What Malaysian payment systems do Shopee and Lazada use?

Shopee and Lazada support a variety of local payment methods in Malaysia, below are the main payment systems:

1. Payment Methods Supported by Shopee Malaysia

  • ShopeePay (e-wallet) - Shopee's own mobile wallet that supports top-ups, transfers and online/offline payments.
  • Bank Card (Credit/Debit Card) - Visa, Mastercard, American Express.
  • Online Banking - Maybank2u, CIMB Clicks, Public Bank Berhad (PBB), RHB Now and others.
  • Convenience store cash top-ups (Cash Top-up) - 7-Eleven (via KPay), MyNews and other offline channels.
  • Boost Pay & GrabPay - Some merchants may accept these e-wallets for payment.

2. Payment Methods Supported by Lazada Malaysia

  • Lazada Wallet - Lazada's own digital wallet feature to store balances for purchases.
  • Bank Card (Credit/Debit Card) - Cards issued by international card organisations such as Visa and Mastercard.
  • Online Bank Transfer (FPX Online Banking) - Maybank2u, CIMB Click, Hong Leong Connect, RHB Now and other mainstream direct payment methods.
  • BNPL (pay for what you want before you buy) Atome / Grab PayLater (available in some areas).
  • Boost Pay & Touch 'n Go eWallet (some promotions may be supported).

common ground::

Both platforms widely accept mainstream internet banking FPX channels and credit/debit card transactions in Malaysia; and each promotes its own e-wallet (ShopeePay/LazWallet).

If you have a specific preference such as TNG eWallet or GrabPay be aware that they are not scenario wide but occasionally appear in limited time events! It is recommended to check the latest list of options before checking out!

Shopee and Lazada Payment Methods in Malaysia Comparison and Supplementation

1. Shopee Malaysia's Featured Payment Options

✅ ShopeePay (main e-wallet)

  • Offers such as Cashback and discount coupons to encourage users.
  • Support offline code payment (e.g. convenience stores, restaurants).
  • Top-ups can be made by bank transfer or cash (7-Eleven, MyNews, etc.).

✅ Buy Now Pay Later (BNPL) - SPayLater

  • Shopee has its own instalment service, similar to the "flower chanting", which can be instalment for 3/6/12 months.

✅ More localisation options:

  • Maybank QR Pay / DuitNow QR (available at some merchants).

2. Lazada Malaysia's Featured Payment Options

✅ Lazada Wallet + BNPL (Atome/Grab PayLater)

  • Atome: interest-free payments in 3 instalments, subject to credit check.
  • Grab PayLater: For Grab users only, amount based on Grab account rating.

✅ Touch 'n Go eWallet & Boost Pay (Limited Time Event)