KaiOS-powered smart feature phones in India may have access to payment system:- www.deekpay.com

  Jio Corporation is working with the National Payments Corporation of India (NPCI) on plans to integrate Unified Payments Interface (UPI) apps into Jio mobile phones to boost the digital payments space in India, according to people familiar with the matter. Below is a summary of the key information:

  1. **Background for cooperation**: Jio has 388 million subscribers using mobile phones with KaiOS, a mobile phone operating system different from Android and Apple iOS.

  2. **Development progress**: Jio has started developing applications that match the underlying NPCI architecture, which will help increase the number of UPI users and expand the audience for payment applications such as PhonePe and Google Pay.

  3. **UPI usage**: The number of monthly transactions and the total value of transactions on the UPI platform declined for the first time in April due to factors such as the epidemic and home quarantine. UPI currently has approximately 100 million users.

  4. **Technical Challenge**: Due to the specificity of the KaiOS system, Jio needs to develop the KaiOS version of the UPI application based on the NPCI database separately.

  5. **Government support**: The Government of India is also developing a Jio system version of the trip-tracking application Aarogya Setu.

  6. **Jio's ecosystem**: KaiOS already has its own app shop, JioStore, and Jio has developed a range of native apps, such as MyJio, JioSaavn, JioTV and others.

  7. **Release date**: The development of the UPI web and payment application is progressing rapidly, but the final release date has not yet been determined.

  8. **Collaboration history**: Jio's work with NPCI began before Facebook announced its acquisition of Jio.

  This article is compiled from Jio is in talks with NPCI to get UPI apps on its phones.