Payment Gateway India EBS www.deekpay.com

About EBS

EBS (E-Billing Solutions), Electronic Billing Solutions Private Limited, was founded in 2005 and is headquartered in Mumbai. Now a wholly owned subsidiary of the Ingenico Group, a global leader in seamless online payments, EBS Online Payment Solutions combines the two essential elements required to start selling online: an Internet merchant account and aPayment Gateway.

EBS acts as an intermediary between merchants and consumers by providing a seamless payment acceptance and processing platform.EBS was the first to achieve PCI DSS 3.0 compliance.IndiaMerchant Account Provider. EBS is also certified for security and process compliance and follows the ISO 27001-2013 standard and is audited. EBS has served more than 8,000 partners across a wide range of industries, including retail, education, travel, and government.

The EBS Payment Gateway offers a wide range of payment options, including online banking, debit cards (Allahabad Bank, Axis Bank, BOI, etc.) and credit cards (Visa, MasterCard, Maestro, AMEX JCB, Diners, etc.).

EBS payment gateway pricing and fees

The EBS Payment Gateway is available in two different pricing packages: Starter and Premium. Premium packages are customised plans for specific businesses and are priced accordingly. If a merchant has a high volume of transactions, a customised plan is suitable. However, there is a fee for the settings in the premium plan.

For most businesses, the preferred option is the Starter Package and can be set up for free. Here are the details of the Starter Package pricing:

Payment Type Transaction Rate* Domestic Credit Cards (Visa, MasterCard) 2.00% Domestic Debit Cards (Visa, MasterCard, RuPay, Maestro) 2.00% Internet Banking (40+ Banks) 2.00%Amex, ezeClick, JCB, Diners, e-wallets, cash cards3.00% Annual Maintenance Fee (free for the first year) ₹1200 Axis Bank, Kotak, HDFC Bank EMIs no extra charges EMIs of other banks0.3% Additional International Card Transaction Charges ₹7

*Taxes not included

With the Starter Plan, merchants also get access to payment page customisation, plugins for all major shopping carts, automatic payments and intuitive analytics. Merchants can request additional services such as NEFT/RTGS, invoice payments, multi-currency gateways and foreign cards at an additional cost.

Payment options supported by EBS Payment Gateway

EBS offers merchants and customers over 100 payment options, including:

Debit cards (Visa, MasterCard, Maestro and RuPay) Credit cards (Visa, MasterCard, American Express, Discover and JCB) International cards (Visa, MasterCard) Internet banking (over 50 banks in India) Multi-currency acceptance and settlement Cash Card Digital wallets (Oxigen, Mobikwik, etc.) PayPal

There are also more than 8 options for bank EMI payments. However, please check if the merchant's plan requires extra charges for additional payment options.

EBS Payment Gateway International Payments

Merchants using EBS can accept Visa, Master Card, American Express, JCB and Diners cards worldwide. EBS also allows 11 major currencies to be automatically selected and paid in the customer's home currency, while merchants settle in Indian rupees.

EBS uses Dynamic Currency Conversion (DCC) for this purpose, but DCC usually has a large markup over the actual exchange rate. With this markup difference, the merchant's customers end up paying more for the purchase. That's why Wise Business ensures that merchants are always provided with the true exchange rate, which is the rate they see on Google. As a result, merchants can pass the savings on to their customers.

EBS payment gateway settlement

EBS requires merchants to manually capture each transaction on the dashboard. Therefore, merchants need to log in and capture their payment information and then click Authorise Payment by Payment ID.

Upon completion, the merchant's funds will be credited according to the billing cycle of the subscribed plan. Capture must also take place within 12 calendar days of payment or it will be cancelled in the system. Overall, EBS is a more manual and time-consuming process than other payment gateways.

EBS Payment Gateway Customer Service

Merchants can contact EBS customer service by phone and can submit questionnaires on the site. There is also a knowledge base on the EBS site that can help answer questions merchants may have. However, customer service hours are not listed on the site.

Atpay - we are a professional provider of payment solutions and have been deeply involved for many years inIndia PaymentsWe have successfully provided payment functions for countless customers at home and abroad. We are fully confident in payment integration and high-risk payment processing, and welcome inquiries and exchanges.