Guide to ICICI Bank Payment Gateway in India www.deekpay.com

About ICICI Payment Gateway

ICICI Bank isIndiaon-linePayment GatewayService Providers (OPGSPs), in the growing e-commerce industry, ICICI Bank offers unique facilities to OPGSPs to facilitateCross-border paymentsICICI Bank offers fast and seamless payment settlement supported by customised system integration and MIS.

ICICI Bank is a private Indian multinational banking and financial services company with its registered office in Baroda, Gujarat, and its corporate office at the Mumbai International Exhibition Centre. ICICI Bank has evolved from a development finance institution providing only project finance to a diversified financial services group that is now India's "Big Four" and the largest private sector bank in India.

ICICI's Merchant Services (or IMS for short) was born out of a partnership between ICICI, India's leading bank, and First Data. First Data is a provider of e-commerce payment technology and services, working with six million merchants worldwide. With IMS and First Data, Indian businesses can offer electronic credit and debit card payment solutions through physical point-of-sale terminals or online payment gateways.

In this article, we will focus only on the online payment gateway provided through IMS-First Data and analyse in detail the payment services provided by ICICI to Indian businesses over the Internet.

ICICI Payment Gateway Pricing and Fees

ICICI's Payment Gateway for Indian Businesses is a part of First Data Payment Gateway. With IMS-First Data Payment Gateway, each plan is tailored to the specific business and its needs.

Ecommerce Gateway Product Suite Price SME Business Options (£) Company Options (£) Gateway Setup Fee Variable Free Monthly Gateway Fee of £15 per Merchant Identifier (MID) (includes 500 online payments) Free Transaction Fees Variable based on volume over 500 transactions Variable based on volume Connecting to Hosted Payment Pages Free Free API Free Free Virtual Terminal Free Free Data Warehouse Free Recurring Payments based on Transaction Volume Free Free Fraud Prevention Tools Free Free Online Portal (Reporting and Management) Free Free 3D Security Free Free Free

Advantages of ICICI Payment Gateway

For businesses looking for a more streamlined online payment experience, the payment integration and wallet services offered by ICICI Payment Gateway are the ultimate solution. Some of the unique features of its payment integration system include:

unique features Highly Reliable Uptime: The trusted SmartHub has highly reliable uptime and excellent transaction success rates. Multi-currency support: It supports payments in multiple currencies, making it ideal for organisations with a global presence. Comprehensive product suite: Benefit from a comprehensive suite of offline and online product forms that offer versatility in payment processing. Proactive risk management: SmartHub employs an integrated, flexible, rules-based proactive risk management system that evaluates every transaction for enhanced security. Global Card Support: It provides a complete Internet-based payment processing and management solution for all cards issued in India and abroad. Scalability: Integration helps in easy scaling to process millions of transactions per month in real time and grow with your business. 3D Secure: 3D Secure, compliant with security protocols such as VBV (Verified by Visa)/Master Secure/DCI Protect/Rupay PaySecure. surety

The security of CICI payments is supreme. When you initiate a payment, advanced encryption and other stringent security measures protect your financial information and give you peace of mind.

Mobility Assist

In a world where mobile devices have become an extension of our lives, ICICI Payment Gateway is optimised for the mobile-savvy generation. Payments and account management are at your fingertips thanks to the seamless compatibility of smartphones and tablets.

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ICICI Bank understands the diverse financial needs of its customers and has created a wide range of payment solutions to meet these needs. These include NEFT respond in singing RTGSand for fast-moving transactions IMPS respond in singing UPIThe bank's online platform enables customers to manage their loan EMIs and credit card payments with ease, as well as a hassle-free bill payment service that makes it easier to pay utility bills and credit card bills. In addition, the bank's online platform enables customers to manage their loan EMIs and credit card payments with ease. ICICI Bank offers secure fund transfer services and efficient foreign currency remittance options for international financial commitments. "The 'Pockets' mobile wallet service takes mobile payments a step further by offering exclusive offers and deals.

ICICI Payment Gateway International Payments

One of the main advantages of the IMS First Data payment gateway is that it provides additional convenience for obtaining payments from Europe, Africa, Latin America and some Asia-Pacific markets. It allows customers in these regions to pay in localpayment methodPayment. The gateway calculates the exchange rate through DCC (Dynamic Currency Conversion) where the price is shown in the local currency, but as a business, gets paid in Indian Rupees.

ICICI Payment Gateway Settlement

The following steps are followed to enable ICICI Payment Gateway for payment and settlement:

After a customer selects something from a business's website or app, they enter their card details into a payment form and click submit. ICICI-First Data checks to ensure that all the correct information is submitted and that there are sufficient funds in the relevant account for the purchase. If all goes well, the system generates an authorisation code in real time, freezes the funds and deducts them from the customer's balance. If the funds are not available, the payment will be rejected. ICICI-First Data then provides the merchant with daily settlement information of the bank account along with a reconciliation report.

ICICI Payment Gateway Customer Service

IMS-First Data offers 24/7 service and support specialists, monitoring and disaster recovery to help ensure uninterrupted service. They guarantee 99.99% of scheduled switch uptime, even during busy buying hours.

Atpay - we are a professional provider of payment solutions and have been deeply involved for many years inIndia PaymentsWe have successfully provided payment functions for countless customers at home and abroad. We are fully confident in payment integration and high-risk payment processing, and welcome inquiries and exchanges.