Complete Guide to HDFC Bank Payment Gateway in India www.deekpay.com

India's leading bank, HDFC, has provided theIndiaBusinesses offer a wide range of payment and collection services.HDFC Bank's SmartHub Payment Gatewayis a one-stop shop for new-age digital-first business for Indian enterprisesPayment-based solutionsHDFC's SmartHub portal allows organisations to send and receive payments seamlessly. Through the SmartHub portal, HDFC offers digital online payments, mobile phone payments, point-of-sale (POS) payment services and more.

In this article, we will describe the SmartHub online payment gateway provided by HDFC for businesses and the associated costs.

Payment Methods Supported by HDFC Payment Gateway

The HDFC Bank SmartHub payment gateway supports all major credit, debit cards and online banks in India including Visa, MasterCard, Visa Electron, Diners, Rupay, Discover or Maestro. It also allows existing HDFC customers to pay for their purchases through EMIs wherever applicable. It is also protected by multiple layers of protection such as One Time Password (OTP) and Securecode.

HDFC Payment Gateway can also be integrated with existing applications to support different shopping cart applications for a smoother and faster checkout experience.

Other payment options are listed below:

UPI credit cards debit cards online banking Wallet-based payments Scanning code payments PayZapp SMS/Email Payment

Merchant Advantage

Real-time payment processing. Ideal for organisations without a website. Collect single and bulk payments. Produce digital collections with an easy-to-use and fast curation process. Easily collect money by sending links.

Customer Benefits

Simple and secure cashless transactions. No need to download any apps or register. Pay anywhere, anytime with your mobile phone. Multiple payment methods are convenient.

HDFC Payment Gateway Pricing and Charges

HDFC offers customised payment solutions based on the nature of the merchant's business. Thus, whether the merchant is in the education sector, an e-retailer, a travel company or an NGO, HDFC is able to offer specific services and schemes, priced according to the merchant's business. Therefore, while it is difficult to give a specific price for the service, the following is a brief overview and breakdown of its features and charges:

Total Fees Applicable Credit, Debit and Prepaid Cards Pricing Depends on Merchant's Specific Plans 2.75% per transaction International and Business Card Transactions 2.75% per transaction Online Banking and VAS Facilities Depends on Merchant's Specific Plans Integration Fee per Transaction Depends on Merchant's Specific Plans One-Time Maintenance Fee Depends on Merchant's Specific Plans One Year

It should be noted that the payment gateway usage fee is fixed.

Transaction amount charge* below Rs. 1,00,000 per month Rs. 999 per month Rs. 1,00,000 to Rs. 5,00,000 per month Rs. 499 per month Rs. 5,00,000 to Rs. 25,00,000 per month Rs. 100 per month

*All prices shown exclude tax

When a merchant starts using HDFC's business services, HDFC will assign a Client Relationship Manager, who will list out the associated costs based on the size of the merchant's business.

Functions of HDFC Payment Gateway

Highly reliable uptime and optimal transaction success. Supports payments in multiple currencies. Comprehensive suite of offline and online product profiles. An integrated, flexible, rules-based, proactive risk management system that supports the assessment of each transaction. A complete Internet-based payment processing and management solution for all cards issued in India and abroad. Scalable to process millions of transactions per month in real time. 3D Secure: VBV (verified by Visa)/Master Secure/DCI Protect/Rupay PaySecure purchase compatible.

Value Added Services of HDFC Payment Gateway

Service Support: HDFC's dedicated in-house support team provides professional support for all queries. Integration support for organisations with ERP systems: In addition to implementation, HDFC provides operational, technical and functional expertise to build robust processes and keep customers happy. All this with error-free and cost-effective solutions. Intelligent Routing: HDFC ensures that transaction processing is completed seamlessly by routing transactions across multiple gateways in the back-end. Retry Option: This is an additional feature available to customers so that transactions can be completed using other payment methods. Real-time Smart Analytics: Comprehensive reports are available on the Institute dashboard detailing the transactions processed through SmartHub. Relationship Support: A team of trained professionals manages payment/collection services for clients. Each client has a dedicated account manager and support service delivery team to ensure delivery. Relationship management is focussed on ensuring that clients are well informed about relevant products and services in the electronic payments space. Aggregate and exception reporting and enquiry management assistance is provided through a single point of interface.

HDFC Payment Gateway International Payments

HDFC provides international payment services to merchants' customers, enabling them to make purchases in their home currency. HDFC accepts 16 international currencies and is MasterCard/Visa compliant.

Settlement of HDFC Payment Gateway

HDFC's settlement system is real-time settlement to the corporate account. Hence, once the payment is authorised and verified, the business account will be credited with the purchase amount (minus any deductions) immediately. Businesses can log into the HDFC Business Dashboard where they can view real-time updates on transaction data, reports and payments.

HDFC Payment Gateway Customer Service

HDFC customer support is in-house and available 24/7. Merchants can contact them according to their region if they have any issues with rolling, refunds, reporting or processing. HDFC also provides an email address for each region that can be contacted at any time for help if there is an issue.

Atpay - we are a professional provider of payment solutions and have been deeply involved for many years inIndia PaymentsWe have successfully provided payment functions for countless customers at home and abroad. We are fully confident in payment integration and high-risk payment processing, and welcome inquiries and exchanges.