpay provides a seamless checkout experience. Business users can easily accept payments from customers with a single click, without having to fill out any time-consuming forms or manually enter payment information. In addition, businesses can use Razorpay's dashboard to track and manage all collections in real-time. Razorpay offers multi-level authentication, fraud protection tools and data encryption, and Razorpay payment processing is PCI DSS compliant with strong fraud protection features. Razorpay offers 24/7 customer support (Enterprise Plan). Razorpay provides comprehensive API documentation and SDKs so that developers can easily integrate the platform into their applications.

Payment methods supported by Razorpay

Razorpay offers hundreds of payment options, including India-specific options such as UPI and Bharat QR. They provide payment options for Indian banks such as SBIThe company also offers more than 50 online banking options (ICICI, ICICI, HDFC, Axis Bank, Kotak and Yes Bank), as well as a wide range of online banking services for banking transactions. NEFT, andRTGS respond in singing IMPS Options. The EMI on card is also available for customers who wish to pay in monthly instalments using major bank credit cards. In addition, Razorpay has a choice of nine payment wallets including JioMoney, Mobikwik, Freecharge and Ola Money. Visa, Mastercard, American Express and Rupay are available on all major credit and debit card networks, including international cards.

Razorpay Payment Gateway International Payments

Razorpay accepts bank cards issued by all major international banks and payments will be settled in Indian Rupees to the merchant account. Users can choose to display prices in over 90 foreign currencies. Payment rates are determined by Razorpay's banking partners and can often be expensive for the user as a merchant or for the user's international customers.

At T+7 business days, international payments take longer to settle into commercial bank accounts. The "T" is the date of payment by the customer. If the user does want it to be faster, the user can contact Razorpay to get early settlement at a fee of 1%. To start accepting international payments, users need to enable the service in the Razorpay dashboard.

Razorpay payment gateway settlement

Settlement is the time and process required for funds to be processed through a payment gateway and ultimately deposited into a user's bank account. Each payment gateway has different processes specific to its technology and systems. With Razorpay, settlement is fully automated and takes T+3 business days for domestic transactions in India, where T is the date when the payment is captured in the system. Users can check the settlement status at any time in the Razorpay dashboard under 'Settlement' and each settlement is tracked with a unique transaction reference number or UTR.

Razorpay Payment Gateway Customer Service

Razorpay has an easy-to-use customer service support website. Users can track the status of their refund, make a request, file a complaint or search their knowledge base on their website and dashboard. If users do want to communicate directly with customer service directly, they can call their customer service hotline at 1800-123-1272 (Monday to Friday, 9am to 6pm).

Atpay - we are a professional provider of payment solutions and have been deeply involved for many years inIndia PaymentsWe have successfully provided payment functions for countless customers at home and abroad. We are fully confident in payment integration and high-risk payment processing, and welcome inquiries and exchanges.