India Payments proposes 33% market cap, Ali, Xiaomi, Google swarm against it:- www.deekpay.com

　　This article discusses the Indian mobile payments market and here is a summary of the key points from the article:

　　1. **Background of the Indian mobile payments market**: India is a mobile payments market with huge potential, with the market size expected to reach $1 trillion in the next five years. This has attracted international payment giants including Alibaba, Xiaomi, Google, Walmart and others to enter the market.

　　2. **Regulatory policy change**: The National Payments Corporation of India (NPCI) plans to set a market share cap of 331 TP3T for mobile payment providers using the Unified Payments Infrastructure (UPI) service in India, a policy that will have a significant impact on international payment providers.

　　3. **Competition from international payment giants**: Google Pay, Walmart's PhonePe, Alibaba-invested Paytm, etc. occupy a significant position in the Indian mobile payment market. These companies compete in the Indian market through different business models and strengths.

　　4. **Market challenges**: All players are facing challenges as regulatory policies tighten. International payment giants are hoping for a relaxation of policies by the Indian regulators on one hand, while on the other hand they are gearing up for a tougher competition with their rivals.

　　5. **Response strategy**: Payment institutions need to optimise their payment products, increase market subsidies to pull in incremental users, and at the same time deepen the value-added services derived from payments to enhance their competitive strength.

　　6. **Market outlook**: The Indian mobile payments market will become more competitive, and surviving and adapting to regulatory policies will be the first concern for payment providers.

　　With detailed analysis and examples, the article demonstrates the current status and future trends of the mobile payments market in India, as well as the competitive landscape of the major payment giants in this market.