Through the Paytm app, you can instantly transfer funds from one bank account to another using the UPI payments service, which is provided by NPCI (National Payments Corporation India). Most UPI payments are successful instantly and the funds are added to the recipient's bank account immediately. However, in rare cases, due to factors beyond our control, such as not receiving a success message from NPCI or the receiving bank within the stipulated time, the transaction may go into pending status. For pending cases, we regularly check the status with NPCI and usually within 24 hours, we are informed:- www.deekpay.com

What should you do if you find that a bank-to-bank transfer is showing as successful, but the funds have not been added to the recipient's account? Firstly, you should check if the funds have been transferred to the correct account. If not, you can follow the steps below. If you did transfer the funds to the correct account, a rare situation may occur where the bank does not confirm the addition of the funds to the NPCI despite multiple checks. In such cases, NPCI will treat these cases as approved. Such payments are in the reconciliation stage with the receiving bank and the funds will be added to the account within two working days. We assure you that your funds are safe in all cases.